Postal Codes

28650 ZIP Code

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ZIP code 28650 covers Maiden, North Carolina, with a population of about 13,082 and a median household income of $71,784.

Population
13,082269 per square mile
Median age
41.52.8 points above the US average
Median household income
$71,784about the North Carolina median
Poverty rate
10.6%1.8 points below the US average
Typical home value
$317,744up 32.5% in five years
Median rent
$79332% below the North Carolina median
Degree or higher
18.6%16.4 points below the US average
Homeownership
83.5%18.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
216

Where 28650 is

Maiden, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population13,082
Median age41.5
Family households74.8%
Born outside the US2.3%
Speaks a language other than English at home9.8%
White (non-Hispanic)83.5%
Black (non-Hispanic)2.8%
Asian (non-Hispanic)1.7%
Hispanic or Latino10.3%
Veterans7.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$71,784
Income per person$32,909
Poverty rate10.6%
Households on SNAP or cash assistance8.7%

Household income distribution

Under $10k5.9%
$10–15k2.6%
$15–20k2.6%
$20–25k4.8%
$25–30k3.0%
$30–35k5.4%
$35–40k6.9%
$40–45k3.0%
$45–50k3.8%
$50–60k4.5%
$60–75k10.0%
$75–100k13.4%
$100–125k15.7%
$125–150k7.7%
$150–200k3.7%
$200k or more7.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed6,200
Mean adjusted gross income$63,558
Returns declaring $200,000 or more2.7%
Returns, under $25k27.1%
Returns, $25k–$50k27.4%
Returns, $50k–$75k17.3%
Returns, $75k–$100k10.6%
Returns, $100k–$200k14.8%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$209,800
Median gross rent$793
Rent as a share of household income26.6%
Owner-occupied83.5%
Vacant homes7.7%
Median year built1992

What the homes are

Detached house76.1%
Attached house1.7%
2 to 4 units4.5%
5 to 19 units0%
Mobile home17.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$317,744as of 2026-07
Typical home value, 1 yearup 1.6%
Typical home value, 5 yearsup 32.5%
Typical home value, 10 yearsup 125.9%
Typical home value since 2000
200020132026$317,744$105,780

