Postal Codes

32459 ZIP Code

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ZIP code 32459 covers Santa Rosa Beach, Florida, with a population of about 22,104 and a median household income of $101,067.

Population
22,104405 per square mile
Median age
46.27.5 points above the US average
Median household income
$101,0671.4× the Florida median
Poverty rate
6.6%5.8 points below the US average
Typical home value
$864,108up 10.1% in five years
Median rent
$2,1651.4× the Florida median
Degree or higher
48.2%13.2 points above the US average
Homeownership
77.2%12.2 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
1,298

Where 32459 is

Santa Rosa Beach, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population22,104
Median age46.2
Family households65.8%
Born outside the US10.7%
Speaks a language other than English at home8.8%
White (non-Hispanic)84.1%
Black (non-Hispanic)0.3%
Asian (non-Hispanic)3%
Hispanic or Latino8.1%
Veterans8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$101,067
Income per person$71,475
Poverty rate6.6%
Households on SNAP or cash assistance3.9%

Household income distribution

Under $10k2.8%
$10–15k1.8%
$15–20k1.0%
$20–25k1.9%
$25–30k1.0%
$30–35k2.1%
$35–40k2.2%
$40–45k3.2%
$45–50k2.6%
$50–60k7.2%
$60–75k11.6%
$75–100k12.0%
$100–125k11.4%
$125–150k8.3%
$150–200k9.8%
$200k or more21.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed12,140
Mean adjusted gross income$223,228
Returns declaring $200,000 or more20.3%
Returns, under $25k22.2%
Returns, $25k–$50k17.1%
Returns, $50k–$75k12.9%
Returns, $75k–$100k8.3%
Returns, $100k–$200k19.2%
Returns, $200k or more20.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$613,100
Median gross rent$2,165
Rent as a share of household income35.4%
Owner-occupied77.2%
Vacant homes47.5%
Median year built2005

What the homes are

Detached house72%
Attached house3.2%
2 to 4 units3.9%
5 to 19 units9.4%
20 or more units8.9%
Mobile home2.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$864,108as of 2026-07
Typical home value, 1 yeardown 0.2%
Typical home value, 5 yearsup 10.1%
Typical home value, 10 yearsup 92%
Typical asking rent$1,914as of 2026-07
Typical asking rent, 1 yeardown 0.7%
Typical asking rent, 5 yearsdown 2.3%
Typical home value since 2000
200020132026$1,066,180$233,619

$233,619 in 2000 to $864,108 in 2026.

Typical asking rent
201920222026$2,040$1,408

$1,408 in 2019 to $1,914 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.3%
Bachelor's degree or higher48.2%
High school diploma or higher96%
Works from home16.9%
Drives to work alone62.1%
Takes public transport0%
Commutes 45 minutes or more12.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.6% 5.8 pts below the national average of 33.4%
Diagnosed diabetes9.9% 2.1 pts below the national average of 12%
Currently smokes10.5% 2.7 pts below the national average of 13.2%
High blood pressure31.9% 2.2 pts below the national average of 34.1%
Fair or poor general health14% 6.3 pts below the national average of 20.3%
No health insurance (18–64)8.9% 2.4 pts below the national average of 11.3%
Depression18.2% 3.7 pts below the national average of 21.9%
No leisure-time physical activity17.1% 8.3 pts below the national average of 25.4%
Arthritis26% 0.9 pts above the national average of 25.1%
Binge drinking17.2% 1.2 pts above the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma9.1% 1.3 pts below the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year77.1% same as the national average of 76.7%
Cholesterol screening89.2% 3.3 pts above the national average of 85.9%
Cognitive disability11% 3.8 pts below the national average of 14.8%
Colorectal screening68.4% 4.1 pts above the national average of 64.3%
COPD5.6% 1 pts below the national average of 6.6%
Visited a dentist66.8% 5.5 pts above the national average of 61.3%
Any disability25.4% 5.3 pts below the national average of 30.7%
Hearing disability6.1% 0.6 pts below the national average of 6.7%
High cholesterol38.5% 2.3 pts above the national average of 36.2%
Independent living disability5.7% 2.7 pts below the national average of 8.4%
Mammography use76.1% same as the national average of 75.9%
Poor mental health (14+ days)14.8% 2 pts below the national average of 16.8%
Mobility disability10.6% 3.4 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Sleeps under 7 hours33.1% 3.3 pts below the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost7.5% 5.5 pts below the national average of 13%
Vision disability3.4% 2.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,298
People employed7,495
Annual payroll$379,602,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 94.7% of US census tracts
FEMA ratingRelatively High to Very High across the 6 census tracts this ZIP code covers
Expected annual loss95.5 out of 100
Community resilience48.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane99.2Very High at its worst in this ZIP code
Lightning98.3Very High at its worst in this ZIP code
Coastal flooding92.8Relatively High at its worst in this ZIP code
Wildfire87.8Relatively Moderate at its worst in this ZIP code
Tornado84.6Relatively High at its worst in this ZIP code
Landslide63.5Very Low at its worst in this ZIP code
River flooding60.2Relatively High at its worst in this ZIP code
Heat wave59.1Relatively Moderate at its worst in this ZIP code
Strong wind55.7Relatively Moderate at its worst in this ZIP code
Cold wave49.8Relatively Moderate at its worst in this ZIP code
Hail34Relatively Low at its worst in this ZIP code
Winter weather33.2Relatively Low at its worst in this ZIP code
Earthquake25.8Very Low at its worst in this ZIP code
Ice storm8.3Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$101,067$71,711$78,538
Income per person$71,475$41,055$43,289
Poverty rate6.6%12.6%12.4%
Median home value$613,100$325,000$303,400
Median gross rent$2,165$1,564$1,348
Homeownership77.2%67.3%65%
Bachelor's degree or higher48.2%33.2%35%
Unemployment rate4.3%4.8%5.2%
Works from home16.9%13.9%13.5%
Born outside the US10.7%21.4%13.9%
Median age46.242.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDESTIN FT WALTON AP, FL US22 km away
Rain in a year55 in

Average high and low by month

January63.1°F / 45.3°F4.52 in rain
February65.8°F / 47.9°F4.96 in rain
March70.7°F / 53.6°F4.7 in rain
April76.2°F / 60.1°F4.55 in rain
May83.5°F / 68°F3.22 in rain
June88.9°F / 74.1°F4.7 in rain
July90.9°F / 76.2°F5.77 in rain
August90.6°F / 75.8°F6.08 in rain
September88.5°F / 72.4°F5.18 in rain
October80.9°F / 63.2°F2.82 in rain
November72.1°F / 53°F4.13 in rain
December65.6°F / 47.5°F4.72 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket76% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Walton County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability24more vulnerable than 24% of US census tracts
Socioeconomic status23more vulnerable than 23% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status23more vulnerable than 23% of US census tracts
Housing type and transport48more vulnerable than 48% of US census tracts
Walkability8.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32550 Miramar Beach, FL10 km away
32439 Freeport, FL15.6 km away
32541 Destin, FL21.7 km away
32461 Rosemary Beach, FL22.6 km away
32540 Destin, FL24.2 km away
32578 Niceville, FL28.2 km away
32580 Valparaiso, FL29.2 km away
32579 Shalimar, FL32.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Walton County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area54.51 sq mi
Water area14.21 sq mi
Population density405 people per sq mi
Latitude, longitude30.3659, -86.2458

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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