Postal Codes

28273 ZIP Code

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ZIP code 28273 covers Charlotte, North Carolina, with a population of about 49,141 and a median household income of $84,739.

Population
49,1412,182 per square mile
Median age
335.7 points below the US average
Median household income
$84,7391.2× the North Carolina median
Poverty rate
9.4%3 points below the US average
Typical home value
$370,381up 21.5% in five years
Median rent
$1,6711.4× the North Carolina median
Degree or higher
39.1%4.1 points above the US average
Homeownership
52%13 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,848

Where 28273 is

Charlotte, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population49,141
Median age33
Family households61%
Born outside the US22.1%
Speaks a language other than English at home31.1%
White (non-Hispanic)23.1%
Black (non-Hispanic)41.2%
Asian (non-Hispanic)6.3%
Hispanic or Latino23.9%
Veterans4.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$84,739
Income per person$39,081
Poverty rate9.4%
Households on SNAP or cash assistance9.1%

Household income distribution

Under $10k3.7%
$10–15k2.1%
$15–20k1.7%
$20–25k1.9%
$25–30k3.2%
$30–35k2.6%
$35–40k2.8%
$40–45k3.6%
$45–50k2.2%
$50–60k7.6%
$60–75k12.1%
$75–100k16.3%
$100–125k11.2%
$125–150k10.2%
$150–200k12.0%
$200k or more7.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,240
Mean adjusted gross income$60,196
Returns declaring $200,000 or more2.7%
Returns, under $25k27.3%
Returns, $25k–$50k28.0%
Returns, $50k–$75k18.5%
Returns, $75k–$100k10.2%
Returns, $100k–$200k13.4%
Returns, $200k or more2.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$304,900
Median gross rent$1,671
Rent as a share of household income28.2%
Owner-occupied52%
Vacant homes5.4%
Median year built2003

What the homes are

Detached house46.8%
Attached house15.1%
2 to 4 units1.1%
5 to 19 units15.1%
20 or more units20.2%
Mobile home1.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$370,381as of 2026-07
Typical home value, 1 yeardown 2%
Typical home value, 5 yearsup 21.5%
Typical home value, 10 yearsup 103.2%
Typical asking rent$1,660as of 2026-07
Typical asking rent, 1 yearup 1.9%
Typical asking rent, 5 yearsup 16.9%
Typical asking rent, 10 yearsup 52.2%
Typical home value since 2000
200020132026$384,704$134,432

$144,097 in 2000 to $370,381 in 2026.

