Código postal 32409
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El código postal 32409 cubre Panama City, Florida, con una población de unos 10,941 y un ingreso medio del hogar de $60,687.
- Población
- 10,94186 per square mile
- Edad media
- 43.85.1 points above the US average
- Ingreso medio del hogar
- $60,68715% below the Florida median
- Tasa de pobreza
- 17.9%5.5 points above the US average
- Valor típico de la vivienda
- $375,423up 23.5% in five years
- Alquiler medio
- $1,09730% below the Florida median
- Título universitario o superior
- 24.4%10.6 points below the US average
- Vivienda en propiedad
- 91.7%26.7 points above the US average
- Zona horaria
- Central UTC-06:00observes daylight saving time
- Empresas
- 185
Dónde está 32409
Panama City, Florida — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.
Población y hogares
American Community Survey 2019–2023 five-year estimates
| Población | 10,941 |
|---|---|
| Edad media | 43.8 |
| Hogares familiares | 72.3% |
| Nacidos fuera de EE. UU. | 4.1% |
| Habla un idioma distinto del inglés en casa | 6.2% |
| Blanca (no hispana) | 87.6% |
| Negra (no hispana) | 0% |
| Asiática (no hispana) | 1.4% |
| Hispana o latina | 7.2% |
| Veteranos | 15.9% |
Ingresos y pobreza
American Community Survey 2019–2023 five-year estimates
| Ingreso medio del hogar | $60,687 |
|---|---|
| Ingreso por persona | $30,364 |
| Tasa de pobreza | 17.9% |
| Hogares con SNAP o ayudas en efectivo | 11.9% |
Household income distribution
| Under $10k | |
|---|---|
| $10–15k | |
| $15–20k | |
| $20–25k | |
| $25–30k | |
| $30–35k | |
| $35–40k | |
| $40–45k | |
| $45–50k | |
| $50–60k | |
| $60–75k | |
| $75–100k | |
| $100–125k | |
| $125–150k | |
| $150–200k | |
| $200k or more |
Income as declared to the IRS
Filed returns rather than survey responses, so this counts tax units and not households.
| Declaraciones presentadas | 4,970 |
|---|---|
| Ingreso bruto ajustado medio | $81,692 |
| Declaraciones de $200,000 o más | 5.4% |
| Returns, under $25k | 26.6% |
| Returns, $25k–$50k | 24.1% |
| Returns, $50k–$75k | 14.1% |
| Returns, $75k–$100k | 10.7% |
| Returns, $100k–$200k | 19.1% |
| Returns, $200k or more | 5.4% |
Vivienda
American Community Survey 2019–2023 five-year estimates
| Valor medio de la vivienda | $221,500 |
|---|---|
| Alquiler bruto medio | $1,097 |
| Alquiler como porcentaje del ingreso del hogar | 32.9% |
| Ocupada por su propietario | 91.7% |
| Viviendas vacías | 11.2% |
| Año medio de construcción | 1998 |
What the homes are
| Casa unifamiliar aislada | |
|---|---|
| Casa adosada | |
| De 5 a 19 viviendas | |
| 20 o más viviendas | |
| Casa móvil | |
| Barco, autocaravana o furgoneta |
Precios y alquileres actuales
Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.
| Valor típico de la vivienda | $375,423as of 2026-07 |
|---|---|
| Typical home value, 1 year | up 1.6% |
| Typical home value, 5 years | up 23.5% |
| Typical home value, 10 years | up 77.6% |
$111,445 in 2000 to $375,423 in 2026.
