Postal Codes

32702 ZIP Code

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ZIP code 32702 covers Altoona, Florida, with a population of about 2,732 and a median household income of $51,762.

Population
2,73246 per square mile
Median age
56.617.9 points above the US average
Median household income
$51,76228% below the Florida median
Poverty rate
21.7%9.3 points above the US average
Typical home value
$283,763up 33% in five years
Median rent
$3,500+2.2× the Florida median
Degree or higher
18.5%16.5 points below the US average
Homeownership
61%4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
47

Where 32702 is

Altoona, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,732
Median age56.6
Family households62.4%
Born outside the US1%
Speaks a language other than English at home2%
White (non-Hispanic)89.8%
Black (non-Hispanic)3.3%
Asian (non-Hispanic)0%
Hispanic or Latino5.3%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,762
Income per person$31,656
Poverty rate21.7%
Households on SNAP or cash assistance23.4%

Household income distribution

Under $10k7.6%
$10–15k8.0%
$15–20k2.0%
$20–25k2.5%
$25–30k1.1%
$30–35k6.2%
$35–40k9.7%
$40–45k3.9%
$45–50k4.2%
$50–60k10.7%
$60–75k17.4%
$75–100k8.7%
$100–125k5.8%
$125–150k4.5%
$150–200k2.5%
$200k or more5.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,520
Mean adjusted gross income$65,064
Returns declaring $200,000 or more3.9%
Returns, under $25k31.6%
Returns, $25k–$50k25.0%
Returns, $50k–$75k15.8%
Returns, $75k–$100k9.9%
Returns, $100k–$200k13.8%
Returns, $200k or more3.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median gross rent$3,500+
Rent as a share of household income51%
Owner-occupied61%
Vacant homes21%
Median year built1984

What the homes are

Detached house38.8%
Attached house5.6%
2 to 4 units9.6%
5 to 19 units1.5%
20 or more units7.7%
Mobile home36.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$283,763as of 2026-07
Typical home value, 1 yearup 2.7%
Typical home value, 5 yearsup 33%
Typical home value, 10 yearsup 128.4%
Typical home value since 2000
200020132026$286,706$76,044

$78,107 in 2000 to $283,763 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate14.1%
Bachelor's degree or higher18.5%
High school diploma or higher86.8%
Works from home4.9%
Drives to work alone79.9%
Takes public transport0%
Commutes 45 minutes or more20.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.1% 1.7 pts above the national average of 33.4%
Diagnosed diabetes17% 5 pts above the national average of 12%
Currently smokes15.5% 2.3 pts above the national average of 13.2%
High blood pressure45.8% 11.7 pts above the national average of 34.1%
Fair or poor general health25.2% 4.9 pts above the national average of 20.3%
No health insurance (18–64)13.4% 2.1 pts above the national average of 11.3%
Depression18.5% 3.4 pts below the national average of 21.9%
No leisure-time physical activity30.7% 5.3 pts above the national average of 25.4%
Arthritis38% 12.9 pts above the national average of 25.1%
Binge drinking12.3% 3.7 pts below the national average of 16%
Taking blood pressure medication83.9% 9.2 pts above the national average of 74.7%
Cancer (non-skin)14.4% 6.7 pts above the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease12.6% 6.4 pts above the national average of 6.2%
Routine check-up in past year81.7% 5 pts above the national average of 76.7%
Cholesterol screening88.2% 2.3 pts above the national average of 85.9%
Cognitive disability15.6% 0.8 pts above the national average of 14.8%
Colorectal screening66.1% 1.8 pts above the national average of 64.3%
COPD12.3% 5.7 pts above the national average of 6.6%
Visited a dentist54.2% 7.1 pts below the national average of 61.3%
Any disability41.5% 10.8 pts above the national average of 30.7%
Hearing disability13.1% 6.4 pts above the national average of 6.7%
High cholesterol44.7% 8.5 pts above the national average of 36.2%
Independent living disability11.3% 2.9 pts above the national average of 8.4%
Mammography use70.1% 5.8 pts below the national average of 75.9%
Poor mental health (14+ days)16.4% same as the national average of 16.8%
Mobility disability23.2% 9.2 pts above the national average of 14%
Poor physical health (14+ days)18.5% 5 pts above the national average of 13.5%
Self-care disability5.5% 1.5 pts above the national average of 4%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke6% 2.6 pts above the national average of 3.4%
All natural teeth lost15% 2 pts above the national average of 13%
Vision disability7.5% 1.9 pts above the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments47
People employed432
Annual payroll$17,586,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 51% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss42.2 out of 100
Community resilience33.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire95.7Relatively Moderate at its worst in this ZIP code
Hurricane83.8Relatively Moderate at its worst in this ZIP code
Landslide78.3Relatively Low at its worst in this ZIP code
Strong wind75.7Relatively High at its worst in this ZIP code
Lightning75.2Relatively High at its worst in this ZIP code
Drought72.8Relatively Low at its worst in this ZIP code
Tornado69Relatively High at its worst in this ZIP code
River flooding57.5Relatively High at its worst in this ZIP code
Coastal flooding44.5Relatively Low at its worst in this ZIP code
Cold wave29Relatively Moderate at its worst in this ZIP code
Heat wave22.8Relatively Low at its worst in this ZIP code
Earthquake18.8Very Low at its worst in this ZIP code
Hail16.6Relatively Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$51,762$71,711$78,538
Income per person$31,656$41,055$43,289
Poverty rate21.7%12.6%12.4%
Median home value$325,000$303,400
Median gross rent$3,500+$1,564$1,348
Homeownership61%67.3%65%
Bachelor's degree or higher18.5%33.2%35%
Unemployment rate14.1%4.8%5.2%
Works from home4.9%13.9%13.5%
Born outside the US1%21.4%13.9%
Median age56.642.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLISBON, FL US22.2 km away
Rain in a year50 in

Average high and low by month

January67°F / 45.9°F2.81 in rain
February70.4°F / 48.8°F2.49 in rain
March75.4°F / 52.8°F3.49 in rain
April80.5°F / 58.7°F2.64 in rain
May85.7°F / 65.2°F3.37 in rain
June88.5°F / 70.7°F7.51 in rain
July89.5°F / 72.7°F6.5 in rain
August89.5°F / 72.8°F7.46 in rain
September86.9°F / 71°F6.32 in rain
October81.2°F / 63.8°F2.94 in rain
November74°F / 54.3°F2.24 in rain
December69.1°F / 49.1°F2.26 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket52% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket48% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Lake County School District76.9% of this ZIP code's land area
Marion County School District23.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability60more vulnerable than 60% of US census tracts
Socioeconomic status68more vulnerable than 68% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status17more vulnerable than 17% of US census tracts
Housing type and transport60more vulnerable than 60% of US census tracts
Walkability4.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32784 Umatilla, FL11.7 km away
32767 Paisley, FL12.8 km away
32736 Eustis, FL16.3 km away
32102 Astor, FL18.3 km away
32735 Grand Island, FL18.3 km away
32727 Eustis, FL18.9 km away
32726 Eustis, FL19.1 km away
34788 Leesburg, FL20.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Lake County77% of this ZIP code's land area
Marion County23% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area59.29 sq mi
Water area6.69 sq mi
Population density46 people per sq mi
Latitude, longitude29.0219, -81.6323

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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