Código postal 32413 — Panama City Beach, FL

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El código postal 32413 cubre Panama City Beach, Florida, con una población de unos 15,214 y un ingreso medio del hogar de $76,010.

Población: 15,214141 per square mile
Edad media: 52.714 points above the US average
Ingreso medio del hogar: $76,0101.1× the Florida median
Tasa de pobreza: 8.8%3.6 points below the US average
Valor típico de la vivienda: $470,917up 17.2% in five years
Alquiler medio: $1,629about the Florida median
Título universitario o superior: 34%1 points below the US average
Vivienda en propiedad: 69.6%4.6 points above the US average
Zona horaria: Central UTC-06:00observes daylight saving time
Empresas: 674

Dónde está 32413

Panama City Beach, Florida — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población	15,214
Edad media	52.7
Hogares familiares	63%
Nacidos fuera de EE. UU.	7.5%
Habla un idioma distinto del inglés en casa	8.6%
Blanca (no hispana)	86.7%
Negra (no hispana)	1.3%
Asiática (no hispana)	0.4%
Hispana o latina	7.9%
Veteranos	12.9%

Población por edad

Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar	$76,010
Ingreso por persona	$54,446
Tasa de pobreza	8.8%
Hogares con SNAP o ayudas en efectivo	4.6%

Household income distribution

Under $10k	4.3%
$10–15k	1.0%
$15–20k	2.5%
$20–25k	2.8%
$25–30k	2.8%
$30–35k	2.2%
$35–40k	4.4%
$40–45k	4.9%
$45–50k	4.5%
$50–60k	5.8%
$60–75k	13.7%
$75–100k	17.8%
$100–125k	6.1%
$125–150k	7.2%
$150–200k	8.8%
$200k or more	11.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas	8,680
Ingreso bruto ajustado medio	$118,728
Declaraciones de $200,000 o más	9.9%
Returns, under $25k	25.6%
Returns, $25k–$50k	22.1%
Returns, $50k–$75k	14.5%
Returns, $75k–$100k	9.9%
Returns, $100k–$200k	18.0%
Returns, $200k or more	9.9%

Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda	$384,000
Alquiler bruto medio	$1,629
Alquiler como porcentaje del ingreso del hogar	32.3%
Ocupada por su propietario	69.6%
Viviendas vacías	53.6%
Año medio de construcción	1996

What the homes are

Casa unifamiliar aislada	44.2%
Casa adosada	3.4%
De 2 a 4 viviendas	6.3%
De 5 a 19 viviendas	10.8%
20 o más viviendas	28.9%
Casa móvil	6.4%

Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda	$470,917as of 2026-07
Typical home value, 1 year	down 1.8%
Typical home value, 5 years	up 17.2%
Typical home value, 10 years	up 90.7%
Alquiler típico solicitado	$1,774as of 2026-07
Typical asking rent, 1 year	up 7.5%
Typical asking rent, 5 years	up 29.8%

Valor típico de la vivienda desde 2000

$128,584 in 2000 to $470,917 in 2026.

Alquiler típico solicitado

$1,367 in 2021 to $1,774 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo	2.5%
Licenciatura o superior	34%
Bachillerato o superior	93.8%
Trabaja desde casa	12.1%
Conduce solo al trabajo	75.6%
Usa el transporte público	0%
Se desplaza 45 minutos o más	9.7%

Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad	31.4% 2 pts below the national average of 33.4%
Diabetes diagnosticada	11.7% same as the national average of 12%
Fuma actualmente	13% same as the national average of 13.2%
Hipertensión arterial	38.5% 4.4 pts above the national average of 34.1%
Salud general regular o mala	17.7% 2.6 pts below the national average of 20.3%
Sin seguro médico (18 a 64 años)	10.4% 0.9 pts below the national average of 11.3%
Depresión	20.4% 1.5 pts below the national average of 21.9%
Sin actividad física en el tiempo libre	22.7% 2.7 pts below the national average of 25.4%
Artritis	31.1% 6 pts above the national average of 25.1%
Consumo excesivo de alcohol	16.3% same as the national average of 16%
Toma medicación para la tensión	78.8% 4.1 pts above the national average of 74.7%
Cáncer (excepto de piel)	10.9% 3.2 pts above the national average of 7.7%
Asma actual	9.7% 0.7 pts below the national average of 10.4%
Cardiopatía coronaria	7.5% 1.3 pts above the national average of 6.2%
Revisión médica en el último año	77.9% 1.2 pts above the national average of 76.7%
Prueba de colesterol	88.1% 2.2 pts above the national average of 85.9%
Discapacidad cognitiva	12.9% 1.9 pts below the national average of 14.8%
Cribado colorrectal	71.2% 6.9 pts above the national average of 64.3%
EPOC	7.8% 1.2 pts above the national average of 6.6%
Visitó al dentista	64.8% 3.5 pts above the national average of 61.3%
Alguna discapacidad	30.3% same as the national average of 30.7%
Discapacidad auditiva	7.7% 1 pts above the national average of 6.7%
Colesterol alto	42.1% 5.9 pts above the national average of 36.2%
Discapacidad para la vida independiente	7.4% 1 pts below the national average of 8.4%
Mamografía	75.2% 0.7 pts below the national average of 75.9%
Mala salud mental (14 días o más)	16.1% 0.7 pts below the national average of 16.8%
Discapacidad de movilidad	14.1% same as the national average of 14%
Mala salud física (14 días o más)	14.4% 0.9 pts above the national average of 13.5%
Discapacidad para el autocuidado	3.5% 0.5 pts below the national average of 4%
Duerme menos de 7 horas	36.1% same as the national average of 36.4%
Ictus	3.6% same as the national average of 3.4%
Pérdida de todos los dientes naturales	8.6% 4.4 pts below the national average of 13%
Discapacidad visual	4.6% 1 pts below the national average of 5.6%

Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales	674
Personas empleadas	7,755
Nómina anual	$324,073,000

Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo general	Mayor que el 89.5% de los sectores censales de EE. UU.
Calificación de FEMA	Relatively Low to Relatively High en los 9 sectores censales que cubre este código postal
Pérdida anual esperada	88.7 sobre 100
Resiliencia comunitaria	24.4 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Huracán	98.5Very High at its worst in this ZIP code
Rayos	96.7Very High at its worst in this ZIP code
Incendio forestal	87.6Relatively Moderate at its worst in this ZIP code
Inundación costera	86.9Relatively Moderate at its worst in this ZIP code
Tornado	83.4Relatively High at its worst in this ZIP code
Deslizamiento de tierra	77.3Relatively Low at its worst in this ZIP code
Ola de frío	68Relatively Moderate at its worst in this ZIP code
Sequía	65.4Very Low at its worst in this ZIP code
Ola de calor	63.1Relatively Moderate at its worst in this ZIP code
Viento fuerte	59.9Relatively Moderate at its worst in this ZIP code
Inundación fluvial	45.1Relatively Moderate at its worst in this ZIP code
Granizo	30.2Very Low at its worst in this ZIP code
Temporal invernal	30.2Relatively Low at its worst in this ZIP code
Terremoto	25.2Very Low at its worst in this ZIP code
Tormenta de hielo	9Very Low at its worst in this ZIP code

Comparado con Florida y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

	This ZIP	Florida	United States
Ingreso medio del hogar	$76,010	$71,711	$78,538
Ingreso por persona	$54,446	$41,055	$43,289
Tasa de pobreza	8.8%	12.6%	12.4%
Valor medio de la vivienda	$384,000	$325,000	$303,400
Alquiler bruto medio	$1,629	$1,564	$1,348
Vivienda en propiedad	69.6%	67.3%	65%
Licenciatura o superior	34%	33.2%	35%
Tasa de desempleo	2.5%	4.8%	5.2%
Trabaja desde casa	12.1%	13.9%	13.5%
Nacidos fuera de EE. UU.	7.5%	21.4%	13.9%
Edad media	52.7	42.6	38.7

Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológica	NW FLORIDA BEACHES INTL AP, FL US12.5 km away
Lluvia al año	60 in

Average high and low by month

enero	63.1°F / 42°F4.69 in rain
febrero	66.9°F / 44.7°F4.77 in rain
marzo	72.2°F / 49.7°F5.24 in rain
abril	78.6°F / 55.6°F4.94 in rain
mayo	85.7°F / 62.7°F3 in rain
junio	89.1°F / 71.3°F5.72 in rain
julio	90.9°F / 73.4°F6.76 in rain
agosto	90°F / 73.6°F7.13 in rain
septiembre	88.3°F / 69.5°F5.07 in rain
octubre	81.4°F / 58.7°F3.54 in rain
noviembre	73.1°F / 48.4°F4.2 in rain
diciembre	65.6°F / 43.7°F4.47 in rain

Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado	None of this ZIP code
Lejos de un supermercado	3% of this ZIP code's area
Sin vehículo y lejos de un supermercado	90% of this ZIP code's area

Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Bay County School District	99.6% de la superficie de este código postal

Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general	57más vulnerable que el 57% de los sectores censales de EE. UU.
Nivel socioeconómico	62más vulnerable que el 62% de los sectores censales de EE. UU.
Características del hogar	66más vulnerable que el 66% de los sectores censales de EE. UU.
Minorías raciales y étnicas	22más vulnerable que el 22% de los sectores censales de EE. UU.
Tipo de vivienda y transporte	50más vulnerable que el 50% de los sectores censales de EE. UU.
Caminabilidad	5.2 out of 20Least walkable

Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

32461 Rosemary Beach, FL	a 11.9 km
32437 Ebro, FL	a 14 km
32407 Panama City Beach, FL	a 15.4 km
32409 Panama City, FL	a 21 km
32402 Panama City, FL	a 22.6 km
32406 Panama City, FL	a 22.6 km
32411 Panama City, FL	a 22.6 km
32412 Panama City, FL	a 22.6 km

Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Bay County	99.6% of this ZIP code's land area
Walton County	0.4% of this ZIP code's land area
Zona horaria	Central (UTC-06:00 standard)
Horario de verano	Observed
Superficie terrestre	108.23 sq mi
Superficie de agua	19.59 sq mi
Densidad de población	141 people per sq mi
Latitud, longitud	30.3105, -85.9106

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.