Postal Codes

32433 ZIP Code

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ZIP code 32433 covers Defuniak Springs, Florida, with a population of about 18,970 and a median household income of $51,604.

Population
18,97075 per square mile
Median age
38.20.5 points below the US average
Median household income
$51,60428% below the Florida median
Poverty rate
20.8%8.4 points above the US average
Typical home value
$230,120up 21.6% in five years
Median rent
$1,04533% below the Florida median
Degree or higher
13.5%21.5 points below the US average
Homeownership
73.3%8.3 points above the US average
Time zone
Central UTC-06:00observes daylight saving time
Businesses
246

Where 32433 is

Defuniak Springs, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population18,970
Median age38.2
Family households72.1%
Born outside the US5.9%
Speaks a language other than English at home7.8%
White (non-Hispanic)75.3%
Black (non-Hispanic)10.4%
Asian (non-Hispanic)0.4%
Hispanic or Latino7.9%
Veterans12%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$51,604
Income per person$24,870
Poverty rate20.8%
Households on SNAP or cash assistance16.6%

Household income distribution

Under $10k6.2%
$10–15k4.4%
$15–20k6.0%
$20–25k5.2%
$25–30k3.8%
$30–35k4.8%
$35–40k4.8%
$40–45k4.3%
$45–50k8.1%
$50–60k8.6%
$60–75k7.7%
$75–100k15.0%
$100–125k9.2%
$125–150k4.4%
$150–200k5.3%
$200k or more2.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed7,450
Mean adjusted gross income$52,471
Returns declaring $200,000 or more1.9%
Returns, under $25k33.6%
Returns, $25k–$50k29.8%
Returns, $50k–$75k16.2%
Returns, $75k–$100k8.2%
Returns, $100k–$200k10.3%
Returns, $200k or more1.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$152,000
Median gross rent$1,045
Rent as a share of household income34.1%
Owner-occupied73.3%
Vacant homes13.8%
Median year built1991

What the homes are

Detached house51.6%
Attached house0.9%
2 to 4 units3.8%
5 to 19 units0.8%
20 or more units2.1%
Mobile home39.9%
Boat, RV or van0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$230,120as of 2026-07
Typical home value, 1 yeardown 0.3%
Typical home value, 5 yearsup 21.6%
Typical home value, 10 yearsup 111.2%
Typical asking rent$1,738as of 2026-07
Typical home value since 2000
200020132026$235,820$60,874