Trabajo, desplazamientos y educación
American Community Survey 2019–2023 five-year estimates
| Tasa de desempleo | 5.8% |
|---|---|
| Licenciatura o superior | 24.4% |
| Bachillerato o superior | 90.1% |
| Trabaja desde casa | 13.3% |
| Conduce solo al trabajo | 74.2% |
| Usa el transporte público | 0% |
| Se desplaza 45 minutos o más | 18.6% |
Salud
CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.
| Obesidad | 34.8% 1.4 pts above the national average of 33.4% |
|---|---|
| Diabetes diagnosticada | 12.7% 0.7 pts above the national average of 12% |
| Fuma actualmente | 18.1% 4.9 pts above the national average of 13.2% |
| Hipertensión arterial | 39.1% 5 pts above the national average of 34.1% |
| Salud general regular o mala | 22.4% 2.1 pts above the national average of 20.3% |
| Sin seguro médico (18 a 64 años) | 12.8% 1.5 pts above the national average of 11.3% |
| Depresión | 22.7% 0.8 pts above the national average of 21.9% |
| Sin actividad física en el tiempo libre | 27.4% 2 pts above the national average of 25.4% |
| Artritis | 30.7% 5.6 pts above the national average of 25.1% |
| Consumo excesivo de alcohol | 16.8% 0.8 pts above the national average of 16% |
| Toma medicación para la tensión | 76.5% 1.8 pts above the national average of 74.7% |
| Cáncer (excepto de piel) | 9.3% 1.6 pts above the national average of 7.7% |
| Asma actual | 10.4% same as the national average of 10.4% |
| Cardiopatía coronaria | 8.1% 1.9 pts above the national average of 6.2% |
| Revisión médica en el último año | 75.5% 1.2 pts below the national average of 76.7% |
| Prueba de colesterol | 84.2% 1.7 pts below the national average of 85.9% |
| Discapacidad cognitiva | 16.6% 1.8 pts above the national average of 14.8% |
| Cribado colorrectal | 61.7% 2.6 pts below the national average of 64.3% |
| EPOC | 9.8% 3.2 pts above the national average of 6.6% |
| Visitó al dentista | 53% 8.3 pts below the national average of 61.3% |
| Alguna discapacidad | 34.8% 4.1 pts above the national average of 30.7% |
| Discapacidad auditiva | 8.2% 1.5 pts above the national average of 6.7% |
| Colesterol alto | 40.7% 4.5 pts above the national average of 36.2% |
| Discapacidad para la vida independiente | 9.9% 1.5 pts above the national average of 8.4% |
| Mamografía | 68.1% 7.8 pts below the national average of 75.9% |
| Mala salud mental (14 días o más) | 19.2% 2.4 pts above the national average of 16.8% |
| Discapacidad de movilidad | 16.6% 2.6 pts above the national average of 14% |
| Mala salud física (14 días o más) | 16.7% 3.2 pts above the national average of 13.5% |
| Discapacidad para el autocuidado | 4.7% 0.7 pts above the national average of 4% |
| Duerme menos de 7 horas | 39.5% 3.1 pts above the national average of 36.4% |
| Ictus | 4.1% 0.7 pts above the national average of 3.4% |
| Pérdida de todos los dientes naturales | 16.4% 3.4 pts above the national average of 13% |
| Discapacidad visual | 6.2% 0.6 pts above the national average of 5.6% |
Empresas y empleo
Census ZIP Code Business Patterns 2022
| Establecimientos comerciales | 185 |
|---|---|
| Personas empleadas | 1,409 |
| Nómina anual | $68,504,000 |
Riesgo de desastres naturales
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Riesgo general | Mayor que el 90.4% de los sectores censales de EE. UU. |
|---|---|
| Calificación de FEMA | Relatively Moderate to Relatively High en los 4 sectores censales que cubre este código postal |
| Pérdida anual esperada | 89.7 sobre 100 |
| Resiliencia comunitaria | 24.3 sobre 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Huracán | 98.6Very High at its worst in this ZIP code |
|---|---|
| Rayos | 97.4Very High at its worst in this ZIP code |
| Incendio forestal | 89.7Relatively Moderate at its worst in this ZIP code |
| Inundación costera | 86.5Relatively Moderate at its worst in this ZIP code |
| Tornado | 84.9Relatively High at its worst in this ZIP code |
