Postal Codes

Código postal 32404

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El código postal 32404 cubre Panama City, Florida, con una población de unos 42,117 y un ingreso medio del hogar de $72,208.

Población
42,117312 per square mile
Edad media
38.10.6 points below the US average
Ingreso medio del hogar
$72,208about the Florida median
Tasa de pobreza
9.5%2.9 points below the US average
Valor típico de la vivienda
$288,185up 22.1% in five years
Alquiler medio
$1,35513% below the Florida median
Título universitario o superior
21.1%13.9 points below the US average
Vivienda en propiedad
72.9%7.9 points above the US average
Zona horaria
Central UTC-06:00observes daylight saving time
Empresas
496

Dónde está 32404

Panama City, Florida — el área que la Oficina del Censo delimita para este código postal. Los códigos postales son conjuntos de rutas de reparto y no áreas, así que esto es la aproximación del Censo, no un límite del Servicio Postal.

Población y hogares

American Community Survey 2019–2023 five-year estimates

Población42,117
Edad media38.1
Hogares familiares69.6%
Nacidos fuera de EE. UU.7%
Habla un idioma distinto del inglés en casa10.3%
Blanca (no hispana)68.9%
Negra (no hispana)11.7%
Asiática (no hispana)3%
Hispana o latina9.5%
Veteranos16.3%
Población por edad
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Ingresos y pobreza

American Community Survey 2019–2023 five-year estimates

Ingreso medio del hogar$72,208
Ingreso por persona$32,265
Tasa de pobreza9.5%
Hogares con SNAP o ayudas en efectivo17.7%

Household income distribution

Under $10k3.5%
$10–15k2.4%
$15–20k2.4%
$20–25k3.2%
$25–30k3.1%
$30–35k3.5%
$35–40k3.0%
$40–45k4.0%
$45–50k4.5%
$50–60k10.6%
$60–75k12.1%
$75–100k18.0%
$100–125k11.6%
$125–150k7.3%
$150–200k5.0%
$200k or more5.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Declaraciones presentadas19,860
Ingreso bruto ajustado medio$59,440
Declaraciones de $200,000 o más2.3%
Returns, under $25k28.5%
Returns, $25k–$50k29.3%
Returns, $50k–$75k15.9%
Returns, $75k–$100k10.4%
Returns, $100k–$200k13.5%
Returns, $200k or more2.3%
Vivienda

American Community Survey 2019–2023 five-year estimates

Valor medio de la vivienda$239,700
Alquiler bruto medio$1,355
Alquiler como porcentaje del ingreso del hogar30.4%
Ocupada por su propietario72.9%
Viviendas vacías12.5%
Año medio de construcción1993

What the homes are

Casa unifamiliar aislada63.2%
Casa adosada4.2%
De 2 a 4 viviendas8.9%
De 5 a 19 viviendas3.3%
20 o más viviendas2.9%
Casa móvil16.7%
Barco, autocaravana o furgoneta0.9%
Precios y alquileres actuales

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Valor típico de la vivienda$288,185as of 2026-07
Typical home value, 1 yearup 0.8%
Typical home value, 5 yearsup 22.1%
Typical home value, 10 yearsup 72.8%
Alquiler típico solicitado$1,870as of 2026-07
Typical asking rent, 1 yearup 0.6%
Typical asking rent, 5 yearsup 19.2%
Valor típico de la vivienda desde 2000
200020132026$288,185$107,026

$107,026 in 2000 to $288,185 in 2026.

Alquiler típico solicitado
202020232026$1,870$1,407

$1,407 in 2020 to $1,870 in 2026.

Trabajo, desplazamientos y educación

American Community Survey 2019–2023 five-year estimates

Tasa de desempleo3.2%
Licenciatura o superior21.1%
Bachillerato o superior87.3%
Trabaja desde casa6.2%
Conduce solo al trabajo78.1%
Usa el transporte público0.5%
Se desplaza 45 minutos o más15.4%
Salud

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesidad33.7% same as the national average of 33.4%
Diabetes diagnosticada11.9% same as the national average of 12%
Fuma actualmente15.9% 2.7 pts above the national average of 13.2%
Hipertensión arterial37.3% 3.2 pts above the national average of 34.1%
Salud general regular o mala20.6% same as the national average of 20.3%
Sin seguro médico (18 a 64 años)13.4% 2.1 pts above the national average of 11.3%
Depresión20.8% 1.1 pts below the national average of 21.9%
Sin actividad física en el tiempo libre26% 0.6 pts above the national average of 25.4%
Artritis27.7% 2.6 pts above the national average of 25.1%
Consumo excesivo de alcohol17.1% 1.1 pts above the national average of 16%
Toma medicación para la tensión75.3% 0.6 pts above the national average of 74.7%
Cáncer (excepto de piel)8.4% 0.7 pts above the national average of 7.7%
Asma actual10.1% same as the national average of 10.4%
Cardiopatía coronaria7.1% 0.9 pts above the national average of 6.2%
Revisión médica en el último año75.2% 1.5 pts below the national average of 76.7%
Prueba de colesterol84.3% 1.6 pts below the national average of 85.9%
Discapacidad cognitiva15.6% 0.8 pts above the national average of 14.8%
Cribado colorrectal64.6% same as the national average of 64.3%
EPOC8% 1.4 pts above the national average of 6.6%
Visitó al dentista56.6% 4.7 pts below the national average of 61.3%
Alguna discapacidad32.7% 2 pts above the national average of 30.7%
Discapacidad auditiva7.2% 0.5 pts above the national average of 6.7%
Colesterol alto38.7% 2.5 pts above the national average of 36.2%
Discapacidad para la vida independiente8.8% same as the national average of 8.4%
Mamografía72.8% 3.1 pts below the national average of 75.9%
Mala salud mental (14 días o más)18.5% 1.7 pts above the national average of 16.8%
Discapacidad de movilidad14.8% 0.8 pts above the national average of 14%
Mala salud física (14 días o más)15.1% 1.6 pts above the national average of 13.5%
Discapacidad para el autocuidado4.1% same as the national average of 4%
Duerme menos de 7 horas40.3% 3.9 pts above the national average of 36.4%
Ictus3.7% same as the national average of 3.4%
Pérdida de todos los dientes naturales14.8% 1.8 pts above the national average of 13%
Discapacidad visual5.6% same as the national average of 5.6%
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Empresas y empleo

