Postal Codes

28398 ZIP Code

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ZIP code 28398 covers Warsaw, North Carolina, with a population of about 6,084 and a median household income of $45,167.

Population
6,08465 per square mile
Median age
38.10.6 points below the US average
Median household income
$45,16735% below the North Carolina median
Poverty rate
17.3%4.9 points above the US average
Typical home value
$149,251up 28% in five years
Median rent
$83328% below the North Carolina median
Degree or higher
12.8%22.2 points below the US average
Homeownership
55.1%9.9 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
121

Where 28398 is

Warsaw, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,084
Median age38.1
Family households59.2%
Born outside the US18.2%
Speaks a language other than English at home28.7%
White (non-Hispanic)27.4%
Black (non-Hispanic)45.8%
Asian (non-Hispanic)0.6%
Hispanic or Latino23%
Veterans6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$45,167
Income per person$22,231
Poverty rate17.3%
Households on SNAP or cash assistance20.8%

Household income distribution

Under $10k6.6%
$10–15k4.1%
$15–20k9.1%
$20–25k6.0%
$25–30k4.9%
$30–35k7.1%
$35–40k2.2%
$40–45k9.8%
$45–50k3.4%
$50–60k5.9%
$60–75k9.0%
$75–100k18.1%
$100–125k6.5%
$125–150k4.3%
$150–200k2.9%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,880
Mean adjusted gross income$43,232
Returns declaring $200,000 or more1.4%
Returns, under $25k39.6%
Returns, $25k–$50k32.6%
Returns, $50k–$75k14.9%
Returns, $75k–$100k5.6%
Returns, $100k–$200k5.9%
Returns, $200k or more1.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$86,000
Median gross rent$833
Rent as a share of household income24.8%
Owner-occupied55.1%
Vacant homes23.2%
Median year built1987

What the homes are

Detached house49.4%
Attached house3.2%
2 to 4 units10.9%
5 to 19 units4.4%
20 or more units4.7%
Mobile home27.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$149,251as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 28%
Typical home value, 10 yearsup 83.8%
Typical home value since 2000
200020132026$149,251$67,712

