Postal Codes

23035 ZIP Code

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ZIP code 23035 covers Cobbs Creek, Virginia, with a population of about 1,549 and a median household income of $80,339.

Population
1,549143 per square mile
Median age
56.517.8 points above the US average
Median household income
$80,33912% below the Virginia median
Poverty rate
15.5%3.1 points above the US average
Typical home value
$367,905up 21.1% in five years
Median rent
$82845% below the Virginia median
Degree or higher
34%1 points below the US average
Homeownership
89.5%24.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
24

Where 23035 is

Cobbs Creek, Virginia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population1,549
Median age56.5
Family households64.4%
Born outside the US8.3%
Speaks a language other than English at home6.5%
White (non-Hispanic)71.9%
Black (non-Hispanic)11.2%
Asian (non-Hispanic)0%
Hispanic or Latino2.7%
Veterans4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$80,339
Income per person$41,201
Poverty rate15.5%
Households on SNAP or cash assistance2.7%

Household income distribution

Under $10k0.0%
$10–15k8.2%
$15–20k0.0%
$20–25k1.4%
$25–30k5.2%
$30–35k4.0%
$35–40k2.3%
$40–45k5.0%
$45–50k4.9%
$50–60k5.3%
$60–75k12.8%
$75–100k14.3%
$100–125k10.5%
$125–150k15.2%
$150–200k5.0%
$200k or more5.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed710
Mean adjusted gross income$80,469
Returns declaring $200,000 or more5.6%
Returns, under $25k23.9%
Returns, $25k–$50k21.1%
Returns, $50k–$75k15.5%
Returns, $75k–$100k9.9%
Returns, $100k–$200k23.9%
Returns, $200k or more5.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$433,600
Median gross rent$828
Owner-occupied89.5%
Vacant homes29.3%
Median year built1973

What the homes are

Detached house96.7%
2 to 4 units3.3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$367,905as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 21.1%
Typical home value, 10 yearsup 41.6%
Typical home value since 2000
201220192026$367,905$234,806

