Postal Codes

28751 ZIP Code

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ZIP code 28751 covers Maggie Valley, North Carolina, with a population of about 4,370 and a median household income of $66,393.

Population
4,37096 per square mile
Median age
57.518.8 points above the US average
Median household income
$66,3935% below the North Carolina median
Poverty rate
8.9%3.5 points below the US average
Typical home value
$392,600up 26.9% in five years
Median rent
$1,04810% below the North Carolina median
Degree or higher
31.6%3.4 points below the US average
Homeownership
83.9%18.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
135

Where 28751 is

Maggie Valley, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,370
Median age57.5
Family households70.8%
Born outside the US2.8%
Speaks a language other than English at home4.9%
White (non-Hispanic)91.2%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.9%
Hispanic or Latino4.8%
Veterans11.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$66,393
Income per person$37,857
Poverty rate8.9%
Households on SNAP or cash assistance3.7%

Household income distribution

Under $10k2.0%
$10–15k1.3%
$15–20k3.5%
$20–25k1.4%
$25–30k2.1%
$30–35k5.9%
$35–40k3.1%
$40–45k9.9%
$45–50k6.4%
$50–60k5.8%
$60–75k15.7%
$75–100k16.6%
$100–125k8.3%
$125–150k6.5%
$150–200k5.7%
$200k or more5.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,150
Mean adjusted gross income$68,934
Returns declaring $200,000 or more4.7%
Returns, under $25k32.6%
Returns, $25k–$50k22.8%
Returns, $50k–$75k14.9%
Returns, $75k–$100k9.8%
Returns, $100k–$200k15.3%
Returns, $200k or more4.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$289,000
Median gross rent$1,048
Rent as a share of household income19.6%
Owner-occupied83.9%
Vacant homes54.6%
Median year built1989

What the homes are

Detached house80.4%
Attached house2.4%
2 to 4 units1.9%
5 to 19 units3%
20 or more units0.1%
Mobile home11.2%
Boat, RV or van1.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$392,600as of 2026-07
Typical home value, 1 yeardown 3.2%
Typical home value, 5 yearsup 26.9%
Typical home value, 10 yearsup 117%
Typical home value since 2000
200920172026$405,550$167,336

