Postal Codes

27520 ZIP Code

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ZIP code 27520 covers Clayton, North Carolina, with a population of about 48,662 and a median household income of $84,545.

Population
48,662688 per square mile
Median age
37.90.8 points below the US average
Median household income
$84,5451.2× the North Carolina median
Poverty rate
6.8%5.6 points below the US average
Typical home value
$337,862up 21.6% in five years
Median rent
$1,4301.2× the North Carolina median
Degree or higher
29%6 points below the US average
Homeownership
76.3%11.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
963

Where 27520 is

Clayton, North Carolina — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population48,662
Median age37.9
Family households73.5%
Born outside the US9.1%
Speaks a language other than English at home17.7%
White (non-Hispanic)57.6%
Black (non-Hispanic)21.9%
Asian (non-Hispanic)0.8%
Hispanic or Latino16.7%
Veterans8.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$84,545
Income per person$37,504
Poverty rate6.8%
Households on SNAP or cash assistance10.5%

Household income distribution

Under $10k2.7%
$10–15k1.2%
$15–20k2.3%
$20–25k2.2%
$25–30k6.5%
$30–35k3.9%
$35–40k2.2%
$40–45k1.3%
$45–50k3.6%
$50–60k6.8%
$60–75k11.9%
$75–100k12.6%
$100–125k16.1%
$125–150k9.4%
$150–200k9.7%
$200k or more7.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,930
Mean adjusted gross income$71,539
Returns declaring $200,000 or more4.3%
Returns, under $25k25.4%
Returns, $25k–$50k23.7%
Returns, $50k–$75k16.9%
Returns, $75k–$100k11.1%
Returns, $100k–$200k18.6%
Returns, $200k or more4.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$282,200
Median gross rent$1,430
Rent as a share of household income29.5%
Owner-occupied76.3%
Vacant homes4.9%
Median year built2001

What the homes are

Detached house78.1%
Attached house3.5%
2 to 4 units2.2%
5 to 19 units3.6%
20 or more units2.9%
Mobile home9.5%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$337,862as of 2026-07
Typical home value, 1 yeardown 1.5%
Typical home value, 5 yearsup 21.6%
Typical home value, 10 yearsup 92.6%
Typical asking rent$1,826as of 2026-07
Typical asking rent, 1 yearup 1.9%
Typical asking rent, 5 yearsup 17.7%
Typical home value since 2000
200020132026$358,760$140,719

$140,719 in 2000 to $337,862 in 2026.

Typical asking rent
201720212026$1,826$1,175

$1,175 in 2017 to $1,826 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher29%
High school diploma or higher93.6%
Works from home14%
Drives to work alone77.2%
Takes public transport0%
Commutes 45 minutes or more25.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity34.5% 1.1 pts above the national average of 33.4%
Diagnosed diabetes10.8% 1.2 pts below the national average of 12%
Currently smokes13.3% same as the national average of 13.2%
High blood pressure33.8% same as the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)10.4% 0.9 pts below the national average of 11.3%
Depression24.4% 2.5 pts above the national average of 21.9%
No leisure-time physical activity22% 3.4 pts below the national average of 25.4%
Arthritis24.8% same as the national average of 25.1%
Binge drinking15.7% same as the national average of 16%
Taking blood pressure medication74.8% same as the national average of 74.7%
Cancer (non-skin)7.1% 0.6 pts below the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease5.4% 0.8 pts below the national average of 6.2%
Routine check-up in past year79.3% 2.6 pts above the national average of 76.7%
Cholesterol screening87.9% 2 pts above the national average of 85.9%
Cognitive disability14.5% same as the national average of 14.8%
Colorectal screening67.1% 2.8 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability30.4% same as the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity14.1% 3 pts below the national average of 17.1%
Received food stamps10.8% 3.5 pts below the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol34% 2.2 pts below the national average of 36.2%
Housing insecurity12.2% 1.6 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use79.4% 3.5 pts above the national average of 75.9%
Poor mental health (14+ days)16.8% same as the national average of 16.8%
Mobility disability12.5% 1.5 pts below the national average of 14%
Poor physical health (14+ days)12.1% 1.4 pts below the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours34.8% 1.6 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost12.7% same as the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments963
People employed14,171
Annual payroll$744,947,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 35.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 17 census tracts this ZIP code covers
Expected annual loss44 out of 100
Community resilience39 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather91.9Very High at its worst in this ZIP code
Drought84Relatively Moderate at its worst in this ZIP code
Landslide73.2Relatively Low at its worst in this ZIP code
Tornado72Very High at its worst in this ZIP code
Hail71.6Relatively Moderate at its worst in this ZIP code
Hurricane70Relatively Moderate at its worst in this ZIP code
Ice storm69.7Relatively Moderate at its worst in this ZIP code
Wildfire64.2Relatively Low at its worst in this ZIP code
Lightning63.3Relatively High at its worst in this ZIP code
Heat wave62.7Relatively High at its worst in this ZIP code
Strong wind55.9Relatively Moderate at its worst in this ZIP code
Cold wave47.1Relatively Moderate at its worst in this ZIP code
River flooding45.1Relatively High at its worst in this ZIP code
Earthquake28.2Relatively Low at its worst in this ZIP code
Compared with North Carolina and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNorth CarolinaUnited States
Median household income$84,545$69,904$78,538
Income per person$37,504$39,616$43,289
Poverty rate6.8%13.2%12.4%
Median home value$282,200$259,400$303,400
Median gross rent$1,430$1,162$1,348
Homeownership76.3%66.4%65%
Bachelor's degree or higher29%34.7%35%
Unemployment rate3.6%4.8%5.2%
Works from home14%14.5%13.5%
Born outside the US9.1%8.7%13.9%
Median age37.939.138.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCLAYTON WTP, NC US1.3 km away
Rain in a year52 in
Snow in a year3 in

Average high and low by month

January52°F / 29.5°F4.28 in rain, 2.2 in snow
February55.6°F / 30.8°F3.07 in rain, 0.1 in snow
March63.2°F / 37.2°F4.1 in rain, 0.1 in snow
April72.7°F / 45.8°F3.64 in rain
May79.2°F / 56.2°F4.06 in rain
June85.7°F / 64.6°F4.21 in rain
July89°F / 69°F6.14 in rain
August87.4°F / 67.6°F5.86 in rain
September82°F / 61.6°F5.89 in rain
October72.5°F / 48.7°F3.47 in rain
November62.9°F / 38°F3.59 in rain
December55.1°F / 32.2°F3.82 in rain, 0.8 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket29% of this ZIP code's area
Far from a supermarket44% of this ZIP code's area
No vehicle and far from a supermarket18% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Johnston County Schools95.9% of this ZIP code's land area
Wake County Schools4.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics38more vulnerable than 38% of US census tracts
Racial and ethnic minority status55more vulnerable than 55% of US census tracts
Housing type and transport50more vulnerable than 50% of US census tracts
Walkability6.1 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

27528 Clayton, NC2.5 km away
27527 Clayton, NC6.6 km away
27593 Wilsons Mills, NC9.5 km away
27529 Garner, NC14.2 km away
27545 Knightdale, NC16.4 km away
27577 Smithfield, NC17 km away
27591 Wendell, NC18.9 km away
27576 Selma, NC19 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Johnston County95.9% of this ZIP code's land area
Wake County4.1% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area70.78 sq mi
Water area0.11 sq mi
Population density688 people per sq mi
Latitude, longitude35.6348, -78.4510

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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