Postal Codes

22903 ZIP Code

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ZIP code 22903 covers Charlottesville, Virginia, with a population of about 39,925 and a median household income of $64,352.

Population
39,925579 per square mile
Median age
28.310.4 points below the US average
Median household income
$64,35229% below the Virginia median
Poverty rate
25.3%12.9 points above the US average
Typical home value
$541,799up 20% in five years
Median rent
$1,479about the Virginia median
Degree or higher
65.1%30.1 points above the US average
Homeownership
41.1%23.9 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,075

Where 22903 is

Charlottesville, Virginia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population39,925
Median age28.3
Family households43.3%
Born outside the US12.7%
Speaks a language other than English at home16.7%
White (non-Hispanic)64.8%
Black (non-Hispanic)14.6%
Asian (non-Hispanic)8.8%
Hispanic or Latino7%
Veterans3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$64,352
Income per person$48,246
Poverty rate25.3%
Households on SNAP or cash assistance8.8%

Household income distribution

Under $10k11.9%
$10–15k4.1%
$15–20k3.6%
$20–25k4.0%
$25–30k3.4%
$30–35k2.2%
$35–40k4.4%
$40–45k3.6%
$45–50k2.2%
$50–60k8.5%
$60–75k7.7%
$75–100k9.0%
$100–125k7.3%
$125–150k4.7%
$150–200k9.3%
$200k or more14.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,750
Mean adjusted gross income$143,661
Returns declaring $200,000 or more15%
Returns, under $25k26.2%
Returns, $25k–$50k22.7%
Returns, $50k–$75k13.5%
Returns, $75k–$100k7.5%
Returns, $100k–$200k15.2%
Returns, $200k or more15.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$510,500
Median gross rent$1,479
Rent as a share of household income34.9%
Owner-occupied41.1%
Vacant homes9.3%
Median year built1979

What the homes are

Detached house42.8%
Attached house7.8%
2 to 4 units11.7%
5 to 19 units24%
20 or more units12.9%
Mobile home0.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$541,799as of 2026-07
Typical home value, 1 yearup 0.5%
Typical home value, 5 yearsup 20%
Typical home value, 10 yearsup 64.6%
Typical asking rent$2,052as of 2026-07
Typical asking rent, 1 yearup 3.5%
Typical asking rent, 5 yearsup 33.5%
Typical asking rent, 10 yearsup 71.7%
Typical home value since 2000
200020132026$541,799$171,142

$171,142 in 2000 to $541,799 in 2026.

