Postal Codes

29045 ZIP Code

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ZIP code 29045 covers Elgin, South Carolina, with a population of about 28,896 and a median household income of $80,627.

Population
28,896425 per square mile
Median age
38.4about the US average
Median household income
$80,6271.2× the South Carolina median
Poverty rate
10.6%1.8 points below the US average
Typical home value
$302,349up 26.8% in five years
Median rent
$1,3181.2× the South Carolina median
Degree or higher
32.1%2.9 points below the US average
Homeownership
84.4%19.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
352

Where 29045 is

Elgin, South Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,896
Median age38.4
Family households74.4%
Born outside the US6.8%
Speaks a language other than English at home10.1%
White (non-Hispanic)52.7%
Black (non-Hispanic)31%
Asian (non-Hispanic)2.6%
Hispanic or Latino8.8%
Veterans13.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$80,627
Income per person$40,112
Poverty rate10.6%
Households on SNAP or cash assistance8.1%

Household income distribution

Under $10k5.7%
$10–15k1.8%
$15–20k3.2%
$20–25k2.6%
$25–30k3.3%
$30–35k3.1%
$35–40k4.6%
$40–45k2.5%
$45–50k2.4%
$50–60k7.2%
$60–75k10.7%
$75–100k13.1%
$100–125k8.8%
$125–150k8.8%
$150–200k12.8%
$200k or more9.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed14,700
Mean adjusted gross income$75,761
Returns declaring $200,000 or more5%
Returns, under $25k26.3%
Returns, $25k–$50k23.9%
Returns, $50k–$75k16.4%
Returns, $75k–$100k10.5%
Returns, $100k–$200k17.8%
Returns, $200k or more5.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$241,200
Median gross rent$1,318
Rent as a share of household income35.6%
Owner-occupied84.4%
Vacant homes6.7%
Median year built2003

What the homes are

Detached house79.3%
Attached house0.9%
2 to 4 units2%
5 to 19 units2.5%
20 or more units1.9%
Mobile home13.4%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$302,349as of 2026-07
Typical home value, 1 yearup 1.9%
Typical home value, 5 yearsup 26.8%
Typical home value, 10 yearsup 71.8%
Typical asking rent$1,831as of 2026-07
Typical asking rent, 1 yearup 0.6%
Typical home value since 2000
200020132026$302,349$140,934

$140,934 in 2000 to $302,349 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher32.1%
High school diploma or higher92.5%
Works from home12.4%
Drives to work alone78.5%
Takes public transport0%
Commutes 45 minutes or more14.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.7% 1.3 pts above the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes12.4% 0.8 pts below the national average of 13.2%
High blood pressure36% 1.9 pts above the national average of 34.1%
Fair or poor general health17.9% 2.4 pts below the national average of 20.3%
No health insurance (18–64)10.6% 0.7 pts below the national average of 11.3%
Depression22.2% same as the national average of 21.9%
No leisure-time physical activity22.4% 3 pts below the national average of 25.4%
Arthritis26.4% 1.3 pts above the national average of 25.1%
Binge drinking16.5% 0.5 pts above the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)7.5% same as the national average of 7.7%
Current asthma9.7% 0.7 pts below the national average of 10.4%
Coronary heart disease5.5% 0.7 pts below the national average of 6.2%
Routine check-up in past year80.5% 3.8 pts above the national average of 76.7%
Cholesterol screening87.5% 1.6 pts above the national average of 85.9%
Cognitive disability13.6% 1.2 pts below the national average of 14.8%
Colorectal screening68.4% 4.1 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist64.5% 3.2 pts above the national average of 61.3%
Any disability28% 2.7 pts below the national average of 30.7%
Lacks emotional support24.4% same as the national average of 24.8%
Food insecurity15.8% 1.3 pts below the national average of 17.1%
Received food stamps9.4% 4.9 pts below the national average of 14.3%
Hearing disability5.7% 1 pts below the national average of 6.7%
High cholesterol37.2% 1 pts above the national average of 36.2%
Housing insecurity13.4% same as the national average of 13.8%
Independent living disability7.8% 0.6 pts below the national average of 8.4%
Lacks transport8.1% 1.1 pts below the national average of 9.2%
Loneliness32.2% 2.2 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)16.1% 0.7 pts below the national average of 16.8%
Mobility disability13.1% 0.9 pts below the national average of 14%
Poor physical health (14+ days)13% 0.5 pts below the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat8.9% same as the national average of 8.8%
Sleeps under 7 hours39.7% 3.3 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost11.4% 1.6 pts below the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments352
People employed3,080
Annual payroll$130,455,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44.6% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 14 census tracts this ZIP code covers
Expected annual loss48.8 out of 100
Community resilience37.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm86.1Relatively High at its worst in this ZIP code
Strong wind82.8Relatively High at its worst in this ZIP code
Hurricane82.4Relatively Moderate at its worst in this ZIP code
Wildfire80.1Relatively Low at its worst in this ZIP code
Lightning75.7Relatively High at its worst in this ZIP code
Heat wave68.7Relatively Moderate at its worst in this ZIP code
Landslide68.2Relatively Low at its worst in this ZIP code
Earthquake64.4Relatively Moderate at its worst in this ZIP code
Tornado64.4Relatively High at its worst in this ZIP code
Hail62.8Relatively Moderate at its worst in this ZIP code
Drought58.8Relatively Low at its worst in this ZIP code
Cold wave57.1Relatively Moderate at its worst in this ZIP code
Winter weather53.3Relatively Moderate at its worst in this ZIP code
River flooding47.8Relatively High at its worst in this ZIP code
Compared with South Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPSouth CarolinaUnited States
Median household income$80,627$66,818$78,538
Income per person$40,112$37,993$43,289
Poverty rate10.6%14.2%12.4%
Median home value$241,200$236,700$303,400
Median gross rent$1,318$1,126$1,348
Homeownership84.4%71.4%65%
Bachelor's degree or higher32.1%31.5%35%
Unemployment rate6.2%5%5.2%
Works from home12.4%10%13.5%
Born outside the US6.8%5.6%13.9%
Median age38.440.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSANDHILL RSCH - ELGIN, SC US6.3 km away
Rain in a year46 in
Snow in a year0 in

Average high and low by month

January56.3°F / 33.3°F3.7 in rain, 0.4 in snow
February60°F / 36.1°F3.62 in rain
March67.2°F / 42.2°F3.76 in rain
April76°F / 50.6°F3.21 in rain
May83.2°F / 59.4°F3.19 in rain
June88.9°F / 67.4°F4.43 in rain
July92.5°F / 70.7°F4.67 in rain
August90.5°F / 69.5°F4.74 in rain
September85.4°F / 63.6°F4.64 in rain
October76.2°F / 52.5°F3.24 in rain
November66.1°F / 42.3°F3.03 in rain
December58.9°F / 36.5°F4.11 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket50% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Kershaw County School District64.7% of this ZIP code's land area
Richland School District 233.3% of this ZIP code's land area
Fairfield County School District2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability47more vulnerable than 47% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status54more vulnerable than 54% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

29229 Columbia, SC7.6 km away
29078 Lugoff, SC11.6 km away
29223 Columbia, SC12.9 km away
29016 Blythewood, SC15.5 km away
29147 State Park, SC16.3 km away
29207 Columbia, SC19.7 km away
29206 Columbia, SC20.1 km away
29130 Ridgeway, SC20.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Kershaw County64.7% of this ZIP code's land area
Richland County33.3% of this ZIP code's land area
Fairfield County2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area67.91 sq mi
Water area0.93 sq mi
Population density425 people per sq mi
Latitude, longitude34.1620, -80.8113

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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