$192,754 in 2009 to $392,600 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.3%
Bachelor's degree or higher31.6%
High school diploma or higher94.9%
Works from home11.8%
Drives to work alone71.9%
Takes public transport0%
Commutes 45 minutes or more14.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.9% 0.5 pts below the national average of 33.4%
Diagnosed diabetes14.3% 2.3 pts above the national average of 12%
Currently smokes12.9% same as the national average of 13.2%
High blood pressure45.2% 11.1 pts above the national average of 34.1%
Fair or poor general health19.6% 0.7 pts below the national average of 20.3%
No health insurance (18–64)8% 3.3 pts below the national average of 11.3%
Depression24.8% 2.9 pts above the national average of 21.9%
No leisure-time physical activity24.4% 1 pts below the national average of 25.4%
Arthritis37.6% 12.5 pts above the national average of 25.1%
Binge drinking12.2% 3.8 pts below the national average of 16%
Taking blood pressure medication84% 9.3 pts above the national average of 74.7%
Cancer (non-skin)13.2% 5.5 pts above the national average of 7.7%
Current asthma10.5% same as the national average of 10.4%
Coronary heart disease9.8% 3.6 pts above the national average of 6.2%
Routine check-up in past year83.6% 6.9 pts above the national average of 76.7%
Cholesterol screening91.7% 5.8 pts above the national average of 85.9%
Cognitive disability13% 1.8 pts below the national average of 14.8%
Colorectal screening73.9% 9.6 pts above the national average of 64.3%
COPD9.7% 3.1 pts above the national average of 6.6%
Visited a dentist68.5% 7.2 pts above the national average of 61.3%
Any disability36.6% 5.9 pts above the national average of 30.7%
Lacks emotional support18.8% 6 pts below the national average of 24.8%
Food insecurity10.3% 6.8 pts below the national average of 17.1%
Received food stamps8.1% 6.2 pts below the national average of 14.3%
Hearing disability11.1% 4.4 pts above the national average of 6.7%
High cholesterol43.8% 7.6 pts above the national average of 36.2%
Housing insecurity7.6% 6.2 pts below the national average of 13.8%
Independent living disability8.2% same as the national average of 8.4%
Lacks transport5.8% 3.4 pts below the national average of 9.2%
Loneliness29% 5.4 pts below the national average of 34.4%
Mammography use80.7% 4.8 pts above the national average of 75.9%
Poor mental health (14+ days)14.1% 2.7 pts below the national average of 16.8%
Mobility disability18.1% 4.1 pts above the national average of 14%
Poor physical health (14+ days)14.6% 1.1 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat5.2% 3.6 pts below the national average of 8.8%
Sleeps under 7 hours29.2% 7.2 pts below the national average of 36.4%
Stroke4.8% 1.4 pts above the national average of 3.4%
All natural teeth lost14.6% 1.6 pts above the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments135
People employed883
Annual payroll$23,476,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64.9% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss52.9 out of 100
Community resilience38.2 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide98.7Relatively High at its worst in this ZIP code
Cold wave92.5Very High at its worst in this ZIP code
Lightning82.6Very High at its worst in this ZIP code
Strong wind79.4Relatively High at its worst in this ZIP code
River flooding79.2Very High at its worst in this ZIP code
Ice storm77.1Relatively Moderate at its worst in this ZIP code
Wildfire70.2Relatively Low at its worst in this ZIP code
Hail63.7Relatively Moderate at its worst in this ZIP code
Earthquake63.4Relatively Low at its worst in this ZIP code
Winter weather63.2Relatively Moderate at its worst in this ZIP code
Tornado59.8Relatively High at its worst in this ZIP code
Hurricane55.1Relatively Low at its worst in this ZIP code
Drought16Relatively Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$66,393$69,904$78,538
Income per person$37,857$39,616$43,289
Poverty rate8.9%13.2%12.4%
Median home value$289,000$259,400$303,400
Median gross rent$1,048$1,162$1,348
Homeownership83.9%66.4%65%
Bachelor's degree or higher31.6%34.7%35%
Unemployment rate1.3%4.8%5.2%
Works from home11.8%14.5%13.5%
Born outside the US2.8%8.7%13.9%
Median age57.539.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWAYNESVILLE 1 E, NC US11.9 km away
Rain in a year50 in
Snow in a year11 in

Average high and low by month

January46.6°F / 23.5°F4.62 in rain, 2.6 in snow
February50.2°F / 26.2°F4.31 in rain, 1.6 in snow
March56.7°F / 31.8°F4.45 in rain, 3 in snow
April65.6°F / 39.6°F4.54 in rain, 0.4 in snow
May72.8°F / 48.2°F4.18 in rain, 0.3 in snow
June78.5°F / 56.5°F4.18 in rain
July81.5°F / 60.2°F4.12 in rain
August80.5°F / 59.1°F4.25 in rain
September75.6°F / 52.9°F4.25 in rain
October67.1°F / 40.7°F3 in rain
November57.5°F / 30.6°F3.62 in rain, 0.5 in snow
December49.9°F / 26°F4.71 in rain, 2.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket22% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Haywood County Schools77.9% of this ZIP code's land area
Jackson County Schools21.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability55more vulnerable than 55% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics71more vulnerable than 71% of US census tracts
Racial and ethnic minority status31more vulnerable than 31% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability5.9 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28786 Waynesville, NC9.4 km away
28738 Hazelwood, NC10 km away
28707 Balsam, NC10.4 km away
28785 Waynesville, NC11 km away
28745 Lake Junaluska, NC11.1 km away
28721 Clyde, NC16.1 km away
28789 Whittier, NC19.4 km away
28719 Cherokee, NC20.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Haywood County78.3% of this ZIP code's land area
Jackson County21.7% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area45.7 sq mi
Population density96 people per sq mi
Latitude, longitude35.5201, -83.0929

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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