$105,780 in 2000 to $317,744 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.1%
Bachelor's degree or higher18.6%
High school diploma or higher89.4%
Works from home3.9%
Drives to work alone89%
Takes public transport0%
Commutes 45 minutes or more5.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.3% 3.9 pts above the national average of 33.4%
Diagnosed diabetes11.8% same as the national average of 12%
Currently smokes15.6% 2.4 pts above the national average of 13.2%
High blood pressure37.3% 3.2 pts above the national average of 34.1%
Fair or poor general health19.4% 0.9 pts below the national average of 20.3%
No health insurance (18–64)10% 1.3 pts below the national average of 11.3%
Depression26.8% 4.9 pts above the national average of 21.9%
No leisure-time physical activity23.8% 1.6 pts below the national average of 25.4%
Arthritis29.3% 4.2 pts above the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication76.8% 2.1 pts above the national average of 74.7%
Cancer (non-skin)9% 1.3 pts above the national average of 7.7%
Current asthma11% 0.6 pts above the national average of 10.4%
Coronary heart disease7.1% 0.9 pts above the national average of 6.2%
Routine check-up in past year78.6% 1.9 pts above the national average of 76.7%
Cholesterol screening87.3% 1.4 pts above the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening66.2% 1.9 pts above the national average of 64.3%
COPD8.2% 1.6 pts above the national average of 6.6%
Visited a dentist63.3% 2 pts above the national average of 61.3%
Any disability33.1% 2.4 pts above the national average of 30.7%
Lacks emotional support22.2% 2.6 pts below the national average of 24.8%
Food insecurity13.5% 3.6 pts below the national average of 17.1%
Received food stamps10.8% 3.5 pts below the national average of 14.3%
Hearing disability8.2% 1.5 pts above the national average of 6.7%
High cholesterol37.8% 1.6 pts above the national average of 36.2%
Housing insecurity10.7% 3.1 pts below the national average of 13.8%
Independent living disability8.6% same as the national average of 8.4%
Lacks transport7.6% 1.6 pts below the national average of 9.2%
Loneliness32.8% 1.6 pts below the national average of 34.4%
Mammography use78.4% 2.5 pts above the national average of 75.9%
Poor mental health (14+ days)17.4% 0.6 pts above the national average of 16.8%
Mobility disability14.9% 0.9 pts above the national average of 14%
Poor physical health (14+ days)13.7% same as the national average of 13.5%
Self-care disability4.1% same as the national average of 4%
Utility shut-off threat7.1% 1.7 pts below the national average of 8.8%
Sleeps under 7 hours31.6% 4.8 pts below the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.7% 1.7 pts above the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments216
People employed2,864
Annual payroll$144,835,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 48.4% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 9 census tracts this ZIP code covers
Expected annual loss50.9 out of 100
Community resilience40.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm94.2Relatively High at its worst in this ZIP code
Drought89.7Relatively Moderate at its worst in this ZIP code
Lightning82.2Relatively High at its worst in this ZIP code
Landslide74.7Relatively Low at its worst in this ZIP code
Tornado73.6Relatively High at its worst in this ZIP code
Strong wind73.4Relatively High at its worst in this ZIP code
Wildfire69.9Relatively Low at its worst in this ZIP code
Hurricane67.4Relatively Low at its worst in this ZIP code
Hail66.5Relatively Moderate at its worst in this ZIP code
River flooding63Relatively High at its worst in this ZIP code
Earthquake62.5Relatively Low at its worst in this ZIP code
Winter weather54.1Relatively Moderate at its worst in this ZIP code
Cold wave53.2Relatively Moderate at its worst in this ZIP code
Heat wave24.5Relatively Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$71,784$69,904$78,538
Income per person$32,909$39,616$43,289
Poverty rate10.6%13.2%12.4%
Median home value$209,800$259,400$303,400
Median gross rent$793$1,162$1,348
Homeownership83.5%66.4%65%
Bachelor's degree or higher18.6%34.7%35%
Unemployment rate2.1%4.8%5.2%
Works from home3.9%14.5%13.5%
Born outside the US2.3%8.7%13.9%
Median age41.539.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCATAWBA 5 SW, NC US8.9 km away
Rain in a year47 in

Average high and low by month

January50.3°F / 31.3°F3.72 in rain
February54.3°F / 33.5°F3.15 in rain
March62.1°F / 40.5°F4.24 in rain
April71.4°F / 49°F3.85 in rain
May78.7°F / 57.5°F4.13 in rain
June85.6°F / 65.4°F4.17 in rain
July88.7°F / 68.7°F4.15 in rain
August87.1°F / 67.3°F4.78 in rain
September81.1°F / 61.2°F4.01 in rain
October72°F / 49.9°F3.33 in rain
November61.2°F / 39.7°F3.47 in rain
December52.8°F / 34.1°F3.62 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Catawba County Schools81.7% of this ZIP code's land area
Lincoln County Schools18.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability47more vulnerable than 47% of US census tracts
Socioeconomic status50more vulnerable than 50% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status26more vulnerable than 26% of US census tracts
Housing type and transport44more vulnerable than 44% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28092 Lincolnton, NC10.1 km away
28658 Newton, NC10.3 km away
28093 Lincolnton, NC11.7 km away
28673 Sherrills Ford, NC12.9 km away
28080 Iron Station, NC13.7 km away
28603 Hickory, NC15.4 km away
28609 Catawba, NC15.8 km away
28610 Claremont, NC16.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Catawba County81.7% of this ZIP code's land area
Lincoln County18.3% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area48.63 sq mi
Water area0.28 sq mi
Population density269 people per sq mi
Latitude, longitude35.5759, -81.1745

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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