Postal Codes

32068 ZIP Code

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ZIP code 32068 covers Middleburg, Florida, with a population of about 58,196 and a median household income of $82,410.

Population
58,196504 per square mile
Median age
38.20.5 points below the US average
Median household income
$82,4101.1× the Florida median
Poverty rate
10.9%1.5 points below the US average
Typical home value
$328,620up 20.6% in five years
Median rent
$1,41110% below the Florida median
Degree or higher
22.4%12.6 points below the US average
Homeownership
78.6%13.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
737

Where 32068 is

Middleburg, Florida — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population58,196
Median age38.2
Family households76.5%
Born outside the US7.3%
Speaks a language other than English at home12.9%
White (non-Hispanic)74.5%
Black (non-Hispanic)6.5%
Asian (non-Hispanic)1%
Hispanic or Latino12.5%
Veterans15.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$82,410
Income per person$35,799
Poverty rate10.9%
Households on SNAP or cash assistance12.7%

Household income distribution

Under $10k2.7%
$10–15k1.7%
$15–20k2.3%
$20–25k2.1%
$25–30k3.9%
$30–35k4.6%
$35–40k4.2%
$40–45k2.2%
$45–50k5.2%
$50–60k6.4%
$60–75k10.3%
$75–100k14.4%
$100–125k14.0%
$125–150k8.2%
$150–200k10.8%
$200k or more7.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed27,940
Mean adjusted gross income$66,471
Returns declaring $200,000 or more3%
Returns, under $25k25.4%
Returns, $25k–$50k25.8%
Returns, $50k–$75k16.8%
Returns, $75k–$100k11.5%
Returns, $100k–$200k17.4%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$264,300
Median gross rent$1,411
Rent as a share of household income28.4%
Owner-occupied78.6%
Vacant homes5.1%
Median year built1997

What the homes are

Detached house74.3%
Attached house0.7%
2 to 4 units1.1%
5 to 19 units1.5%
20 or more units0.9%
Mobile home21.3%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$328,620as of 2026-07
Typical home value, 1 yeardown 1%
Typical home value, 5 yearsup 20.6%
Typical home value, 10 yearsup 93.5%
Typical asking rent$2,003as of 2026-07
Typical asking rent, 1 yearup 2.3%
Typical asking rent, 5 yearsup 24%
Typical asking rent, 10 yearsup 70.7%
Typical home value since 2000
200020132026$347,475$105,330

$105,330 in 2000 to $328,620 in 2026.

Typical asking rent
201520202026$2,003$1,126

$1,126 in 2015 to $2,003 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.5%
Bachelor's degree or higher22.4%
High school diploma or higher93.4%
Works from home11.4%
Drives to work alone75.9%
Takes public transport0.1%
Commutes 45 minutes or more33.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.5% 2.1 pts above the national average of 33.4%
Diagnosed diabetes12.1% same as the national average of 12%
Currently smokes15.1% 1.9 pts above the national average of 13.2%
High blood pressure36.4% 2.3 pts above the national average of 34.1%
Fair or poor general health18.8% 1.5 pts below the national average of 20.3%
No health insurance (18–64)11.8% 0.5 pts above the national average of 11.3%
Depression20.4% 1.5 pts below the national average of 21.9%
No leisure-time physical activity26.1% 0.7 pts above the national average of 25.4%
Arthritis26.4% 1.3 pts above the national average of 25.1%
Binge drinking16.1% same as the national average of 16%
Taking blood pressure medication75.9% 1.2 pts above the national average of 74.7%
Cancer (non-skin)8.7% 1 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease6.6% same as the national average of 6.2%
Routine check-up in past year77.2% 0.5 pts above the national average of 76.7%
Cholesterol screening85.8% same as the national average of 85.9%
Cognitive disability15% same as the national average of 14.8%
Colorectal screening65.3% 1 pts above the national average of 64.3%
COPD7.7% 1.1 pts above the national average of 6.6%
Visited a dentist57.5% 3.8 pts below the national average of 61.3%
Any disability31.5% 0.8 pts above the national average of 30.7%
Hearing disability7% same as the national average of 6.7%
High cholesterol38.2% 2 pts above the national average of 36.2%
Independent living disability8.3% same as the national average of 8.4%
Mammography use72.1% 3.8 pts below the national average of 75.9%
Poor mental health (14+ days)18.9% 2.1 pts above the national average of 16.8%
Mobility disability13.9% same as the national average of 14%
Poor physical health (14+ days)14.6% 1.1 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Sleeps under 7 hours40.7% 4.3 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost13.1% same as the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments737
People employed6,236
Annual payroll$233,780,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 41.4% of US census tracts
FEMA ratingVery Low to Relatively High across the 17 census tracts this ZIP code covers
Expected annual loss43.3 out of 100
Community resilience39.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Wildfire86.2Relatively Moderate at its worst in this ZIP code
Lightning85Very High at its worst in this ZIP code
Hurricane81.8Relatively Moderate at its worst in this ZIP code
Coastal flooding69.2Relatively Moderate at its worst in this ZIP code
Tornado65Relatively High at its worst in this ZIP code
Landslide58.4Very Low at its worst in this ZIP code
River flooding58Relatively High at its worst in this ZIP code
Heat wave57Relatively Moderate at its worst in this ZIP code
Drought51.4Very Low at its worst in this ZIP code
Strong wind33.7Relatively Moderate at its worst in this ZIP code
Earthquake32.6Relatively Low at its worst in this ZIP code
Cold wave20.5Relatively Low at its worst in this ZIP code
Winter weather18.2Relatively Low at its worst in this ZIP code
Hail11.5Very Low at its worst in this ZIP code
Compared with Florida and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPFloridaUnited States
Median household income$82,410$71,711$78,538
Income per person$35,799$41,055$43,289
Poverty rate10.9%12.6%12.4%
Median home value$264,300$325,000$303,400
Median gross rent$1,411$1,564$1,348
Homeownership78.6%67.3%65%
Bachelor's degree or higher22.4%33.2%35%
Unemployment rate4.5%4.8%5.2%
Works from home11.4%13.9%13.5%
Born outside the US7.3%21.4%13.9%
Median age38.242.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationJACKSONVILLE NAS, FL US25.2 km away
Rain in a year48 in

Average high and low by month

January65.5°F / 47.2°F2.93 in rain
February68.9°F / 50.2°F2.26 in rain
March74.3°F / 55°F3.14 in rain
April80.5°F / 61.1°F2.4 in rain
May86.2°F / 68.9°F3.16 in rain
June90.1°F / 73.9°F7.32 in rain
July91.8°F / 76°F6 in rain
August91.1°F / 76.3°F6.28 in rain
September87.8°F / 73.9°F6.08 in rain
October81.6°F / 66°F3.55 in rain
November73.3°F / 56.1°F2.03 in rain
December67.5°F / 50.4°F2.45 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket73% of this ZIP code's area
No vehicle and far from a supermarket14% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Clay County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status42more vulnerable than 42% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status30more vulnerable than 30% of US census tracts
Housing type and transport38more vulnerable than 38% of US census tracts
Walkability5.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

32050 Middleburg, FL1.7 km away
32030 Doctors Inlet, FL9.5 km away
32065 Orange Park, FL10.6 km away
32079 Penney Farms, FL12.5 km away
32043 Green Cove Springs, FL13.5 km away
32003 Fleming Island, FL14 km away
32006 Fleming Island, FL14.4 km away
32073 Orange Park, FL15.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Clay County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area115.54 sq mi
Water area0.96 sq mi
Population density504 people per sq mi
Latitude, longitude30.0840, -81.8645

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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