Postal Codes

22546 ZIP Code

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ZIP code 22546 covers Ruther Glen, Virginia, with a population of about 17,857 and a median household income of $89,097.

Population
17,857109 per square mile
Median age
37.61.1 points below the US average
Median household income
$89,097about the Virginia median
Poverty rate
11.9%0.5 points below the US average
Typical home value
$363,270up 22.7% in five years
Median rent
$1,532about the Virginia median
Degree or higher
23.9%11.1 points below the US average
Homeownership
85.1%20.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
205

Where 22546 is

Ruther Glen, Virginia — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population17,857
Median age37.6
Family households73.5%
Born outside the US5.3%
Speaks a language other than English at home8.6%
White (non-Hispanic)58.1%
Black (non-Hispanic)27.1%
Asian (non-Hispanic)1.2%
Hispanic or Latino8.1%
Veterans12.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$89,097
Income per person$38,477
Poverty rate11.9%
Households on SNAP or cash assistance11.1%

Household income distribution

Under $10k2.0%
$10–15k1.1%
$15–20k0.9%
$20–25k4.3%
$25–30k2.0%
$30–35k2.4%
$35–40k4.8%
$40–45k2.9%
$45–50k7.2%
$50–60k6.2%
$60–75k7.7%
$75–100k13.7%
$100–125k15.6%
$125–150k7.9%
$150–200k13.5%
$200k or more7.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed8,890
Mean adjusted gross income$67,887
Returns declaring $200,000 or more2.9%
Returns, under $25k23.4%
Returns, $25k–$50k24.4%
Returns, $50k–$75k17.5%
Returns, $75k–$100k12.6%
Returns, $100k–$200k19.1%
Returns, $200k or more2.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$279,400
Median gross rent$1,532
Rent as a share of household income29.2%
Owner-occupied85.1%
Vacant homes7.4%
Median year built1999

What the homes are

Detached house88.2%
Attached house6.5%
5 to 19 units0.6%
20 or more units0.1%
Mobile home4.5%
Boat, RV or van0.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$363,270as of 2026-07
Typical home value, 1 yearup 3.5%
Typical home value, 5 yearsup 22.7%
Typical home value, 10 yearsup 85.5%
Typical asking rent$2,112as of 2026-07
Typical home value since 2000
200320142026$363,270$102,346

