Postal Codes

31328 ZIP Code

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ZIP code 31328 covers Tybee Island, Georgia, with a population of about 3,330 and a median household income of $105,669.

Population
3,330361 per square mile
Median age
63.324.6 points above the US average
Median household income
$105,6691.4× the Georgia median
Poverty rate
6.3%6.1 points below the US average
Typical home value
$632,105up 21.6% in five years
Median rent
$1,2058% below the Georgia median
Degree or higher
49.5%14.5 points above the US average
Homeownership
89.6%24.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
155

Where 31328 is

Tybee Island, Georgia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,330
Median age63.3
Family households71.3%
Born outside the US4.3%
Speaks a language other than English at home4.8%
White (non-Hispanic)94.3%
Black (non-Hispanic)2.3%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans10.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$105,669
Income per person$51,836
Poverty rate6.3%
Households on SNAP or cash assistance1.4%

Household income distribution

Under $10k2.8%
$10–15k2.3%
$15–20k2.0%
$20–25k5.9%
$25–30k1.9%
$30–35k6.6%
$35–40k1.7%
$40–45k3.0%
$45–50k3.8%
$50–60k0.8%
$60–75k4.0%
$75–100k9.6%
$100–125k13.0%
$125–150k19.7%
$150–200k13.1%
$200k or more9.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,620
Mean adjusted gross income$135,955
Returns declaring $200,000 or more14.8%
Returns, under $25k20.4%
Returns, $25k–$50k16.7%
Returns, $50k–$75k13.6%
Returns, $75k–$100k11.1%
Returns, $100k–$200k23.5%
Returns, $200k or more14.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$615,200
Median gross rent$1,205
Rent as a share of household income51%
Owner-occupied89.6%
Vacant homes53.7%
Median year built1985

What the homes are

Detached house66%
Attached house7%
2 to 4 units11.9%
5 to 19 units5.9%
20 or more units9.1%
Mobile home0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$632,105as of 2026-07
Typical home value, 1 yeardown 5%
Typical home value, 5 yearsup 21.6%
Typical home value, 10 yearsup 64.2%
Typical home value since 2000
200020132026$714,583$206,542

