Postal Codes

28450 ZIP Code

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ZIP code 28450 covers Lake Waccamaw, North Carolina, with a population of about 2,256 and a median household income of $74,917.

Population
2,25639 per square mile
Median age
48.59.8 points above the US average
Median household income
$74,9171.1× the North Carolina median
Poverty rate
10%2.4 points below the US average
Typical home value
$324,995up 19.7% in five years
Median rent
$98315% below the North Carolina median
Degree or higher
32.1%2.9 points below the US average
Homeownership
83.8%18.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
39

Where 28450 is

Lake Waccamaw, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,256
Median age48.5
Family households74.8%
Born outside the US1.9%
Speaks a language other than English at home1.9%
White (non-Hispanic)64.5%
Black (non-Hispanic)8%
Asian (non-Hispanic)0%
Hispanic or Latino2.4%
Veterans10.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$74,917
Income per person$44,293
Poverty rate10%
Households on SNAP or cash assistance10.7%

Household income distribution

Under $10k3.1%
$10–15k2.8%
$15–20k1.7%
$20–25k10.9%
$25–30k2.0%
$30–35k3.1%
$35–40k5.2%
$40–45k3.3%
$45–50k5.2%
$50–60k2.1%
$60–75k10.7%
$75–100k12.2%
$100–125k10.0%
$125–150k7.5%
$150–200k8.0%
$200k or more12.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,050
Mean adjusted gross income$75,928
Returns declaring $200,000 or more4.8%
Returns, under $25k26.7%
Returns, $25k–$50k23.8%
Returns, $50k–$75k17.1%
Returns, $75k–$100k10.5%
Returns, $100k–$200k17.1%
Returns, $200k or more4.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$266,800
Median gross rent$983
Rent as a share of household income25.1%
Owner-occupied83.8%
Vacant homes32.7%
Median year built1982

What the homes are

Detached house84%
Attached house1.1%
2 to 4 units2.7%
Mobile home12.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$324,995as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 19.7%
Typical home value, 10 yearsup 65.1%
Typical home value since 2000
200020132026$327,034$136,385