$234,806 in 2012 to $367,905 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.9%
Bachelor's degree or higher34%
High school diploma or higher82.9%
Works from home16.8%
Drives to work alone78.5%
Takes public transport0.3%
Commutes 45 minutes or more37.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35.8% 2.4 pts above the national average of 33.4%
Diagnosed diabetes15.1% 3.1 pts above the national average of 12%
Currently smokes14% 0.8 pts above the national average of 13.2%
High blood pressure42.1% 8 pts above the national average of 34.1%
Fair or poor general health20.9% 0.6 pts above the national average of 20.3%
No health insurance (18–64)7.8% 3.5 pts below the national average of 11.3%
Depression24% 2.1 pts above the national average of 21.9%
No leisure-time physical activity26.4% 1 pts above the national average of 25.4%
Arthritis34.4% 9.3 pts above the national average of 25.1%
Binge drinking13% 3 pts below the national average of 16%
Taking blood pressure medication82.1% 7.4 pts above the national average of 74.7%
Cancer (non-skin)11.3% 3.6 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease9.3% 3.1 pts above the national average of 6.2%
Routine check-up in past year81.9% 5.2 pts above the national average of 76.7%
Cholesterol screening89.1% 3.2 pts above the national average of 85.9%
Cognitive disability14.6% same as the national average of 14.8%
Colorectal screening74.6% 10.3 pts above the national average of 64.3%
COPD9.1% 2.5 pts above the national average of 6.6%
Visited a dentist70.5% 9.2 pts above the national average of 61.3%
Any disability36.3% 5.6 pts above the national average of 30.7%
Lacks emotional support19.8% 5 pts below the national average of 24.8%
Food insecurity11.8% 5.3 pts below the national average of 17.1%
Received food stamps10.2% 4.1 pts below the national average of 14.3%
Hearing disability9.7% 3 pts above the national average of 6.7%
High cholesterol43.6% 7.4 pts above the national average of 36.2%
Housing insecurity8.9% 4.9 pts below the national average of 13.8%
Independent living disability8.9% 0.5 pts above the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness31.7% 2.7 pts below the national average of 34.4%
Mammography use78.5% 2.6 pts above the national average of 75.9%
Poor mental health (14+ days)15.9% 0.9 pts below the national average of 16.8%
Mobility disability18.1% 4.1 pts above the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat6% 2.8 pts below the national average of 8.8%
Sleeps under 7 hours33.2% 3.2 pts below the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost13.1% same as the national average of 13%
Vision disability5.3% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments24
People employed143
Annual payroll$4,199,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 20.3% of US census tracts
FEMA ratingRelatively Low
Expected annual loss19.8 out of 100
Community resilience74.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding94Relatively Moderate at its worst in this ZIP code
Drought92.7Relatively Moderate at its worst in this ZIP code
Strong wind82.6Relatively High at its worst in this ZIP code
Hurricane79.4Relatively Moderate at its worst in this ZIP code
Wildfire79.4Relatively Low at its worst in this ZIP code
Ice storm66.4Relatively Low at its worst in this ZIP code
Hail50.2Relatively Low at its worst in this ZIP code
Landslide45.6Very Low at its worst in this ZIP code
Tornado42.7Relatively Low at its worst in this ZIP code
Cold wave38.2Relatively Low at its worst in this ZIP code
Earthquake37.5Very Low at its worst in this ZIP code
Lightning35.8Relatively Low at its worst in this ZIP code
Heat wave32.2Relatively Low at its worst in this ZIP code
Winter weather29.8Relatively Low at its worst in this ZIP code
River flooding20.6Relatively Low at its worst in this ZIP code
Compared with Virginia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPVirginiaUnited States
Median household income$80,339$90,974$78,538
Income per person$41,201$49,217$43,289
Poverty rate15.5%9.9%12.4%
Median home value$433,600$360,700$303,400
Median gross rent$828$1,514$1,348
Homeownership89.5%67.2%65%
Bachelor's degree or higher34%41.5%35%
Unemployment rate6.9%4.3%5.2%
Works from home16.8%16.2%13.5%
Born outside the US8.3%12.9%13.9%
Median age56.538.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationN, VA US8.4 km away
Rain in a year52 in
Snow in a year8 in

Average high and low by month

January46.9°F / 29.4°F4.03 in rain, 4.2 in snow
February49.1°F / 30.2°F2.92 in rain, 2.3 in snow
March55.6°F / 36.1°F3.93 in rain, 0.3 in snow
April65.6°F / 45.9°F3.94 in rain, 0.3 in snow
May73.3°F / 56°F4.36 in rain
June81°F / 64.7°F4.49 in rain
July84.8°F / 70°F5.82 in rain
August83.2°F / 68.3°F5.52 in rain
September78.3°F / 62.6°F5.05 in rain
October68.7°F / 50.7°F4.72 in rain
November58.9°F / 39.9°F3.26 in rain
December51.2°F / 32.5°F3.9 in rain, 1.4 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Mathews County Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability24more vulnerable than 24% of US census tracts
Socioeconomic status46more vulnerable than 46% of US census tracts
Household characteristics42more vulnerable than 42% of US census tracts
Racial and ethnic minority status24more vulnerable than 24% of US census tracts
Housing type and transport10more vulnerable than 10% of US census tracts
Walkability4.7 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

23068 Hallieford, VA4.1 km away
23056 Foster, VA4.8 km away
23050 Dutton, VA6 km away
23070 Hardyville, VA6.2 km away
23109 Mathews, VA7 km away
23128 North, VA7 km away
23076 Hudgins, VA7.2 km away
23043 Deltaville, VA7.4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Mathews County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area10.85 sq mi
Water area3.58 sq mi
Population density143 people per sq mi
Latitude, longitude37.4959, -76.3863

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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