Postal Codes

28694 ZIP Code

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ZIP code 28694 covers West Jefferson, North Carolina, with a population of about 7,369 and a median household income of $48,135.

Population
7,369105 per square mile
Median age
49.110.4 points above the US average
Median household income
$48,13531% below the North Carolina median
Poverty rate
11.3%1.1 points below the US average
Typical home value
$369,020up 27.8% in five years
Median rent
$75735% below the North Carolina median
Degree or higher
21.2%13.8 points below the US average
Homeownership
78.8%13.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
274

Where 28694 is

West Jefferson, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population7,369
Median age49.1
Family households60%
Born outside the US4.4%
Speaks a language other than English at home9.5%
White (non-Hispanic)84.1%
Black (non-Hispanic)1.9%
Asian (non-Hispanic)0.3%
Hispanic or Latino11.8%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$48,135
Income per person$31,418
Poverty rate11.3%
Households on SNAP or cash assistance12.7%

Household income distribution

Under $10k4.5%
$10–15k6.5%
$15–20k4.2%
$20–25k2.1%
$25–30k10.8%
$30–35k2.3%
$35–40k11.3%
$40–45k4.9%
$45–50k4.9%
$50–60k11.2%
$60–75k6.6%
$75–100k14.7%
$100–125k3.1%
$125–150k4.6%
$150–200k6.7%
$200k or more1.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,560
Mean adjusted gross income$69,815
Returns declaring $200,000 or more4.2%
Returns, under $25k30.1%
Returns, $25k–$50k25.3%
Returns, $50k–$75k15.4%
Returns, $75k–$100k10.4%
Returns, $100k–$200k14.6%
Returns, $200k or more4.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$239,800
Median gross rent$757
Rent as a share of household income27.4%
Owner-occupied78.8%
Vacant homes27.2%
Median year built1978

What the homes are

Detached house80.9%
Attached house0.7%
2 to 4 units4.6%
5 to 19 units2%
20 or more units0.8%
Mobile home11.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$369,020as of 2026-07
Typical home value, 1 yearup 3.8%
Typical home value, 5 yearsup 27.8%
Typical home value, 10 yearsup 91.6%
Typical home value since 2000
200020132026$369,020$109,333

$109,333 in 2000 to $369,020 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate9.2%
Bachelor's degree or higher21.2%
High school diploma or higher90.2%
Works from home8.1%
Drives to work alone82.7%
Takes public transport0%
Commutes 45 minutes or more10.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.1% 2.7 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes15.1% 1.9 pts above the national average of 13.2%
High blood pressure42.7% 8.6 pts above the national average of 34.1%
Fair or poor general health21.3% 1 pts above the national average of 20.3%
No health insurance (18–64)9.7% 1.6 pts below the national average of 11.3%
Depression25.4% 3.5 pts above the national average of 21.9%
No leisure-time physical activity26.1% 0.7 pts above the national average of 25.4%
Arthritis35.2% 10.1 pts above the national average of 25.1%
Binge drinking13.3% 2.7 pts below the national average of 16%
Taking blood pressure medication81.4% 6.7 pts above the national average of 74.7%
Cancer (non-skin)11.5% 3.8 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease9.1% 2.9 pts above the national average of 6.2%
Routine check-up in past year81.8% 5.1 pts above the national average of 76.7%
Cholesterol screening89.2% 3.3 pts above the national average of 85.9%
Cognitive disability15% same as the national average of 14.8%
Colorectal screening69.3% 5 pts above the national average of 64.3%
COPD10% 3.4 pts above the national average of 6.6%
Visited a dentist64.9% 3.6 pts above the national average of 61.3%
Any disability36.6% 5.9 pts above the national average of 30.7%
Lacks emotional support19.7% 5.1 pts below the national average of 24.8%
Food insecurity12.7% 4.4 pts below the national average of 17.1%
Received food stamps10.9% 3.4 pts below the national average of 14.3%
Hearing disability10.5% 3.8 pts above the national average of 6.7%
High cholesterol41.7% 5.5 pts above the national average of 36.2%
Housing insecurity9.2% 4.6 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport7% 2.2 pts below the national average of 9.2%
Loneliness30.3% 4.1 pts below the national average of 34.4%
Mammography use77.9% 2 pts above the national average of 75.9%
Poor mental health (14+ days)16.1% 0.7 pts below the national average of 16.8%
Mobility disability18.1% 4.1 pts above the national average of 14%
Poor physical health (14+ days)15.1% 1.6 pts above the national average of 13.5%
Self-care disability4.6% 0.6 pts above the national average of 4%
Utility shut-off threat6.4% 2.4 pts below the national average of 8.8%
Sleeps under 7 hours31.8% 4.6 pts below the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost15.6% 2.6 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments274
People employed3,180
Annual payroll$119,014,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss66.6 out of 100
Community resilience26.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.7Relatively Moderate at its worst in this ZIP code
Strong wind93.3Very High at its worst in this ZIP code
Cold wave92.4Very High at its worst in this ZIP code
River flooding84Very High at its worst in this ZIP code
Ice storm83.8Relatively High at its worst in this ZIP code
Lightning74.6Relatively High at its worst in this ZIP code
Wildfire73Relatively Low at its worst in this ZIP code
Winter weather68.7Relatively High at its worst in this ZIP code
Hurricane62.4Relatively Low at its worst in this ZIP code
Hail56.9Relatively Moderate at its worst in this ZIP code
Tornado56.8Relatively Moderate at its worst in this ZIP code
Earthquake49.8Relatively Low at its worst in this ZIP code
Drought8.1Relatively High at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$48,135$69,904$78,538
Income per person$31,418$39,616$43,289
Poverty rate11.3%13.2%12.4%
Median home value$239,800$259,400$303,400
Median gross rent$757$1,162$1,348
Homeownership78.8%66.4%65%
Bachelor's degree or higher21.2%34.7%35%
Unemployment rate9.2%4.8%5.2%
Works from home8.1%14.5%13.5%
Born outside the US4.4%8.7%13.9%
Median age49.139.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationJEFFERSON 2 E, NC US6.8 km away
Rain in a year51 in
Snow in a year14 in

Average high and low by month

January43.3°F / 21.9°F3.91 in rain, 4.3 in snow
February46.6°F / 24°F3.28 in rain, 3.3 in snow
March53.5°F / 29.2°F4.06 in rain, 2.9 in snow
April63.1°F / 36.3°F4.78 in rain
May71.2°F / 45.3°F5.34 in rain
June78°F / 53.4°F4.44 in rain
July81°F / 58°F4.79 in rain
August80.2°F / 56.6°F4.65 in rain
September75.2°F / 50.3°F4.35 in rain
October65.5°F / 38.5°F3.71 in rain
November55.4°F / 28.5°F3.61 in rain, 0.2 in snow
December47°F / 24.5°F4.03 in rain, 3.7 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket16% of this ZIP code's area
Far from a supermarket16% of this ZIP code's area
No vehicle and far from a supermarket53% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Ashe County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability50more vulnerable than 50% of US census tracts
Socioeconomic status58more vulnerable than 58% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport50more vulnerable than 50% of US census tracts
Walkability5.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28640 Jefferson, NC5.5 km away
28693 Warrensville, NC10.3 km away
28684 Todd, NC10.7 km away
28626 Fleetwood, NC11 km away
28629 Glendale Springs, NC11.7 km away
28617 Crumpler, NC12.2 km away
28643 Lansing, NC16 km away
28615 Creston, NC16.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Ashe County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area69.93 sq mi
Water area0.51 sq mi
Population density105 people per sq mi
Latitude, longitude36.3776, -81.4872

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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