$136,385 in 2000 to $324,995 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher32.1%
High school diploma or higher87.8%
Works from home9.3%
Drives to work alone85%
Takes public transport0%
Commutes 45 minutes or more26%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.6% 3.2 pts above the national average of 33.4%
Diagnosed diabetes15.4% 3.4 pts above the national average of 12%
Currently smokes15.4% 2.2 pts above the national average of 13.2%
High blood pressure45.1% 11 pts above the national average of 34.1%
Fair or poor general health21.7% 1.4 pts above the national average of 20.3%
No health insurance (18–64)9% 2.3 pts below the national average of 11.3%
Depression23.4% 1.5 pts above the national average of 21.9%
No leisure-time physical activity26.8% 1.4 pts above the national average of 25.4%
Arthritis35.1% 10 pts above the national average of 25.1%
Binge drinking12.6% 3.4 pts below the national average of 16%
Taking blood pressure medication81.2% 6.5 pts above the national average of 74.7%
Cancer (non-skin)11.2% 3.5 pts above the national average of 7.7%
Current asthma11.3% 0.9 pts above the national average of 10.4%
Coronary heart disease9.5% 3.3 pts above the national average of 6.2%
Routine check-up in past year82.7% 6 pts above the national average of 76.7%
Cholesterol screening89.8% 3.9 pts above the national average of 85.9%
Cognitive disability14.7% same as the national average of 14.8%
Colorectal screening70.2% 5.9 pts above the national average of 64.3%
COPD9.5% 2.9 pts above the national average of 6.6%
Visited a dentist61.5% same as the national average of 61.3%
Any disability36.8% 6.1 pts above the national average of 30.7%
Lacks emotional support21.9% 2.9 pts below the national average of 24.8%
Food insecurity14.4% 2.7 pts below the national average of 17.1%
Received food stamps11.3% 3 pts below the national average of 14.3%
Hearing disability10.8% 4.1 pts above the national average of 6.7%
High cholesterol41.6% 5.4 pts above the national average of 36.2%
Housing insecurity10.5% 3.3 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness31.1% 3.3 pts below the national average of 34.4%
Mammography use77.8% 1.9 pts above the national average of 75.9%
Poor mental health (14+ days)15.7% 1.1 pts below the national average of 16.8%
Mobility disability18.6% 4.6 pts above the national average of 14%
Poor physical health (14+ days)15.1% 1.6 pts above the national average of 13.5%
Self-care disability4.7% 0.7 pts above the national average of 4%
Utility shut-off threat7.2% 1.6 pts below the national average of 8.8%
Sleeps under 7 hours33.5% 2.9 pts below the national average of 36.4%
Stroke5% 1.6 pts above the national average of 3.4%
All natural teeth lost14.1% 1.1 pts above the national average of 13%
Vision disability6.3% 0.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments39
People employed596
Annual payroll$21,560,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 79.1% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 3 census tracts this ZIP code covers
Expected annual loss77.9 out of 100
Community resilience21.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind98Very High at its worst in this ZIP code
Hurricane96.4Very High at its worst in this ZIP code
Lightning94.6Very High at its worst in this ZIP code
Wildfire90.2Relatively Moderate at its worst in this ZIP code
Drought83.3Relatively Low at its worst in this ZIP code
Winter weather79.5Relatively High at its worst in this ZIP code
Ice storm77.9Relatively Moderate at its worst in this ZIP code
Heat wave72.4Relatively High at its worst in this ZIP code
Tornado69.8Relatively High at its worst in this ZIP code
Earthquake61.5Relatively Low at its worst in this ZIP code
Cold wave55.2Relatively Moderate at its worst in this ZIP code
Hail54.9Relatively Low at its worst in this ZIP code
River flooding48.8Relatively Moderate at its worst in this ZIP code
Landslide48.3Very Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$74,917$69,904$78,538
Income per person$44,293$39,616$43,289
Poverty rate10%13.2%12.4%
Median home value$266,800$259,400$303,400
Median gross rent$983$1,162$1,348
Homeownership83.8%66.4%65%
Bachelor's degree or higher32.1%34.7%35%
Unemployment rate3.3%4.8%5.2%
Works from home9.3%14.5%13.5%
Born outside the US1.9%8.7%13.9%
Median age48.539.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITEVILLE 7 NW, NC US27 km away
Rain in a year51 in
Snow in a year1 in

Average high and low by month

January54.8°F / 31.9°F3.47 in rain, 0.5 in snow
February57.8°F / 33.8°F3.31 in rain, 0.3 in snow
March65.4°F / 40.2°F3.73 in rain
April73.9°F / 48.3°F3.53 in rain
May80.6°F / 57.6°F4.21 in rain
June86.8°F / 66.1°F4.61 in rain
July90.1°F / 69.5°F5.27 in rain
August88.2°F / 68.2°F5.91 in rain
September83.5°F / 62.6°F6.64 in rain
October74.8°F / 50.7°F3.51 in rain
November65.3°F / 39.9°F3.22 in rain
December57.7°F / 34.6°F3.47 in rain, 0.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket37% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Columbus County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability67more vulnerable than 67% of US census tracts
Socioeconomic status73more vulnerable than 73% of US census tracts
Household characteristics56more vulnerable than 56% of US census tracts
Racial and ethnic minority status47more vulnerable than 47% of US census tracts
Housing type and transport58more vulnerable than 58% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28442 Hallsboro, NC9 km away
28434 Council, NC13.5 km away
28423 Bolton, NC16.2 km away
28424 Brunswick, NC18.2 km away
28472 Whiteville, NC19 km away
28433 Clarkton, NC21.3 km away
28456 Riegelwood, NC23.2 km away
28436 Delco, NC23.7 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Columbus County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area58.22 sq mi
Water area13.91 sq mi
Population density39 people per sq mi
Latitude, longitude34.3394, -78.5102

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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