Postal Codes

25403 ZIP Code

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ZIP code 25403 covers Martinsburg, West Virginia, with a population of about 15,865 and a median household income of $82,190.

Population
15,865392 per square mile
Median age
38.4about the US average
Median household income
$82,1901.4× the West Virginia median
Poverty rate
11.8%0.6 points below the US average
Typical home value
$379,484up 27.6% in five years
Median rent
$1,3811.6× the West Virginia median
Degree or higher
28.4%6.6 points below the US average
Homeownership
81.6%16.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
168

Where 25403 is

Martinsburg, West Virginia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population15,865
Median age38.4
Family households66.3%
Born outside the US5.9%
Speaks a language other than English at home9.7%
White (non-Hispanic)73.6%
Black (non-Hispanic)8.4%
Asian (non-Hispanic)1.1%
Hispanic or Latino10%
Veterans9.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$82,190
Income per person$41,151
Poverty rate11.8%
Households on SNAP or cash assistance5.6%

Household income distribution

Under $10k3.9%
$10–15k1.3%
$15–20k1.8%
$20–25k3.6%
$25–30k2.8%
$30–35k3.8%
$35–40k3.2%
$40–45k2.6%
$45–50k2.1%
$50–60k8.2%
$60–75k8.0%
$75–100k17.2%
$100–125k12.1%
$125–150k7.2%
$150–200k11.0%
$200k or more11.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,490
Mean adjusted gross income$81,440
Returns declaring $200,000 or more5.8%
Returns, under $25k21.4%
Returns, $25k–$50k21.0%
Returns, $50k–$75k16.1%
Returns, $75k–$100k11.9%
Returns, $100k–$200k23.8%
Returns, $200k or more5.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$301,800
Median gross rent$1,381
Rent as a share of household income31.7%
Owner-occupied81.6%
Vacant homes3.6%
Median year built2003

What the homes are

Detached house70.8%
Attached house7.5%
2 to 4 units0.2%
5 to 19 units4.7%
20 or more units0.5%
Mobile home16.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$379,484as of 2026-07
Typical home value, 1 yearup 3.2%
Typical home value, 5 yearsup 27.6%
Typical home value, 10 yearsup 84.7%
Typical asking rent$1,802as of 2026-07
Typical home value since 2000
201420202026$379,484$194,339