$206,542 in 2000 to $632,105 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.5%
Bachelor's degree or higher49.5%
High school diploma or higher97.1%
Works from home12.5%
Drives to work alone76.3%
Takes public transport0%
Commutes 45 minutes or more19.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity26.5% 6.9 pts below the national average of 33.4%
Diagnosed diabetes13% 1 pts above the national average of 12%
Currently smokes9.6% 3.6 pts below the national average of 13.2%
High blood pressure43.4% 9.3 pts above the national average of 34.1%
Fair or poor general health14.6% 5.7 pts below the national average of 20.3%
No health insurance (18–64)6.5% 4.8 pts below the national average of 11.3%
Depression17.9% 4 pts below the national average of 21.9%
No leisure-time physical activity20.2% 5.2 pts below the national average of 25.4%
Arthritis34.6% 9.5 pts above the national average of 25.1%
Binge drinking13.6% 2.4 pts below the national average of 16%
Taking blood pressure medication85.5% 10.8 pts above the national average of 74.7%
Cancer (non-skin)14.1% 6.4 pts above the national average of 7.7%
Current asthma9% 1.4 pts below the national average of 10.4%
Coronary heart disease8.1% 1.9 pts above the national average of 6.2%
Routine check-up in past year84.5% 7.8 pts above the national average of 76.7%
Cholesterol screening93.4% 7.5 pts above the national average of 85.9%
Cognitive disability9.6% 5.2 pts below the national average of 14.8%
Colorectal screening76.4% 12.1 pts above the national average of 64.3%
COPD7% same as the national average of 6.6%
Visited a dentist69.1% 7.8 pts above the national average of 61.3%
Any disability27.5% 3.2 pts below the national average of 30.7%
Lacks emotional support16.1% 8.7 pts below the national average of 24.8%
Food insecurity6.5% 10.6 pts below the national average of 17.1%
Received food stamps4.4% 9.9 pts below the national average of 14.3%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol45.2% 9 pts above the national average of 36.2%
Housing insecurity5.3% 8.5 pts below the national average of 13.8%
Independent living disability6.3% 2.1 pts below the national average of 8.4%
Lacks transport4.1% 5.1 pts below the national average of 9.2%
Loneliness29.4% 5 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)11.8% 5 pts below the national average of 16.8%
Mobility disability13.7% same as the national average of 14%
Poor physical health (14+ days)12.8% 0.7 pts below the national average of 13.5%
Self-care disability3.1% 0.9 pts below the national average of 4%
Utility shut-off threat3.4% 5.4 pts below the national average of 8.8%
Sleeps under 7 hours34.2% 2.2 pts below the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost5% 8 pts below the national average of 13%
Vision disability3.9% 1.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments155
People employed1,263
Annual payroll$38,387,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 85.3% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss87 out of 100
Community resilience90.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding99Very High at its worst in this ZIP code
Hurricane97.4Very High at its worst in this ZIP code
Wildfire92.2Relatively Moderate at its worst in this ZIP code
Earthquake65.7Relatively Low at its worst in this ZIP code
Ice storm65.3Relatively Moderate at its worst in this ZIP code
Landslide59.4Very Low at its worst in this ZIP code
Heat wave55.4Relatively Moderate at its worst in this ZIP code
Lightning54.8Relatively Moderate at its worst in this ZIP code
Hail42.3Relatively Low at its worst in this ZIP code
Strong wind37.1Relatively Low at its worst in this ZIP code
Tornado36.8Relatively Low at its worst in this ZIP code
Cold wave35Relatively Low at its worst in this ZIP code
Winter weather30Relatively Low at its worst in this ZIP code
River flooding14.6Relatively Low at its worst in this ZIP code
Compared with Georgia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPGeorgiaUnited States
Median household income$105,669$74,664$78,538
Income per person$51,836$39,525$43,289
Poverty rate6.3%13.5%12.4%
Median home value$615,200$272,900$303,400
Median gross rent$1,205$1,306$1,348
Homeownership89.6%65.4%65%
Bachelor's degree or higher49.5%34.2%35%
Unemployment rate2.5%5.1%5.2%
Works from home12.5%14.2%13.5%
Born outside the US4.3%10.8%13.9%
Median age63.337.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSAVANNAH INTL AP, GA US36.5 km away
Rain in a year48 in

Average high and low by month

January61.4°F / 40°F3.28 in rain
February65.1°F / 42.9°F2.8 in rain
March71.4°F / 48.6°F3.5 in rain
April78.2°F / 55.2°F3.39 in rain
May84.7°F / 63.4°F3.62 in rain
June89.6°F / 70.7°F6.65 in rain
July92.3°F / 73.7°F5.75 in rain
August90.8°F / 73.3°F5.46 in rain
September86.4°F / 69°F4.35 in rain
October79°F / 58.6°F3.72 in rain
November70.2°F / 48°F2.39 in rain
December63.7°F / 42.6°F3.21 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Chatham County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability13more vulnerable than 13% of US census tracts
Socioeconomic status19more vulnerable than 19% of US census tracts
Household characteristics17more vulnerable than 17% of US census tracts
Racial and ethnic minority status18more vulnerable than 18% of US census tracts
Housing type and transport27more vulnerable than 27% of US census tracts
Walkability8.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

29915 Daufuskie Island, SC12.1 km away
31410 Savannah, GA13.8 km away
31416 Savannah, GA18.6 km away
31404 Savannah, GA19.4 km away
31411 Savannah, GA19.8 km away
29928 Hilton Head Island, SC19.8 km away
31403 Savannah, GA21.2 km away
31414 Savannah, GA21.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chatham County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area9.24 sq mi
Water area1.13 sq mi
Population density361 people per sq mi
Latitude, longitude32.0068, -80.8509

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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