Postal Codes

27909 ZIP Code

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ZIP code 27909 covers Elizabeth City, North Carolina, with a population of about 40,878 and a median household income of $64,039.

Population
40,878180 per square mile
Median age
39.1about the US average
Median household income
$64,0398% below the North Carolina median
Poverty rate
10%2.4 points below the US average
Typical home value
$270,386up 34.4% in five years
Median rent
$1,146about the North Carolina median
Degree or higher
26.9%8.1 points below the US average
Homeownership
65.1%about the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
899

Where 27909 is

Elizabeth City, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,878
Median age39.1
Family households68.8%
Born outside the US2.6%
Speaks a language other than English at home3.7%
White (non-Hispanic)53.8%
Black (non-Hispanic)34.6%
Asian (non-Hispanic)1.2%
Hispanic or Latino5.9%
Veterans11.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,039
Income per person$32,781
Poverty rate10%
Households on SNAP or cash assistance17.7%

Household income distribution

Under $10k3.2%
$10–15k4.3%
$15–20k4.8%
$20–25k4.0%
$25–30k4.8%
$30–35k4.2%
$35–40k4.3%
$40–45k4.9%
$45–50k3.7%
$50–60k9.6%
$60–75k8.7%
$75–100k16.2%
$100–125k9.1%
$125–150k5.9%
$150–200k7.6%
$200k or more4.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed17,960
Mean adjusted gross income$59,020
Returns declaring $200,000 or more2.5%
Returns, under $25k31.5%
Returns, $25k–$50k26.5%
Returns, $50k–$75k16.1%
Returns, $75k–$100k10.2%
Returns, $100k–$200k13.2%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$223,400
Median gross rent$1,146
Rent as a share of household income31.2%
Owner-occupied65.1%
Vacant homes12.3%
Median year built1988

What the homes are

Detached house69.2%
Attached house2.7%
2 to 4 units6.8%
5 to 19 units6.5%
20 or more units2.6%
Mobile home12.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$270,386as of 2026-07
Typical home value, 1 yearup 1.3%
Typical home value, 5 yearsup 34.4%
Typical home value, 10 yearsup 87%
Typical asking rent$1,524as of 2026-07
Typical asking rent, 1 yearup 0.5%
Typical home value since 2000
200920172026$270,386$136,754

$168,041 in 2009 to $270,386 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.6%
Bachelor's degree or higher26.9%
High school diploma or higher90%
Works from home8.6%
Drives to work alone76.2%
Takes public transport0%
Commutes 45 minutes or more25.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.5% 5.1 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes14.3% 1.1 pts above the national average of 13.2%
High blood pressure39.7% 5.6 pts above the national average of 34.1%
Fair or poor general health20.5% same as the national average of 20.3%
No health insurance (18–64)10% 1.3 pts below the national average of 11.3%
Depression23.8% 1.9 pts above the national average of 21.9%
No leisure-time physical activity25.5% same as the national average of 25.4%
Arthritis28.3% 3.2 pts above the national average of 25.1%
Binge drinking14.1% 1.9 pts below the national average of 16%
Taking blood pressure medication77.9% 3.2 pts above the national average of 74.7%
Cancer (non-skin)7.9% same as the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease6.8% 0.6 pts above the national average of 6.2%
Routine check-up in past year81.3% 4.6 pts above the national average of 76.7%
Cholesterol screening87.8% 1.9 pts above the national average of 85.9%
Cognitive disability15.5% 0.7 pts above the national average of 14.8%
Colorectal screening69.3% 5 pts above the national average of 64.3%
COPD7.5% 0.9 pts above the national average of 6.6%
Visited a dentist62% 0.7 pts above the national average of 61.3%
Any disability33.7% 3 pts above the national average of 30.7%
Lacks emotional support24.3% 0.5 pts below the national average of 24.8%
Food insecurity17.4% same as the national average of 17.1%
Received food stamps14.9% 0.6 pts above the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol36.3% same as the national average of 36.2%
Housing insecurity14.1% same as the national average of 13.8%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Lacks transport9.6% same as the national average of 9.2%
Loneliness33.4% 1 pts below the national average of 34.4%
Mammography use79.6% 3.7 pts above the national average of 75.9%
Poor mental health (14+ days)17.2% same as the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)13.2% same as the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat9.8% 1 pts above the national average of 8.8%
Sleeps under 7 hours34.9% 1.5 pts below the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost14.2% 1.2 pts above the national average of 13%
Vision disability5.9% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments899
People employed11,196
Annual payroll$528,521,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.6% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 11 census tracts this ZIP code covers
Expected annual loss60.6 out of 100
Community resilience59.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane93.4Very High at its worst in this ZIP code
Winter weather92.7Very High at its worst in this ZIP code
Coastal flooding88.5Relatively High at its worst in this ZIP code
Lightning79.9Very High at its worst in this ZIP code
Strong wind77.4Relatively High at its worst in this ZIP code
Wildfire75.8Relatively Low at its worst in this ZIP code
Hail62.3Relatively Moderate at its worst in this ZIP code
Heat wave57.2Relatively Moderate at its worst in this ZIP code
Tornado54.8Relatively High at its worst in this ZIP code
Cold wave48.2Relatively Moderate at its worst in this ZIP code
Ice storm46.5Relatively Moderate at its worst in this ZIP code
River flooding44.5Relatively High at its worst in this ZIP code
Landslide38.3Very Low at its worst in this ZIP code
Drought32Relatively Low at its worst in this ZIP code
Earthquake26.6Relatively Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$64,039$69,904$78,538
Income per person$32,781$39,616$43,289
Poverty rate10%13.2%12.4%
Median home value$223,400$259,400$303,400
Median gross rent$1,146$1,162$1,348
Homeownership65.1%66.4%65%
Bachelor's degree or higher26.9%34.7%35%
Unemployment rate6.6%4.8%5.2%
Works from home8.6%14.5%13.5%
Born outside the US2.6%8.7%13.9%
Median age39.139.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationELIZABETH CITY, NC US3.9 km away
Rain in a year51 in
Snow in a year0 in

Average high and low by month

January53.2°F / 33.6°F3.64 in rain, 0.1 in snow
February56.2°F / 34.7°F3.29 in rain, 0.1 in snow
March63.2°F / 41.1°F4.17 in rain
April72.2°F / 50.4°F3.47 in rain
May78.9°F / 58.9°F4.07 in rain
June85.8°F / 68.4°F4.49 in rain
July88.9°F / 72.5°F5.93 in rain
August87.3°F / 70.9°F5.91 in rain
September82.2°F / 66°F5.32 in rain
October74.1°F / 54.7°F3.7 in rain
November64°F / 43.7°F3.39 in rain
December56.4°F / 37.6°F3.88 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket36% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket11% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Pasquotank County Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status51more vulnerable than 51% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status50more vulnerable than 50% of US census tracts
Housing type and transport36more vulnerable than 36% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

27907 Elizabeth City, NC1.5 km away
27906 Elizabeth City, NC3 km away
27921 Camden, NC9.1 km away
27973 Shawboro, NC16.3 km away
27944 Hertford, NC18.2 km away
27976 South Mills, NC18.4 km away
27974 Shiloh, NC18.5 km away
27985 Winfall, NC21.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Pasquotank County100% of this ZIP code's land area
Camden County0% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area226.9 sq mi
Water area26.54 sq mi
Population density180 people per sq mi
Latitude, longitude36.2951, -76.2445

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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