| Deslizamiento de tierra | 80.4Relatively Low at its worst in this ZIP code |
| Sequía | 71.4Very Low at its worst in this ZIP code |
| Ola de frío | 70.1Relatively Moderate at its worst in this ZIP code |
| Ola de calor | 65.5Relatively Moderate at its worst in this ZIP code |
| Viento fuerte | 60.8Relatively Moderate at its worst in this ZIP code |
| Inundación fluvial | 48.2Relatively Moderate at its worst in this ZIP code |
| Granizo | 30.7Very Low at its worst in this ZIP code |
| Temporal invernal | 30.6Relatively Low at its worst in this ZIP code |
| Terremoto | 26.8Very Low at its worst in this ZIP code |
Comparado con Florida y Estados Unidos
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | Florida | United States | |
|---|---|---|---|
| Ingreso medio del hogar | $60,687 | $71,711 | $78,538 |
| Ingreso por persona | $30,364 | $41,055 | $43,289 |
| Tasa de pobreza | 17.9% | 12.6% | 12.4% |
| Valor medio de la vivienda | $221,500 | $325,000 | $303,400 |
| Alquiler bruto medio | $1,097 | $1,564 | $1,348 |
| Vivienda en propiedad | 91.7% | 67.3% | 65% |
| Licenciatura o superior | 24.4% | 33.2% | 35% |
| Tasa de desempleo | 5.8% | 4.8% | 5.2% |
| Trabaja desde casa | 13.3% | 13.9% | 13.5% |
| Nacidos fuera de EE. UU. | 4.1% | 21.4% | 13.9% |
| Edad media | 43.8 | 42.6 | 38.7 |
Clima
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Estación meteorológica | PANAMA CITY 5N, FL US7.6 km away |
|---|---|
| Lluvia al año | 61 in |
Average high and low by month
| enero | 64.4°F / 42.6°F4.79 in rain |
|---|---|
| febrero | 67.4°F / 46°F4.95 in rain |
| marzo | 72.9°F / 51.5°F5.03 in rain |
| abril | 78.7°F / 57.8°F4.09 in rain |
| mayo | 85.3°F / 65.6°F3.31 in rain |
| junio | 89.3°F / 72.9°F5.82 in rain |
| julio | 91.1°F / 75°F7.41 in rain |
| agosto | 90.9°F / 74.7°F7.44 in rain |
| septiembre | 89°F / 71.1°F6.98 in rain |
| octubre | 82.2°F / 61.2°F3.45 in rain |
| noviembre | 73.3°F / 50.1°F3.7 in rain |
| diciembre | 66.5°F / 45.1°F4.3 in rain |
Acceso a alimentos
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Bajos ingresos y lejos de un supermercado | None of this ZIP code |
|---|---|
| Lejos de un supermercado | None of this ZIP code |
| Sin vehículo y lejos de un supermercado | 100% of this ZIP code's area |
Distritos escolares
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Bay County School District | 100% de la superficie de este código postal |
|---|
Comunidad y caminabilidad
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Vulnerabilidad social general | 65más vulnerable que el 65% de los sectores censales de EE. UU. |
|---|---|
| Nivel socioeconómico | 69más vulnerable que el 69% de los sectores censales de EE. UU. |
| Características del hogar | 73más vulnerable que el 73% de los sectores censales de EE. UU. |
| Minorías raciales y étnicas | 22más vulnerable que el 22% de los sectores censales de EE. UU. |
| Tipo de vivienda y transporte | 55más vulnerable que el 55% de los sectores censales de EE. UU. |
| Caminabilidad | 4.5 out of 20Least walkable |
Códigos postales cercanos
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 32402 Panama City, FL | a 8.6 km |
|---|---|
| 32406 Panama City, FL | a 8.6 km |
| 32411 Panama City, FL | a 8.6 km |
| 32412 Panama City, FL | a 8.6 km |
| 32444 Lynn Haven, FL | a 9.5 km |
| 32405 Panama City, FL | a 13.1 km |
| 32408 Panama City, FL | a 16.4 km |
| 32466 Youngstown, FL | a 16.9 km |
Ubicación, condados y zona horaria
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Bay County | 100% of this ZIP code's land area |
|---|---|
| Zona horaria | Central (UTC-06:00 standard) |
| Horario de verano | Observed |
| Superficie terrestre | 126.65 sq mi |
| Superficie de agua | 27.96 sq mi |
| Densidad de población | 86 people per sq mi |
| Latitud, longitud | 30.3117, -85.6923 |
Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.