$67,712 in 2000 to $149,251 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7.9%
Bachelor's degree or higher12.8%
High school diploma or higher83.6%
Works from home1.7%
Drives to work alone76.1%
Takes public transport0%
Commutes 45 minutes or more18.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42.6% 9.2 pts above the national average of 33.4%
Diagnosed diabetes17.4% 5.4 pts above the national average of 12%
Currently smokes16.6% 3.4 pts above the national average of 13.2%
High blood pressure45.7% 11.6 pts above the national average of 34.1%
Fair or poor general health27.6% 7.3 pts above the national average of 20.3%
No health insurance (18–64)16.1% 4.8 pts above the national average of 11.3%
Depression22.1% same as the national average of 21.9%
No leisure-time physical activity31.8% 6.4 pts above the national average of 25.4%
Arthritis30.7% 5.6 pts above the national average of 25.1%
Binge drinking12% 4 pts below the national average of 16%
Taking blood pressure medication80% 5.3 pts above the national average of 74.7%
Cancer (non-skin)7.2% 0.5 pts below the national average of 7.7%
Current asthma11.9% 1.5 pts above the national average of 10.4%
Coronary heart disease8.3% 2.1 pts above the national average of 6.2%
Routine check-up in past year81.7% 5 pts above the national average of 76.7%
Cholesterol screening87.1% 1.2 pts above the national average of 85.9%
Cognitive disability17.9% 3.1 pts above the national average of 14.8%
Colorectal screening63.6% 0.7 pts below the national average of 64.3%
COPD9.3% 2.7 pts above the national average of 6.6%
Visited a dentist50.8% 10.5 pts below the national average of 61.3%
Any disability40.1% 9.4 pts above the national average of 30.7%
Lacks emotional support26.6% 1.8 pts above the national average of 24.8%
Food insecurity26.1% 9 pts above the national average of 17.1%
Received food stamps23.5% 9.2 pts above the national average of 14.3%
Hearing disability8.1% 1.4 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity20.1% 6.3 pts above the national average of 13.8%
Independent living disability11.5% 3.1 pts above the national average of 8.4%
Lacks transport13.4% 4.2 pts above the national average of 9.2%
Loneliness34.8% same as the national average of 34.4%
Mammography use77.1% 1.2 pts above the national average of 75.9%
Poor mental health (14+ days)17.7% 0.9 pts above the national average of 16.8%
Mobility disability20.9% 6.9 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability6.6% 2.6 pts above the national average of 4%
Utility shut-off threat14% 5.2 pts above the national average of 8.8%
Sleeps under 7 hours38.3% 1.9 pts above the national average of 36.4%
Stroke5.4% 2 pts above the national average of 3.4%
All natural teeth lost24.2% 11.2 pts above the national average of 13%
Vision disability8.8% 3.2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments121
People employed1,850
Annual payroll$68,196,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 87.1% of US census tracts
FEMA ratingRelatively Moderate to Relatively High across the 6 census tracts this ZIP code covers
Expected annual loss80.8 out of 100
Community resilience2.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane98.2Very High at its worst in this ZIP code
Winter weather93.7Very High at its worst in this ZIP code
Strong wind90.6Very High at its worst in this ZIP code
Drought90Relatively Moderate at its worst in this ZIP code
Hail80.3Relatively High at its worst in this ZIP code
Tornado77.1Relatively High at its worst in this ZIP code
Wildfire71.4Relatively Low at its worst in this ZIP code
Ice storm71.1Relatively Moderate at its worst in this ZIP code
Lightning68.3Relatively High at its worst in this ZIP code
Cold wave58.4Relatively Moderate at its worst in this ZIP code
Heat wave56.7Relatively Moderate at its worst in this ZIP code
Landslide55.3Very Low at its worst in this ZIP code
Earthquake51.1Relatively Low at its worst in this ZIP code
River flooding35.5Relatively Moderate at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$45,167$69,904$78,538
Income per person$22,231$39,616$43,289
Poverty rate17.3%13.2%12.4%
Median home value$86,000$259,400$303,400
Median gross rent$833$1,162$1,348
Homeownership55.1%66.4%65%
Bachelor's degree or higher12.8%34.7%35%
Unemployment rate7.9%4.8%5.2%
Works from home1.7%14.5%13.5%
Born outside the US18.2%8.7%13.9%
Median age38.139.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWARSAW 5 E, NC US2.5 km away
Rain in a year52 in
Snow in a year2 in

Average high and low by month

January51.6°F / 29.5°F3.59 in rain, 0.9 in snow
February54.5°F / 31.4°F3.15 in rain, 0.5 in snow
March62.1°F / 37°F3.97 in rain
April70.8°F / 45.8°F3.3 in rain
May77.9°F / 55°F3.9 in rain
June84.5°F / 63.5°F5.06 in rain
July88°F / 67.9°F6.06 in rain
August86°F / 66.2°F5.6 in rain
September80.9°F / 61°F7.04 in rain
October72°F / 48.4°F3.41 in rain
November62.3°F / 38.2°F3.46 in rain
December54.8°F / 32.5°F3.42 in rain, 0.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket51% of this ZIP code's area
Far from a supermarket51% of this ZIP code's area
No vehicle and far from a supermarket68% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Duplin County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability88more vulnerable than 88% of US census tracts
Socioeconomic status76more vulnerable than 76% of US census tracts
Household characteristics91more vulnerable than 91% of US census tracts
Racial and ethnic minority status76more vulnerable than 76% of US census tracts
Housing type and transport81more vulnerable than 81% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28349 Kenansville, NC12.2 km away
28453 Magnolia, NC13.6 km away
28341 Faison, NC13.8 km away
28325 Calypso, NC16.5 km away
28393 Turkey, NC16.9 km away
28508 Albertson, NC19.7 km away
28458 Rose Hill, NC21.7 km away
28365 Mount Olive, NC22.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Duplin County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area94.23 sq mi
Water area0.65 sq mi
Population density65 people per sq mi
Latitude, longitude35.0180, -78.0310

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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