$194,339 in 2014 to $379,484 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.4%
Bachelor's degree or higher28.4%
High school diploma or higher95.5%
Works from home13%
Drives to work alone81.5%
Takes public transport0.3%
Commutes 45 minutes or more17.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.6% 5.2 pts above the national average of 33.4%
Diagnosed diabetes13.8% 1.8 pts above the national average of 12%
Currently smokes17.2% 4 pts above the national average of 13.2%
High blood pressure40.2% 6.1 pts above the national average of 34.1%
Fair or poor general health22% 1.7 pts above the national average of 20.3%
No health insurance (18–64)7.9% 3.4 pts below the national average of 11.3%
Depression29.5% 7.6 pts above the national average of 21.9%
No leisure-time physical activity30.7% 5.3 pts above the national average of 25.4%
Arthritis33.1% 8 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication76.5% 1.8 pts above the national average of 74.7%
Cancer (non-skin)8.3% 0.6 pts above the national average of 7.7%
Current asthma12.3% 1.9 pts above the national average of 10.4%
Coronary heart disease6.9% 0.7 pts above the national average of 6.2%
Routine check-up in past year80.4% 3.7 pts above the national average of 76.7%
Cholesterol screening87.5% 1.6 pts above the national average of 85.9%
Cognitive disability17.2% 2.4 pts above the national average of 14.8%
Colorectal screening68% 3.7 pts above the national average of 64.3%
COPD8.4% 1.8 pts above the national average of 6.6%
Visited a dentist57.9% 3.4 pts below the national average of 61.3%
Any disability34.7% 4 pts above the national average of 30.7%
Lacks emotional support23% 1.8 pts below the national average of 24.8%
Food insecurity14.6% 2.5 pts below the national average of 17.1%
Received food stamps15.2% 0.9 pts above the national average of 14.3%
Hearing disability7.1% same as the national average of 6.7%
High cholesterol40.4% 4.2 pts above the national average of 36.2%
Housing insecurity12.5% 1.3 pts below the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport8.3% 0.9 pts below the national average of 9.2%
Loneliness32.6% 1.8 pts below the national average of 34.4%
Mammography use80.2% 4.3 pts above the national average of 75.9%
Poor mental health (14+ days)21.4% 4.6 pts above the national average of 16.8%
Mobility disability15.8% 1.8 pts above the national average of 14%
Poor physical health (14+ days)15.7% 2.2 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat10.9% 2.1 pts above the national average of 8.8%
Sleeps under 7 hours37.2% 0.8 pts above the national average of 36.4%
Stroke3.4% same as the national average of 3.4%
All natural teeth lost15.9% 2.9 pts above the national average of 13%
Vision disability4.8% 0.8 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments168
People employed4,390
Annual payroll$140,239,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 57.1% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 6 census tracts this ZIP code covers
Expected annual loss64.5 out of 100
Community resilience33.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought93.1Relatively Moderate at its worst in this ZIP code
Strong wind88Relatively High at its worst in this ZIP code
Landslide83.6Relatively Moderate at its worst in this ZIP code
River flooding79.7Very High at its worst in this ZIP code
Hurricane77.9Relatively Moderate at its worst in this ZIP code
Winter weather74.4Relatively High at its worst in this ZIP code
Hail70.9Relatively Moderate at its worst in this ZIP code
Lightning61.5Relatively Moderate at its worst in this ZIP code
Heat wave60.6Relatively Moderate at its worst in this ZIP code
Wildfire56.5Relatively Low at its worst in this ZIP code
Tornado46.2Relatively Moderate at its worst in this ZIP code
Earthquake43.2Relatively Low at its worst in this ZIP code
Ice storm27.4Relatively Low at its worst in this ZIP code
Cold wave24.7Relatively Low at its worst in this ZIP code
Avalanche7.3Very Low at its worst in this ZIP code
Compared with West Virginia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPWest VirginiaUnited States
Median household income$82,190$57,917$78,538
Income per person$41,151$32,949$43,289
Poverty rate11.8%16.6%12.4%
Median home value$301,800$155,600$303,400
Median gross rent$1,381$850$1,348
Homeownership81.6%74.3%65%
Bachelor's degree or higher28.4%23.3%35%
Unemployment rate4.4%5.7%5.2%
Works from home13%8%13.5%
Born outside the US5.9%1.7%13.9%
Median age38.442.738.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMARTINSBURG 2, WV US6.4 km away
Rain in a year41 in

Average high and low by month

January41.6°F / 22.9°F2.82 in rain
February45.2°F / 23.5°F2.6 in rain
March53.5°F / 30.1°F3.73 in rain
April65.5°F / 39.8°F3.6 in rain
May74.9°F / 51°F4.2 in rain
June83.1°F / 59.5°F3.51 in rain
July87.2°F / 64.1°F4.12 in rain
August85.7°F / 61.9°F3.04 in rain
September79.2°F / 54.4°F4.17 in rain
October67.4°F / 43°F3.35 in rain
November55.6°F / 33.1°F3.01 in rain
December45.1°F / 26.7°F3.28 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket64% of this ZIP code's area
No vehicle and far from a supermarket10% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Berkeley County School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability41more vulnerable than 41% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status32more vulnerable than 32% of US census tracts
Housing type and transport46more vulnerable than 46% of US census tracts
Walkability5.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

25401 Martinsburg, WV7.3 km away
25402 Martinsburg, WV7.5 km away
25404 Martinsburg, WV8 km away
25427 Hedgesville, WV10 km away
25419 Falling Waters, WV10.5 km away
25405 Martinsburg, WV12.7 km away
21711 Big Pool, MD14 km away
21795 Williamsport, MD16.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Berkeley County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area40.43 sq mi
Population density392 people per sq mi
Latitude, longitude39.5227, -77.9747

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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