Postal Codes

28681 ZIP Code

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ZIP code 28681 covers Taylorsville, North Carolina, with a population of about 26,117 and a median household income of $61,343.

Population
26,117156 per square mile
Median age
44.25.5 points above the US average
Median household income
$61,34312% below the North Carolina median
Poverty rate
11.8%0.6 points below the US average
Typical home value
$270,778up 33.4% in five years
Median rent
$71938% below the North Carolina median
Degree or higher
15.2%19.8 points below the US average
Homeownership
80.7%15.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
425

Where 28681 is

Taylorsville, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population26,117
Median age44.2
Family households69.2%
Born outside the US2.1%
Speaks a language other than English at home5.6%
White (non-Hispanic)87.7%
Black (non-Hispanic)4.8%
Asian (non-Hispanic)0.7%
Hispanic or Latino4.7%
Veterans7.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$61,343
Income per person$30,190
Poverty rate11.8%
Households on SNAP or cash assistance11.9%

Household income distribution

Under $10k3.6%
$10–15k5.1%
$15–20k2.5%
$20–25k7.8%
$25–30k3.1%
$30–35k5.1%
$35–40k3.5%
$40–45k3.5%
$45–50k4.3%
$50–60k9.8%
$60–75k10.3%
$75–100k16.0%
$100–125k9.5%
$125–150k6.6%
$150–200k5.3%
$200k or more3.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,610
Mean adjusted gross income$64,999
Returns declaring $200,000 or more3%
Returns, under $25k28.3%
Returns, $25k–$50k27.2%
Returns, $50k–$75k16.5%
Returns, $75k–$100k10.9%
Returns, $100k–$200k14.0%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$188,000
Median gross rent$719
Rent as a share of household income20.8%
Owner-occupied80.7%
Vacant homes15.4%
Median year built1985

What the homes are

Detached house71.1%
Attached house0.5%
2 to 4 units1.8%
5 to 19 units1.5%
20 or more units0.1%
Mobile home25%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$270,778as of 2026-07
Typical home value, 1 yearup 7.4%
Typical home value, 5 yearsup 33.4%
Typical home value, 10 yearsup 111.6%
Typical home value since 2000
200920172026$270,778$111,382

$122,226 in 2009 to $270,778 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher15.2%
High school diploma or higher83.2%
Works from home4.9%
Drives to work alone84.9%
Takes public transport0%
Commutes 45 minutes or more15.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.6% 3.2 pts above the national average of 33.4%
Diagnosed diabetes12.7% 0.7 pts above the national average of 12%
Currently smokes17.2% 4 pts above the national average of 13.2%
High blood pressure39.2% 5.1 pts above the national average of 34.1%
Fair or poor general health21.4% 1.1 pts above the national average of 20.3%
No health insurance (18–64)11% same as the national average of 11.3%
Depression25.9% 4 pts above the national average of 21.9%
No leisure-time physical activity26.3% 0.9 pts above the national average of 25.4%
Arthritis30.9% 5.8 pts above the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication77.7% 3 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease7.9% 1.7 pts above the national average of 6.2%
Routine check-up in past year79.2% 2.5 pts above the national average of 76.7%
Cholesterol screening86.7% 0.8 pts above the national average of 85.9%
Cognitive disability16.7% 1.9 pts above the national average of 14.8%
Colorectal screening65.8% 1.5 pts above the national average of 64.3%
COPD9.3% 2.7 pts above the national average of 6.6%
Visited a dentist61.4% same as the national average of 61.3%
Any disability36.1% 5.4 pts above the national average of 30.7%
Lacks emotional support23% 1.8 pts below the national average of 24.8%
Food insecurity15% 2.1 pts below the national average of 17.1%
Received food stamps12.2% 2.1 pts below the national average of 14.3%
Hearing disability9% 2.3 pts above the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Housing insecurity11.4% 2.4 pts below the national average of 13.8%
Independent living disability9.4% 1 pts above the national average of 8.4%
Lacks transport8.1% 1.1 pts below the national average of 9.2%
Loneliness32.8% 1.6 pts below the national average of 34.4%
Mammography use76.6% 0.7 pts above the national average of 75.9%
Poor mental health (14+ days)17.7% 0.9 pts above the national average of 16.8%
Mobility disability16.6% 2.6 pts above the national average of 14%
Poor physical health (14+ days)14.8% 1.3 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat7.5% 1.3 pts below the national average of 8.8%
Sleeps under 7 hours34.1% 2.3 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost16.3% 3.3 pts above the national average of 13%
Vision disability5.7% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments425
People employed5,990
Annual payroll$239,993,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.8% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 7 census tracts this ZIP code covers
Expected annual loss48.4 out of 100
Community resilience22.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm95.5Very High at its worst in this ZIP code
Drought88.2Relatively Moderate at its worst in this ZIP code
Strong wind86.3Relatively High at its worst in this ZIP code
Landslide85.2Relatively Low at its worst in this ZIP code
Lightning82.5Relatively High at its worst in this ZIP code
River flooding78.3Relatively High at its worst in this ZIP code
Hail72.1Relatively Moderate at its worst in this ZIP code
Wildfire71.9Relatively Low at its worst in this ZIP code
Hurricane70.4Relatively Low at its worst in this ZIP code
Tornado68.5Relatively High at its worst in this ZIP code
Cold wave68.2Relatively Moderate at its worst in this ZIP code
Winter weather53.6Relatively Moderate at its worst in this ZIP code
Earthquake52.7Relatively Moderate at its worst in this ZIP code
Heat wave20.6Relatively Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$61,343$69,904$78,538
Income per person$30,190$39,616$43,289
Poverty rate11.8%13.2%12.4%
Median home value$188,000$259,400$303,400
Median gross rent$719$1,162$1,348
Homeownership80.7%66.4%65%
Bachelor's degree or higher15.2%34.7%35%
Unemployment rate5.2%4.8%5.2%
Works from home4.9%14.5%13.5%
Born outside the US2.1%8.7%13.9%
Median age44.239.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationTAYLORSVILLE, NC US4.4 km away
Rain in a year53 in
Snow in a year4 in

Average high and low by month

January48.7°F / 29.2°F4.36 in rain, 1.7 in snow
February52.7°F / 31.6°F3.57 in rain, 0.4 in snow
March60.1°F / 38.6°F4.26 in rain, 0.2 in snow
April69.5°F / 46.4°F4.73 in rain
May77°F / 54.4°F4.56 in rain
June84.2°F / 62.6°F5.07 in rain
July87.2°F / 66.2°F4.33 in rain
August85.5°F / 65.5°F5.42 in rain
September79.7°F / 59.4°F4.47 in rain
October70.1°F / 48.1°F3.77 in rain
November60°F / 38.3°F3.75 in rain
December51.4°F / 31.8°F4.27 in rain, 1.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket11% of this ZIP code's area
Far from a supermarket17% of this ZIP code's area
No vehicle and far from a supermarket11% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Alexander County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability48more vulnerable than 48% of US census tracts
Socioeconomic status56more vulnerable than 56% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status19more vulnerable than 19% of US census tracts
Housing type and transport48more vulnerable than 48% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28678 Stony Point, NC13.9 km away
28636 Hiddenite, NC15.7 km away
28613 Conover, NC18.9 km away
28601 Hickory, NC19.1 km away
28606 Boomer, NC19.4 km away
28654 Moravian Falls, NC20 km away
28699 Scotts, NC20 km away
28610 Claremont, NC21.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Alexander County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area167.63 sq mi
Water area2.57 sq mi
Population density156 people per sq mi
Latitude, longitude35.9010, -81.2124

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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