Postal Codes

28439 ZIP Code

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ZIP code 28439 covers Fair Bluff, North Carolina, with a population of about 1,171 and a median household income of $28,875.

Population
1,17148 per square mile
Median age
44.86.1 points above the US average
Median household income
$28,87559% below the North Carolina median
Poverty rate
36.3%23.9 points above the US average
Typical home value
$145,962
Median rent
$69041% below the North Carolina median
Degree or higher
14.7%20.3 points below the US average
Homeownership
64.7%about the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
18

Where 28439 is

Fair Bluff, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,171
Median age44.8
Family households61.1%
Born outside the US6%
Speaks a language other than English at home7.6%
White (non-Hispanic)44%
Black (non-Hispanic)35.3%
Asian (non-Hispanic)3.6%
Hispanic or Latino10.4%
Veterans4.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$28,875
Income per person$18,443
Poverty rate36.3%
Households on SNAP or cash assistance34.8%

Household income distribution

Under $10k5.2%
$10–15k20.1%
$15–20k9.2%
$20–25k12.8%
$25–30k4.7%
$30–35k4.5%
$35–40k10.2%
$40–45k0.7%
$45–50k0.7%
$50–60k4.0%
$60–75k14.0%
$75–100k4.3%
$100–125k3.1%
$125–150k0.5%
$150–200k5.5%
$200k or more0.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed530
Mean adjusted gross income$44,468
Returns declaring $200,000 or more0%
Returns, under $25k41.5%
Returns, $25k–$50k26.4%
Returns, $50k–$75k13.2%
Returns, $75k–$100k7.5%
Returns, $100k–$200k11.3%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$104,000
Median gross rent$690
Rent as a share of household income48.8%
Owner-occupied64.7%
Vacant homes31.9%
Median year built1978