$102,346 in 2003 to $363,270 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.6%
Bachelor's degree or higher23.9%
High school diploma or higher90.3%
Works from home10%
Drives to work alone75.4%
Takes public transport0.3%
Commutes 45 minutes or more35.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity41.8% 8.4 pts above the national average of 33.4%
Diagnosed diabetes13.5% 1.5 pts above the national average of 12%
Currently smokes15.3% 2.1 pts above the national average of 13.2%
High blood pressure38.1% 4 pts above the national average of 34.1%
Fair or poor general health20.7% same as the national average of 20.3%
No health insurance (18–64)9.3% 2 pts below the national average of 11.3%
Depression23.4% 1.5 pts above the national average of 21.9%
No leisure-time physical activity27.1% 1.7 pts above the national average of 25.4%
Arthritis27.8% 2.7 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication76.9% 2.2 pts above the national average of 74.7%
Cancer (non-skin)7.1% 0.6 pts below the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease6.3% same as the national average of 6.2%
Routine check-up in past year78.8% 2.1 pts above the national average of 76.7%
Cholesterol screening86.7% 0.8 pts above the national average of 85.9%
Cognitive disability16% 1.2 pts above the national average of 14.8%
Colorectal screening67.8% 3.5 pts above the national average of 64.3%
COPD7.3% 0.7 pts above the national average of 6.6%
Visited a dentist64.7% 3.4 pts above the national average of 61.3%
Any disability32.4% 1.7 pts above the national average of 30.7%
Lacks emotional support23.7% 1.1 pts below the national average of 24.8%
Food insecurity16.1% 1 pts below the national average of 17.1%
Received food stamps14.3% same as the national average of 14.3%
Hearing disability6.2% 0.5 pts below the national average of 6.7%
High cholesterol37.9% 1.7 pts above the national average of 36.2%
Housing insecurity13.4% same as the national average of 13.8%
Independent living disability9% 0.6 pts above the national average of 8.4%
Lacks transport8.8% same as the national average of 9.2%
Loneliness35.5% 1.1 pts above the national average of 34.4%
Mammography use77.1% 1.2 pts above the national average of 75.9%
Poor mental health (14+ days)17.8% 1 pts above the national average of 16.8%
Mobility disability15.3% 1.3 pts above the national average of 14%
Poor physical health (14+ days)14.2% 0.7 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat8.9% same as the national average of 8.8%
Sleeps under 7 hours39% 2.6 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.7% 1.7 pts above the national average of 13%
Vision disability5.4% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments205
People employed2,889
Annual payroll$118,783,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 30.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 8 census tracts this ZIP code covers
Expected annual loss28.7 out of 100
Community resilience36.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought94.9Relatively High at its worst in this ZIP code
Hurricane83.2Relatively Moderate at its worst in this ZIP code
Landslide81.2Relatively Low at its worst in this ZIP code
Earthquake67.7Relatively Moderate at its worst in this ZIP code
Wildfire67Relatively Low at its worst in this ZIP code
Strong wind66Relatively Moderate at its worst in this ZIP code
Lightning65.2Relatively Moderate at its worst in this ZIP code
Hail61.7Relatively Moderate at its worst in this ZIP code
Winter weather53Relatively Moderate at its worst in this ZIP code
Tornado51.1Relatively Moderate at its worst in this ZIP code
Ice storm43.9Relatively Moderate at its worst in this ZIP code
Heat wave39.6Relatively Low at its worst in this ZIP code
River flooding26.7Relatively Moderate at its worst in this ZIP code
Cold wave20.3Relatively Low at its worst in this ZIP code
Avalanche2.7Very Low at its worst in this ZIP code
Compared with Virginia and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPVirginiaUnited States
Median household income$89,097$90,974$78,538
Income per person$38,477$49,217$43,289
Poverty rate11.9%9.9%12.4%
Median home value$279,400$360,700$303,400
Median gross rent$1,532$1,514$1,348
Homeownership85.1%67.2%65%
Bachelor's degree or higher23.9%41.5%35%
Unemployment rate4.6%4.3%5.2%
Works from home10%16.2%13.5%
Born outside the US5.3%12.9%13.9%
Median age37.638.838.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationASHLAND, VA US21.2 km away
Rain in a year45 in
Snow in a year15 in

Average high and low by month

January46.8°F / 27.2°F3.29 in rain, 5.9 in snow
February51.1°F / 29°F2.82 in rain, 4 in snow
March59.9°F / 35.7°F3.79 in rain, 1.8 in snow
April71.1°F / 45.2°F3.41 in rain
May76.5°F / 54.7°F4.24 in rain
June82.9°F / 63.2°F4.58 in rain
July86.7°F / 67.6°F4.29 in rain
August85.1°F / 66.2°F3.91 in rain
September79.2°F / 59.5°F4.19 in rain
October68.9°F / 47.7°F3.69 in rain
November59°F / 37.4°F3.37 in rain
December49.9°F / 30.2°F3.72 in rain, 3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Caroline County Public Schools93.9% of this ZIP code's land area
Hanover County Public Schools4.6% of this ZIP code's land area
Spotsylvania County Public Schools1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability44more vulnerable than 44% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics52more vulnerable than 52% of US census tracts
Racial and ethnic minority status59more vulnerable than 59% of US census tracts
Housing type and transport35more vulnerable than 35% of US census tracts
Walkability4.8 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

22501 Ladysmith, VA8.9 km away
23047 Doswell, VA12 km away
23015 Beaverdam, VA14.7 km away
22514 Milford, VA15 km away
22580 Woodford, VA15.8 km away
22428 Bowling Green, VA16 km away
22534 Partlow, VA21.1 km away
22565 Thornburg, VA21.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Caroline County93.9% of this ZIP code's land area
Hanover County4.6% of this ZIP code's land area
Spotsylvania County1.5% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area163.84 sq mi
Water area2.03 sq mi
Population density109 people per sq mi
Latitude, longitude37.9451, -77.4714

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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