Census ZIP Code Business Patterns 2022

Establecimientos comerciales496
Personas empleadas5,096
Nómina anual$193,883,000
Riesgo de desastres naturales

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Riesgo generalMayor que el 91.6% de los sectores censales de EE. UU.
Calificación de FEMARelatively Low to Relatively High en los 13 sectores censales que cubre este código postal
Pérdida anual esperada92.8 sobre 100
Resiliencia comunitaria24.3 sobre 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Huracán98.7Very High at its worst in this ZIP code
Rayos98.1Very High at its worst in this ZIP code
Tornado89.2Very High at its worst in this ZIP code
Incendio forestal88.9Relatively Moderate at its worst in this ZIP code
Inundación costera88Relatively High at its worst in this ZIP code
Ola de frío74.1Relatively High at its worst in this ZIP code
Ola de calor71.3Relatively Moderate at its worst in this ZIP code
Deslizamiento de tierra69.2Very Low at its worst in this ZIP code
Viento fuerte65.1Relatively Moderate at its worst in this ZIP code
Sequía63.8Relatively Low at its worst in this ZIP code
Inundación fluvial54.4Relatively Moderate at its worst in this ZIP code
Temporal invernal33.3Relatively Low at its worst in this ZIP code
Granizo33.2Relatively Low at its worst in this ZIP code
Terremoto27.5Very Low at its worst in this ZIP code
Comparado con Florida y Estados Unidos

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Ingreso medio del hogar$72,208$71,711$78,538
Ingreso por persona$32,265$41,055$43,289
Tasa de pobreza9.5%12.6%12.4%
Valor medio de la vivienda$239,700$325,000$303,400
Alquiler bruto medio$1,355$1,564$1,348
Vivienda en propiedad72.9%67.3%65%
Licenciatura o superior21.1%33.2%35%
Tasa de desempleo3.2%4.8%5.2%
Trabaja desde casa6.2%13.9%13.5%
Nacidos fuera de EE. UU.7%21.4%13.9%
Edad media38.142.638.7
Clima

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Estación meteorológicaPANAMA CITY BAY CO AP, FL US11.5 km away

Average high and low by month

enero62.8°F / 45.3°F
febrero67.2°F / 47.9°F
marzo72.3°F / 53°F
abril77.3°F / 60°F
mayo84.8°F / 67.4°F
junio88.9°F / 73.5°F
julio90.5°F / 76°F
agosto90.1°F / 75.2°F
septiembre88.7°F / 71.3°F
octubre81.7°F / 62.2°F
noviembre72.4°F / 51.7°F
diciembre66°F / 47°F
Acceso a alimentos

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Bajos ingresos y lejos de un supermercado3% of this ZIP code's area
Lejos de un supermercado3% of this ZIP code's area
Sin vehículo y lejos de un supermercadoNone of this ZIP code
Distritos escolares

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Bay County School District100% de la superficie de este código postal
Comunidad y caminabilidad

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Vulnerabilidad social general50más vulnerable que el 50% de los sectores censales de EE. UU.
Nivel socioeconómico49más vulnerable que el 49% de los sectores censales de EE. UU.
Características del hogar29más vulnerable que el 29% de los sectores censales de EE. UU.
Minorías raciales y étnicas40más vulnerable que el 40% de los sectores censales de EE. UU.
Tipo de vivienda y transporte73más vulnerable que el 73% de los sectores censales de EE. UU.
Caminabilidad5.1 out of 20Least walkable
Códigos postales cercanos

The closest ZIP codes by centre point, which is not the same as sharing a border.

32401 Panama City, FLa 7 km
32417 Panama City, FLa 8.1 km
32405 Panama City, FLa 9.8 km
32444 Lynn Haven, FLa 10.4 km
32403 Panama City, FLa 11.9 km
32408 Panama City, FLa 13 km
32402 Panama City, FLa 13.5 km
32406 Panama City, FLa 13.5 km
Ubicación, condados y zona horaria

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Bay County100% of this ZIP code's land area
Zona horariaCentral (UTC-06:00 standard)
Horario de veranoObserved
Superficie terrestre135.07 sq mi
Superficie de agua19.01 sq mi
Densidad de población312 people per sq mi
Latitud, longitud30.1653, -85.5763

Las cifras corresponden a este código postal o a su área de tabulación censal salvo que la sección indique otra cosa. Las estimaciones cuyo margen de error las hacía poco fiables se omiten en lugar de mostrarse. Fuentes: Oficina del Censo de EE. UU., CDC, IRS.

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