What the homes are

Detached house64.4%
2 to 4 units7.3%
5 to 19 units2.3%
20 or more units1.3%
Mobile home24.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$145,962as of 2026-07
Typical home value, 1 yearup 3.7%
Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.4%
Bachelor's degree or higher14.7%
High school diploma or higher83.1%
Works from home0%
Drives to work alone88.1%
Takes public transport0%
Commutes 45 minutes or more22.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity43.4% 10 pts above the national average of 33.4%
Diagnosed diabetes18.9% 6.9 pts above the national average of 12%
Currently smokes18.2% 5 pts above the national average of 13.2%
High blood pressure50.6% 16.5 pts above the national average of 34.1%
Fair or poor general health27% 6.7 pts above the national average of 20.3%
No health insurance (18–64)11.4% same as the national average of 11.3%
Depression22.6% 0.7 pts above the national average of 21.9%
No leisure-time physical activity32.5% 7.1 pts above the national average of 25.4%
Arthritis35.7% 10.6 pts above the national average of 25.1%
Binge drinking11.3% 4.7 pts below the national average of 16%
Taking blood pressure medication81.6% 6.9 pts above the national average of 74.7%
Cancer (non-skin)9.1% 1.4 pts above the national average of 7.7%
Current asthma12.1% 1.7 pts above the national average of 10.4%
Coronary heart disease10% 3.8 pts above the national average of 6.2%
Routine check-up in past year83.5% 6.8 pts above the national average of 76.7%
Cholesterol screening88.8% 2.9 pts above the national average of 85.9%
Cognitive disability17% 2.2 pts above the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD11.1% 4.5 pts above the national average of 6.6%
Visited a dentist56.8% 4.5 pts below the national average of 61.3%
Any disability40.2% 9.5 pts above the national average of 30.7%
Lacks emotional support25.3% 0.5 pts above the national average of 24.8%
Food insecurity22.5% 5.4 pts above the national average of 17.1%
Received food stamps21.3% 7 pts above the national average of 14.3%
Hearing disability9.6% 2.9 pts above the national average of 6.7%
High cholesterol41.1% 4.9 pts above the national average of 36.2%
Housing insecurity16.6% 2.8 pts above the national average of 13.8%
Independent living disability11.5% 3.1 pts above the national average of 8.4%
Lacks transport11.7% 2.5 pts above the national average of 9.2%
Loneliness33.3% 1.1 pts below the national average of 34.4%
Mammography use80.2% 4.3 pts above the national average of 75.9%
Poor mental health (14+ days)17.1% same as the national average of 16.8%
Mobility disability22.2% 8.2 pts above the national average of 14%
Poor physical health (14+ days)16.6% 3.1 pts above the national average of 13.5%
Self-care disability6.8% 2.8 pts above the national average of 4%
Utility shut-off threat12.4% 3.6 pts above the national average of 8.8%
Sleeps under 7 hours38.3% 1.9 pts above the national average of 36.4%
Stroke6% 2.6 pts above the national average of 3.4%
All natural teeth lost17.4% 4.4 pts above the national average of 13%
Vision disability8.3% 2.7 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments18
People employed188
Annual payroll$7,727,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 91.8% of US census tracts
FEMA ratingRelatively High
Expected annual loss86.1 out of 100
Community resilience21.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Strong wind99.6Very High at its worst in this ZIP code
Lightning98Very High at its worst in this ZIP code
Hurricane97.4Very High at its worst in this ZIP code
Drought90.1Relatively Low at its worst in this ZIP code
Ice storm89.3Relatively Moderate at its worst in this ZIP code
Winter weather86.9Relatively High at its worst in this ZIP code
Wildfire86.7Relatively Low at its worst in this ZIP code
Heat wave82.2Relatively Moderate at its worst in this ZIP code
Tornado81.8Relatively High at its worst in this ZIP code
Earthquake78.1Relatively Moderate at its worst in this ZIP code
River flooding70.6Relatively Moderate at its worst in this ZIP code
Cold wave64.8Relatively Moderate at its worst in this ZIP code
Hail64.3Relatively Low at its worst in this ZIP code
Landslide41.8Very Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$28,875$69,904$78,538
Income per person$18,443$39,616$43,289
Poverty rate36.3%13.2%12.4%
Median home value$104,000$259,400$303,400
Median gross rent$690$1,162$1,348
Homeownership64.7%66.4%65%
Bachelor's degree or higher14.7%34.7%35%
Unemployment rate7.4%4.8%5.2%
Works from home0%14.5%13.5%
Born outside the US6%8.7%13.9%
Median age44.839.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLUMBER RVR SP, NC US9.9 km away
Rain in a year51 in

Average high and low by month

January55.3°F / 31.5°F3.79 in rain
February58.5°F / 34.1°F3.43 in rain
March65.3°F / 39.6°F3.93 in rain
April73.5°F / 47.4°F3.55 in rain
May80.4°F / 57.9°F4.14 in rain
June87.2°F / 65.5°F5.01 in rain
July89.5°F / 69°F4.98 in rain
August88.3°F / 68.6°F5.53 in rain
September83°F / 62.2°F6.42 in rain
October74.2°F / 49.6°F3.34 in rain
November65.5°F / 40.2°F3.49 in rain
December58°F / 34.5°F3.75 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket100% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Columbus County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability64more vulnerable than 64% of US census tracts
Socioeconomic status76more vulnerable than 76% of US census tracts
Household characteristics22more vulnerable than 22% of US census tracts
Racial and ethnic minority status46more vulnerable than 46% of US census tracts
Housing type and transport71more vulnerable than 71% of US census tracts
Walkability4.2 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28430 Cerro Gordo, NC8.8 km away
28319 Barnesville, NC12.1 km away
28362 Marietta, NC13.3 km away
29581 Nichols, SC14.9 km away
29545 Green Sea, SC16 km away
28369 Orrum, NC16.2 km away
29563 Lake View, SC16.8 km away
28438 Evergreen, NC17.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Columbus County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area24.38 sq mi
Water area0.08 sq mi
Population density48 people per sq mi
Latitude, longitude34.3023, -79.0175

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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