Postal Codes

30028 ZIP Code

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ZIP code 30028 covers Cumming, Georgia, with a population of about 36,631 and a median household income of $132,569.

Population
36,631733 per square mile
Median age
37.41.3 points below the US average
Median household income
$132,5691.8× the Georgia median
Poverty rate
4.2%8.2 points below the US average
Typical home value
$546,679up 30.8% in five years
Median rent
$2,1011.6× the Georgia median
Degree or higher
42.5%7.5 points above the US average
Homeownership
87%22 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
462

Where 30028 is

Cumming, Georgia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population36,631
Median age37.4
Family households84.8%
Born outside the US10.6%
Speaks a language other than English at home14.2%
White (non-Hispanic)77.5%
Black (non-Hispanic)3.2%
Asian (non-Hispanic)3.5%
Hispanic or Latino10.7%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$132,569
Income per person$47,717
Poverty rate4.2%
Households on SNAP or cash assistance4.1%

Household income distribution

Under $10k1.5%
$10–15k1.2%
$15–20k1.2%
$20–25k1.9%
$25–30k0.8%
$30–35k1.0%
$35–40k0.5%
$40–45k3.1%
$45–50k1.7%
$50–60k4.7%
$60–75k4.5%
$75–100k11.7%
$100–125k10.6%
$125–150k14.5%
$150–200k21.1%
$200k or more19.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed16,100
Mean adjusted gross income$107,318
Returns declaring $200,000 or more12.8%
Returns, under $25k21.6%
Returns, $25k–$50k15.5%
Returns, $50k–$75k12.5%
Returns, $75k–$100k10.4%
Returns, $100k–$200k27.1%
Returns, $200k or more12.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$429,000
Median gross rent$2,101
Rent as a share of household income24.9%
Owner-occupied87%
Vacant homes1.8%
Median year built2006

What the homes are

Detached house90.3%
Attached house0.5%
5 to 19 units0.8%
20 or more units1.7%
Mobile home6.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$546,679as of 2026-07
Typical home value, 1 yeardown 2.3%
Typical home value, 5 yearsup 30.8%
Typical home value, 10 yearsup 94.9%
Typical asking rent$2,155as of 2026-07
Typical asking rent, 1 yeardown 0.4%
Typical home value since 2000
200020132026$568,230$197,714

$203,441 in 2000 to $546,679 in 2026.