Typical asking rent
201520202026$1,660$1,041

$1,041 in 2015 to $1,660 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.2%
Bachelor's degree or higher39.1%
High school diploma or higher89.5%
Works from home17.4%
Drives to work alone66.1%
Takes public transport1.7%
Commutes 45 minutes or more8.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31.4% 2 pts below the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes11.9% 1.3 pts below the national average of 13.2%
High blood pressure29.9% 4.2 pts below the national average of 34.1%
Fair or poor general health17.6% 2.7 pts below the national average of 20.3%
No health insurance (18–64)12.9% 1.6 pts above the national average of 11.3%
Depression22.4% 0.5 pts above the national average of 21.9%
No leisure-time physical activity23.3% 2.1 pts below the national average of 25.4%
Arthritis19.8% 5.3 pts below the national average of 25.1%
Binge drinking15.2% 0.8 pts below the national average of 16%
Taking blood pressure medication71.3% 3.4 pts below the national average of 74.7%
Cancer (non-skin)4.7% 3 pts below the national average of 7.7%
Current asthma10.6% same as the national average of 10.4%
Coronary heart disease4.2% 2 pts below the national average of 6.2%
Routine check-up in past year77.4% 0.7 pts above the national average of 76.7%
Cholesterol screening86.3% same as the national average of 85.9%
Cognitive disability14.7% same as the national average of 14.8%
Colorectal screening62.5% 1.8 pts below the national average of 64.3%
COPD4.8% 1.8 pts below the national average of 6.6%
Visited a dentist62.2% 0.9 pts above the national average of 61.3%
Any disability28.3% 2.4 pts below the national average of 30.7%
Lacks emotional support26% 1.2 pts above the national average of 24.8%
Food insecurity18.8% 1.7 pts above the national average of 17.1%
Received food stamps14.2% same as the national average of 14.3%
Hearing disability4.7% 2 pts below the national average of 6.7%
High cholesterol30.1% 6.1 pts below the national average of 36.2%
Housing insecurity16% 2.2 pts above the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport9.8% 0.6 pts above the national average of 9.2%
Loneliness34.3% same as the national average of 34.4%
Mammography use79.3% 3.4 pts above the national average of 75.9%
Poor mental health (14+ days)16.7% same as the national average of 16.8%
Mobility disability11.2% 2.8 pts below the national average of 14%
Poor physical health (14+ days)11.1% 2.4 pts below the national average of 13.5%
Self-care disability3.6% same as the national average of 4%
Utility shut-off threat10.3% 1.5 pts above the national average of 8.8%
Sleeps under 7 hours39.9% 3.5 pts above the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost11% 2 pts below the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,848
People employed64,921
Annual payroll$4,303,835,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 17 census tracts this ZIP code covers
Expected annual loss44.6 out of 100
Community resilience47.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding69.9Relatively High at its worst in this ZIP code
Ice storm69.3Relatively Moderate at its worst in this ZIP code
Earthquake66.5Relatively Moderate at its worst in this ZIP code
Hail65.9Relatively Moderate at its worst in this ZIP code
Landslide60.3Relatively Low at its worst in this ZIP code
Tornado58.7Relatively Moderate at its worst in this ZIP code
Wildfire57.6Relatively Low at its worst in this ZIP code
Hurricane57.4Relatively Low at its worst in this ZIP code
Winter weather35.4Relatively Low at its worst in this ZIP code
Lightning34.6Relatively Moderate at its worst in this ZIP code
Strong wind32.1Relatively Low at its worst in this ZIP code
Cold wave27Relatively Low at its worst in this ZIP code
Heat wave25.4Relatively Low at its worst in this ZIP code
Drought6.6Very Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$84,739$69,904$78,538
Income per person$39,081$39,616$43,289
Poverty rate9.4%13.2%12.4%
Median home value$304,900$259,400$303,400
Median gross rent$1,671$1,162$1,348
Homeownership52%66.4%65%
Bachelor's degree or higher39.1%34.7%35%
Unemployment rate5.2%4.8%5.2%
Works from home17.4%14.5%13.5%
Born outside the US22.1%8.7%13.9%
Median age3339.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHARLOTTE DOUGLAS AP, NC US10.7 km away
Rain in a year44 in
Snow in a year4 in

Average high and low by month

January52.3°F / 31.8°F3.49 in rain, 1.6 in snow
February56.6°F / 34.9°F3.13 in rain, 1.1 in snow
March64.2°F / 41.2°F3.95 in rain, 0.3 in snow
April73.2°F / 49.1°F3.84 in rain
May80.1°F / 58°F3.36 in rain
June86.9°F / 66.2°F3.99 in rain
July90.3°F / 69.9°F3.74 in rain
August88.6°F / 68.7°F4.35 in rain
September82.8°F / 62.6°F3.71 in rain
October73.3°F / 50.4°F3.16 in rain
November62.9°F / 39.8°F3.31 in rain, 0.1 in snow
December54.9°F / 34.5°F3.57 in rain, 0.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket69% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Charlotte-Mecklenburg Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability58more vulnerable than 58% of US census tracts
Socioeconomic status62more vulnerable than 62% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status81more vulnerable than 81% of US census tracts
Housing type and transport42more vulnerable than 42% of US census tracts
Walkability9.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

28217 Charlotte, NC5.3 km away
28210 Charlotte, NC6.9 km away
28134 Pineville, NC7.8 km away
28278 Charlotte, NC9 km away
28209 Charlotte, NC9.1 km away
29708 Fort Mill, SC10.2 km away
28247 Charlotte, NC10.3 km away
28203 Charlotte, NC11.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mecklenburg County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area22.52 sq mi
Water area0.13 sq mi
Population density2,182 people per sq mi
Latitude, longitude35.1287, -80.9338

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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