Postal Codes

32570 ZIP Code

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ZIP code 32570 covers Milton, Florida, with a population of about 35,751 and a median household income of $73,615.

Population
35,751119 per square mile
Median age
40.31.6 points above the US average
Median household income
$73,615about the Florida median
Poverty rate
12.1%about the US average
Typical home value
$278,380up 26.4% in five years
Median rent
$1,23321% below the Florida median
Degree or higher
23.3%11.7 points below the US average
Homeownership
68.4%3.4 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
565

Where 32570 is

Milton, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population35,751
Median age40.3
Family households63.1%
Born outside the US4.2%
Speaks a language other than English at home6.5%
White (non-Hispanic)79.7%
Black (non-Hispanic)5.8%
Asian (non-Hispanic)1.4%
Hispanic or Latino5.7%
Veterans15%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$73,615
Income per person$36,059
Poverty rate12.1%
Households on SNAP or cash assistance14.4%

Household income distribution

Under $10k3.1%
$10–15k3.1%
$15–20k3.0%
$20–25k3.0%
$25–30k3.6%
$30–35k4.1%
$35–40k4.5%
$40–45k2.2%
$45–50k4.7%
$50–60k5.6%
$60–75k15.1%
$75–100k16.3%
$100–125k13.3%
$125–150k6.3%
$150–200k4.4%
$200k or more7.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,550
Mean adjusted gross income$64,368
Returns declaring $200,000 or more2.9%
Returns, under $25k27.2%
Returns, $25k–$50k26.5%
Returns, $50k–$75k16.6%
Returns, $75k–$100k11.3%
Returns, $100k–$200k15.5%
Returns, $200k or more2.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$240,800
Median gross rent$1,233
Rent as a share of household income26.7%
Owner-occupied68.4%
Vacant homes8.8%
Median year built1990

What the homes are

Detached house79.9%
Attached house0.9%
2 to 4 units6.3%
5 to 19 units4%
20 or more units1.5%
Mobile home7.3%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$278,380as of 2026-07
Typical home value, 1 yearup 1.9%
Typical home value, 5 yearsup 26.4%
Typical home value, 10 yearsup 109.5%
Typical asking rent$1,718as of 2026-07
Typical asking rent, 1 yearup 4.4%
Typical home value since 2000
200020132026$280,354$94,648

$95,247 in 2000 to $278,380 in 2026.

Typical asking rent
202220242026$1,718$1,506

$1,506 in 2022 to $1,718 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher23.3%
High school diploma or higher91.9%
Works from home7.5%
Drives to work alone80.1%
Takes public transport0.1%
Commutes 45 minutes or more20.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.9% 0.5 pts above the national average of 33.4%
Diagnosed diabetes12.6% 0.6 pts above the national average of 12%
Currently smokes15.8% 2.6 pts above the national average of 13.2%
High blood pressure38.3% 4.2 pts above the national average of 34.1%
Fair or poor general health20.7% same as the national average of 20.3%
No health insurance (18–64)11.9% 0.6 pts above the national average of 11.3%
Depression20.5% 1.4 pts below the national average of 21.9%
No leisure-time physical activity24% 1.4 pts below the national average of 25.4%
Arthritis29.4% 4.3 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication77.5% 2.8 pts above the national average of 74.7%
Cancer (non-skin)9.6% 1.9 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year79.1% 2.4 pts above the national average of 76.7%
Cholesterol screening85.2% 0.7 pts below the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening66.5% 2.2 pts above the national average of 64.3%
COPD8.7% 2.1 pts above the national average of 6.6%
Visited a dentist56.6% 4.7 pts below the national average of 61.3%
Any disability33.8% 3.1 pts above the national average of 30.7%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Mammography use71% 4.9 pts below the national average of 75.9%
Poor mental health (14+ days)18.8% 2 pts above the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)15.6% 2.1 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Sleeps under 7 hours40.8% 4.4 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost13.8% 0.8 pts above the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments565
People employed6,044
Annual payroll$254,495,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 80.8% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss74.7 out of 100
Community resilience41.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane96.6Very High at its worst in this ZIP code
Lightning93.7Very High at its worst in this ZIP code
Wildfire89.3Relatively Moderate at its worst in this ZIP code
Drought86.5Relatively Moderate at its worst in this ZIP code
Tornado82.4Relatively High at its worst in this ZIP code
Landslide72.7Relatively Low at its worst in this ZIP code
Heat wave71.5Relatively Moderate at its worst in this ZIP code
Coastal flooding70.6Relatively Moderate at its worst in this ZIP code
Cold wave58.8Relatively Moderate at its worst in this ZIP code
River flooding52.5Relatively Moderate at its worst in this ZIP code
Hail47.7Relatively Low at its worst in this ZIP code
Winter weather42.8Relatively Low at its worst in this ZIP code
Strong wind39.6Relatively Low at its worst in this ZIP code
Earthquake32.6Relatively Low at its worst in this ZIP code
Ice storm27.5Relatively Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$73,615$71,711$78,538
Income per person$36,059$41,055$43,289
Poverty rate12.1%12.6%12.4%
Median home value$240,800$325,000$303,400
Median gross rent$1,233$1,564$1,348
Homeownership68.4%67.3%65%
Bachelor's degree or higher23.3%33.2%35%
Unemployment rate6.1%4.8%5.2%
Works from home7.5%13.9%13.5%
Born outside the US4.2%21.4%13.9%
Median age40.342.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITING FIELD NAS SOUTH, FL US5.4 km away
Rain in a year66 in

Average high and low by month

January64.6°F / 41.9°F5.46 in rain
February68.4°F / 45.2°F4.85 in rain
March74.3°F / 50.6°F5.39 in rain
April79.9°F / 56.2°F5.93 in rain
May85.9°F / 63.9°F3.8 in rain
June91.5°F / 71.7°F6.76 in rain
July92.7°F / 74.7°F7.61 in rain
August92.6°F / 73.6°F6.39 in rain
September89.7°F / 69.8°F6.53 in rain
October82.6°F / 58.6°F3.87 in rain
November73.4°F / 48.5°F4.36 in rain
December66.4°F / 44.5°F5.44 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket2% of this ZIP code's area
No vehicle and far from a supermarket11% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Santa Rosa County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability56more vulnerable than 56% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics56more vulnerable than 56% of US census tracts
Racial and ethnic minority status19more vulnerable than 19% of US census tracts
Housing type and transport55more vulnerable than 55% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32572 Milton, FL0.3 km away
32530 Bagdad, FL7 km away
32583 Milton, FL9.5 km away
32571 Milton, FL12.7 km away
32514 Pensacola, FL22.2 km away
32513 Pensacola, FL23.3 km away
32504 Pensacola, FL23.4 km away
32560 Gonzalez, FL25.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Santa Rosa County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area301.07 sq mi
Water area2.05 sq mi
Population density119 people per sq mi
Latitude, longitude30.6604, -87.0473

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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