Typical asking rent
202220242026$2,163$1,983

$1,983 in 2022 to $2,155 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.1%
Bachelor's degree or higher42.5%
High school diploma or higher93.6%
Works from home24.8%
Drives to work alone68%
Takes public transport0.2%
Commutes 45 minutes or more27.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.9% 2.5 pts below the national average of 33.4%
Diagnosed diabetes9.1% 2.9 pts below the national average of 12%
Currently smokes11% 2.2 pts below the national average of 13.2%
High blood pressure29.8% 4.3 pts below the national average of 34.1%
Fair or poor general health14.2% 6.1 pts below the national average of 20.3%
No health insurance (18–64)9.3% 2 pts below the national average of 11.3%
Depression20.7% 1.2 pts below the national average of 21.9%
No leisure-time physical activity20.1% 5.3 pts below the national average of 25.4%
Arthritis21.4% 3.7 pts below the national average of 25.1%
Binge drinking17.6% 1.6 pts above the national average of 16%
Taking blood pressure medication73.6% 1.1 pts below the national average of 74.7%
Cancer (non-skin)7.7% same as the national average of 7.7%
Current asthma9.5% 0.9 pts below the national average of 10.4%
Coronary heart disease4.6% 1.6 pts below the national average of 6.2%
Routine check-up in past year77.9% 1.2 pts above the national average of 76.7%
Cholesterol screening88.4% 2.5 pts above the national average of 85.9%
Cognitive disability12% 2.8 pts below the national average of 14.8%
Colorectal screening64.9% 0.6 pts above the national average of 64.3%
COPD4.8% 1.8 pts below the national average of 6.6%
Visited a dentist69.4% 8.1 pts above the national average of 61.3%
Any disability22.8% 7.9 pts below the national average of 30.7%
Lacks emotional support20.1% 4.7 pts below the national average of 24.8%
Food insecurity9% 8.1 pts below the national average of 17.1%
Received food stamps6% 8.3 pts below the national average of 14.3%
Hearing disability5.2% 1.5 pts below the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity8.8% 5 pts below the national average of 13.8%
Independent living disability6.2% 2.2 pts below the national average of 8.4%
Lacks transport5.6% 3.6 pts below the national average of 9.2%
Loneliness34.5% same as the national average of 34.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)15.6% 1.2 pts below the national average of 16.8%
Mobility disability9.4% 4.6 pts below the national average of 14%
Poor physical health (14+ days)11.4% 2.1 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat5.2% 3.6 pts below the national average of 8.8%
Sleeps under 7 hours32.3% 4.1 pts below the national average of 36.4%
Stroke2.4% 1 pts below the national average of 3.4%
All natural teeth lost8% 5 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments462
People employed2,941
Annual payroll$137,945,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 46.5% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 11 census tracts this ZIP code covers
Expected annual loss63.6 out of 100
Community resilience60.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide80.8Relatively Low at its worst in this ZIP code
Tornado76.8Relatively High at its worst in this ZIP code
Hail72.8Relatively Moderate at its worst in this ZIP code
Wildfire71.5Relatively Low at its worst in this ZIP code
Lightning68.1Relatively High at its worst in this ZIP code
River flooding67.6Relatively High at its worst in this ZIP code
Cold wave61.6Relatively Moderate at its worst in this ZIP code
Ice storm58.3Relatively Moderate at its worst in this ZIP code
Strong wind56.1Relatively Moderate at its worst in this ZIP code
Earthquake52.2Relatively Low at its worst in this ZIP code
Hurricane43Very Low at its worst in this ZIP code
Winter weather24.9Relatively Low at its worst in this ZIP code
Heat wave21Relatively Low at its worst in this ZIP code
Compared with Georgia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPGeorgiaUnited States
Median household income$132,569$74,664$78,538
Income per person$47,717$39,525$43,289
Poverty rate4.2%13.5%12.4%
Median home value$429,000$272,900$303,400
Median gross rent$2,101$1,306$1,348
Homeownership87%65.4%65%
Bachelor's degree or higher42.5%34.2%35%
Unemployment rate4.1%5.1%5.2%
Works from home24.8%14.2%13.5%
Born outside the US10.6%10.8%13.9%
Median age37.437.438.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCUMMING 2N, GA US8.3 km away
Rain in a year56 in
Snow in a year1 in

Average high and low by month

January51.2°F / 31.1°F5.39 in rain, 0.1 in snow
February55.9°F / 33.3°F5.15 in rain, 0.2 in snow
March63°F / 39.8°F5.16 in rain, 0.3 in snow
April72.1°F / 46.3°F4.32 in rain
May79.3°F / 55.5°F4.23 in rain
June85.4°F / 63.8°F4.69 in rain
July88.8°F / 67.4°F4.89 in rain
August88°F / 66.9°F4.92 in rain
September82.3°F / 60°F4.03 in rain
October73.3°F / 48.8°F3.97 in rain
November63°F / 38.8°F4.42 in rain
December54.3°F / 33.9°F5.2 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket73% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Forsyth County School District92.7% of this ZIP code's land area
Cherokee County School District7.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status27more vulnerable than 27% of US census tracts
Household characteristics29more vulnerable than 29% of US census tracts
Racial and ethnic minority status27more vulnerable than 27% of US census tracts
Housing type and transport18more vulnerable than 18% of US census tracts
Walkability4.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

30040 Cumming, GA6.7 km away
30041 Cumming, GA11.9 km away
30534 Dawsonville, GA18.4 km away
30107 Ball Ground, GA18.8 km away
30148 Marble Hill, GA20.2 km away
30151 Nelson, GA20.4 km away
30503 Gainesville, GA21.9 km away
30177 Tate, GA22.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Forsyth County92.7% of this ZIP code's land area
Cherokee County7.3% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area49.96 sq mi
Water area0.62 sq mi
Population density733 people per sq mi
Latitude, longitude34.2897, -84.1796

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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