$65,094 in 2000 to $230,120 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate8.5%
Bachelor's degree or higher13.5%
High school diploma or higher83.4%
Works from home6.2%
Drives to work alone78.5%
Takes public transport0%
Commutes 45 minutes or more29.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.1% 0.7 pts above the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes20.1% 6.9 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health25.3% 5 pts above the national average of 20.3%
No health insurance (18–64)16.7% 5.4 pts above the national average of 11.3%
Depression20% 1.9 pts below the national average of 21.9%
No leisure-time physical activity28.5% 3.1 pts above the national average of 25.4%
Arthritis29.2% 4.1 pts above the national average of 25.1%
Binge drinking15.9% same as the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)8.8% 1.1 pts above the national average of 7.7%
Current asthma10.2% same as the national average of 10.4%
Coronary heart disease8.5% 2.3 pts above the national average of 6.2%
Routine check-up in past year74.5% 2.2 pts below the national average of 76.7%
Cholesterol screening82.5% 3.4 pts below the national average of 85.9%
Cognitive disability18.2% 3.4 pts above the national average of 14.8%
Colorectal screening60.7% 3.6 pts below the national average of 64.3%
COPD10.4% 3.8 pts above the national average of 6.6%
Visited a dentist50% 11.3 pts below the national average of 61.3%
Any disability38.1% 7.4 pts above the national average of 30.7%
Hearing disability8.6% 1.9 pts above the national average of 6.7%
High cholesterol39.4% 3.2 pts above the national average of 36.2%
Independent living disability10.7% 2.3 pts above the national average of 8.4%
Mammography use69.1% 6.8 pts below the national average of 75.9%
Poor mental health (14+ days)19.8% 3 pts above the national average of 16.8%
Mobility disability18.1% 4.1 pts above the national average of 14%
Poor physical health (14+ days)16.9% 3.4 pts above the national average of 13.5%
Self-care disability5.2% 1.2 pts above the national average of 4%
Sleeps under 7 hours38.6% 2.2 pts above the national average of 36.4%
Stroke4.4% 1 pts above the national average of 3.4%
All natural teeth lost19.2% 6.2 pts above the national average of 13%
Vision disability7% 1.4 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments246
People employed1,618
Annual payroll$65,805,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 73.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 8 census tracts this ZIP code covers
Expected annual loss67.3 out of 100
Community resilience48.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Lightning97Very High at its worst in this ZIP code
Hurricane95.6Very High at its worst in this ZIP code
Tornado83.1Relatively High at its worst in this ZIP code
Wildfire82.7Relatively Moderate at its worst in this ZIP code
Drought81.4Relatively Low at its worst in this ZIP code
Landslide73.4Relatively Low at its worst in this ZIP code
Cold wave59.9Relatively Moderate at its worst in this ZIP code
Strong wind58.8Relatively Moderate at its worst in this ZIP code
Heat wave52.2Relatively Moderate at its worst in this ZIP code
River flooding42.9Relatively Moderate at its worst in this ZIP code
Hail34.9Relatively Low at its worst in this ZIP code
Winter weather34.8Relatively Low at its worst in this ZIP code
Earthquake34.1Relatively Low at its worst in this ZIP code
Ice storm10.7Relatively Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$51,604$71,711$78,538
Income per person$24,870$41,055$43,289
Poverty rate20.8%12.6%12.4%
Median home value$152,000$325,000$303,400
Median gross rent$1,045$1,564$1,348
Homeownership73.3%67.3%65%
Bachelor's degree or higher13.5%33.2%35%
Unemployment rate8.5%4.8%5.2%
Works from home6.2%13.9%13.5%
Born outside the US5.9%21.4%13.9%
Median age38.242.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDE FUNIAK SPRINGS 1 E, FL US17.3 km away
Rain in a year65 in

Average high and low by month

January62.3°F / 39.5°F5.04 in rain
February65.8°F / 43.4°F5.07 in rain
March72.7°F / 48°F5.18 in rain
April79.2°F / 54°F4.3 in rain
May86.4°F / 63.1°F3.99 in rain
June90.3°F / 70.2°F7.1 in rain
July92.3°F / 72.4°F7.5 in rain
August91.4°F / 71.7°F6.95 in rain
September88.3°F / 67.4°F6.04 in rain
October80.5°F / 57.4°F3.58 in rain
November71.3°F / 46.6°F4.43 in rain
December64.3°F / 41.8°F5.45 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket91% of this ZIP code's area
Far from a supermarket7% of this ZIP code's area
No vehicle and far from a supermarket47% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Walton County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability54more vulnerable than 54% of US census tracts
Socioeconomic status53more vulnerable than 53% of US census tracts
Household characteristics81more vulnerable than 81% of US census tracts
Racial and ethnic minority status16more vulnerable than 16% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability3.5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32434 Mossy Head, FL16 km away
32435 Defuniak Springs, FL16.5 km away
32538 Paxton, FL17 km away
32567 Laurel Hill, FL22.1 km away
36442 Florala, AL22.7 km away
36455 Lockhart, AL22.8 km away
32422 Argyle, FL22.9 km away
32464 Westville, FL27.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Walton County100% of this ZIP code's land area
Time zoneCentral (UTC-06:00 standard)
Daylight saving timeObserved
Land area251.3 sq mi
Water area10.19 sq mi
Population density75 people per sq mi
Latitude, longitude30.8494, -86.2023

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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