Typical asking rent
201520202026$2,052$1,125

$1,125 in 2015 to $2,052 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.3%
Bachelor's degree or higher65.1%
High school diploma or higher95%
Works from home16.9%
Drives to work alone54.4%
Takes public transport6.3%
Commutes 45 minutes or more6.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity30.3% 3.1 pts below the national average of 33.4%
Diagnosed diabetes8% 4 pts below the national average of 12%
Currently smokes10.4% 2.8 pts below the national average of 13.2%
High blood pressure25.5% 8.6 pts below the national average of 34.1%
Fair or poor general health16.4% 3.9 pts below the national average of 20.3%
No health insurance (18–64)8.5% 2.8 pts below the national average of 11.3%
Depression25.1% 3.2 pts above the national average of 21.9%
No leisure-time physical activity21.8% 3.6 pts below the national average of 25.4%
Arthritis17.8% 7.3 pts below the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication66.5% 8.2 pts below the national average of 74.7%
Cancer (non-skin)5.3% 2.4 pts below the national average of 7.7%
Current asthma10.7% same as the national average of 10.4%
Coronary heart disease4% 2.2 pts below the national average of 6.2%
Routine check-up in past year75.1% 1.6 pts below the national average of 76.7%
Cholesterol screening79.1% 6.8 pts below the national average of 85.9%
Cognitive disability17% 2.2 pts above the national average of 14.8%
Colorectal screening70% 5.7 pts above the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist64.3% 3 pts above the national average of 61.3%
Any disability29.8% 0.9 pts below the national average of 30.7%
Lacks emotional support20.8% 4 pts below the national average of 24.8%
Food insecurity15.8% 1.3 pts below the national average of 17.1%
Received food stamps13.7% 0.6 pts below the national average of 14.3%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol30.2% 6 pts below the national average of 36.2%
Housing insecurity11.6% 2.2 pts below the national average of 13.8%
Independent living disability8.7% same as the national average of 8.4%
Lacks transport10.1% 0.9 pts above the national average of 9.2%
Loneliness37.5% 3.1 pts above the national average of 34.4%
Mammography use79.3% 3.4 pts above the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability9.3% 4.7 pts below the national average of 14%
Poor physical health (14+ days)10.9% 2.6 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Utility shut-off threat8% 0.8 pts below the national average of 8.8%
Sleeps under 7 hours34.6% 1.8 pts below the national average of 36.4%
Stroke2.2% 1.2 pts below the national average of 3.4%
All natural teeth lost9.6% 3.4 pts below the national average of 13%
Vision disability4.7% 0.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,075
People employed13,085
Annual payroll$590,719,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 64% of US census tracts
FEMA ratingVery Low to Relatively High across the 19 census tracts this ZIP code covers
Expected annual loss62.8 out of 100
Community resilience63.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide90.3Relatively Moderate at its worst in this ZIP code
Strong wind89.7Very High at its worst in this ZIP code
River flooding80.8Very High at its worst in this ZIP code
Lightning79.9Relatively High at its worst in this ZIP code
Hurricane79Relatively Moderate at its worst in this ZIP code
Wildfire76.4Relatively Low at its worst in this ZIP code
Winter weather68.9Relatively High at its worst in this ZIP code
Earthquake66Relatively Moderate at its worst in this ZIP code
Hail58.7Relatively Moderate at its worst in this ZIP code
Drought54.7Relatively Moderate at its worst in this ZIP code
Heat wave54Relatively Moderate at its worst in this ZIP code
Tornado48.6Relatively Moderate at its worst in this ZIP code
Ice storm48.2Relatively Moderate at its worst in this ZIP code
Avalanche38.3Very Low at its worst in this ZIP code
Cold wave20.4Relatively Low at its worst in this ZIP code
Compared with Virginia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPVirginiaUnited States
Median household income$64,352$90,974$78,538
Income per person$48,246$49,217$43,289
Poverty rate25.3%9.9%12.4%
Median home value$510,500$360,700$303,400
Median gross rent$1,479$1,514$1,348
Homeownership41.1%67.2%65%
Bachelor's degree or higher65.1%41.5%35%
Unemployment rate5.3%4.3%5.2%
Works from home16.9%16.2%13.5%
Born outside the US12.7%12.9%13.9%
Median age28.338.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationCHARLOTTESVILLE 2W, VA US2.6 km away
Rain in a year49 in
Snow in a year17 in

Average high and low by month

January44.7°F / 27.7°F3.42 in rain, 3.9 in snow
February48.7°F / 29.5°F2.97 in rain, 5.9 in snow
March56.5°F / 36.3°F3.96 in rain, 3.8 in snow
April68.3°F / 45.9°F3.48 in rain
May75.4°F / 55.4°F4.63 in rain
June83.1°F / 63.8°F4.68 in rain
July87.4°F / 67.9°F4.84 in rain
August85.6°F / 66.3°F4.02 in rain
September79.2°F / 59.6°F5.21 in rain
October68.5°F / 48.9°F3.92 in rain
November57.7°F / 39.3°F3.65 in rain, 0.2 in snow
December48.1°F / 31.9°F3.75 in rain, 3.2 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket5% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Albemarle County Public Schools93.3% of this ZIP code's land area
Charlottesville City Public Schools6.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status20more vulnerable than 20% of US census tracts
Household characteristics48more vulnerable than 48% of US census tracts
Racial and ethnic minority status23more vulnerable than 23% of US census tracts
Housing type and transport19more vulnerable than 19% of US census tracts
Walkability5.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

22904 Charlottesville, VA0.9 km away
22905 Charlottesville, VA0.9 km away
22906 Charlottesville, VA0.9 km away
22907 Charlottesville, VA0.9 km away
22908 Charlottesville, VA0.9 km away
22910 Charlottesville, VA0.9 km away
22902 Charlottesville, VA1.3 km away
22909 Charlottesville, VA4 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Albemarle County93.3% of this ZIP code's land area
Charlottesville city6.7% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area69 sq mi
Water area0.41 sq mi
Population density579 people per sq mi
Latitude, longitude38.0339, -78.4924

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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