Postal Codes

21921 ZIP Code

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ZIP code 21921 covers Elkton, Maryland, with a population of about 45,698 and a median household income of $84,608.

Population
45,698482 per square mile
Median age
39.1about the US average
Median household income
$84,60817% below the Maryland median
Poverty rate
13.6%1.2 points above the US average
Typical home value
$376,962up 22.1% in five years
Median rent
$1,41315% below the Maryland median
Degree or higher
27.9%7.1 points below the US average
Homeownership
68.3%3.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
814

Where 21921 is

Elkton, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population45,698
Median age39.1
Family households70.1%
Born outside the US4.8%
Speaks a language other than English at home7.5%
White (non-Hispanic)75.8%
Black (non-Hispanic)9.4%
Asian (non-Hispanic)1.7%
Hispanic or Latino6.4%
Veterans7.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$84,608
Income per person$40,036
Poverty rate13.6%
Households on SNAP or cash assistance17%

Household income distribution

Under $10k4.2%
$10–15k2.3%
$15–20k3.7%
$20–25k2.9%
$25–30k3.6%
$30–35k3.6%
$35–40k2.6%
$40–45k4.2%
$45–50k4.0%
$50–60k6.6%
$60–75k7.1%
$75–100k12.9%
$100–125k15.4%
$125–150k6.5%
$150–200k10.1%
$200k or more10.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed20,760
Mean adjusted gross income$74,554
Returns declaring $200,000 or more5.3%
Returns, under $25k26.5%
Returns, $25k–$50k23.1%
Returns, $50k–$75k15.6%
Returns, $75k–$100k10.6%
Returns, $100k–$200k18.9%
Returns, $200k or more5.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$296,000
Median gross rent$1,413
Rent as a share of household income32.7%
Owner-occupied68.3%
Vacant homes6.9%
Median year built1987

What the homes are

Detached house66%
Attached house11.2%
2 to 4 units6.1%
5 to 19 units8.3%
20 or more units3.6%
Mobile home4.7%
Boat, RV or van0%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$376,962as of 2026-07
Typical home value, 1 yearup 1.5%
Typical home value, 5 yearsup 22.1%
Typical home value, 10 yearsup 69.1%
Typical asking rent$1,913as of 2026-07
Typical asking rent, 1 yearup 1.7%
Typical home value since 2000
200020132026$376,962$144,507

$144,507 in 2000 to $376,962 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.9%
Bachelor's degree or higher27.9%
High school diploma or higher92.3%
Works from home8.8%
Drives to work alone77.2%
Takes public transport0.8%
Commutes 45 minutes or more17.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity42% 8.6 pts above the national average of 33.4%
Diagnosed diabetes13.2% 1.2 pts above the national average of 12%
Currently smokes16% 2.8 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health20.5% same as the national average of 20.3%
No health insurance (18–64)8.6% 2.7 pts below the national average of 11.3%
Depression23.6% 1.7 pts above the national average of 21.9%
No leisure-time physical activity28.5% 3.1 pts above the national average of 25.4%
Arthritis28.5% 3.4 pts above the national average of 25.1%
Binge drinking14.8% 1.2 pts below the national average of 16%
Taking blood pressure medication76.8% 2.1 pts above the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease6.4% same as the national average of 6.2%
Routine check-up in past year77% same as the national average of 76.7%
Cholesterol screening87.2% 1.3 pts above the national average of 85.9%
Cognitive disability15% same as the national average of 14.8%
Colorectal screening61.9% 2.4 pts below the national average of 64.3%
COPD7.8% 1.2 pts above the national average of 6.6%
Visited a dentist62.3% 1 pts above the national average of 61.3%
Any disability30.9% same as the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity15.6% 1.5 pts below the national average of 17.1%
Received food stamps13.9% same as the national average of 14.3%
Hearing disability6.7% same as the national average of 6.7%
High cholesterol38.4% 2.2 pts above the national average of 36.2%
Housing insecurity13.1% 0.7 pts below the national average of 13.8%
Independent living disability8.4% same as the national average of 8.4%
Lacks transport8.4% 0.8 pts below the national average of 9.2%
Loneliness33% 1.4 pts below the national average of 34.4%
Mammography use71.9% 4 pts below the national average of 75.9%
Poor mental health (14+ days)18.1% 1.3 pts above the national average of 16.8%
Mobility disability14% same as the national average of 14%
Poor physical health (14+ days)14.2% 0.7 pts above the national average of 13.5%
Self-care disability4% same as the national average of 4%
Utility shut-off threat8.7% same as the national average of 8.8%
Sleeps under 7 hours39% 2.6 pts above the national average of 36.4%
Stroke3.5% same as the national average of 3.4%
All natural teeth lost12.8% same as the national average of 13%
Vision disability5% 0.6 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments814
People employed13,812
Annual payroll$818,007,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 33.1% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 14 census tracts this ZIP code covers
Expected annual loss35.2 out of 100
Community resilience48.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought90.7Relatively High at its worst in this ZIP code
Winter weather90.2Very High at its worst in this ZIP code
Strong wind88Relatively High at its worst in this ZIP code
Hurricane74.6Relatively Moderate at its worst in this ZIP code
Landslide72.9Relatively Low at its worst in this ZIP code
Heat wave69.6Relatively Moderate at its worst in this ZIP code
Ice storm68.2Relatively Moderate at its worst in this ZIP code
Lightning63.6Relatively High at its worst in this ZIP code
Wildfire58.6Relatively Low at its worst in this ZIP code
Earthquake57.6Relatively Moderate at its worst in this ZIP code
Cold wave51.6Relatively Moderate at its worst in this ZIP code
Tornado49.4Relatively Moderate at its worst in this ZIP code
Coastal flooding49.1Relatively Moderate at its worst in this ZIP code
Hail42.3Relatively Low at its worst in this ZIP code
River flooding36.4Relatively Moderate at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$84,608$101,652$78,538
Income per person$40,036$51,689$43,289
Poverty rate13.6%9.3%12.4%
Median home value$296,000$397,700$303,400
Median gross rent$1,413$1,662$1,348
Homeownership68.3%67.5%65%
Bachelor's degree or higher27.9%42.7%35%
Unemployment rate3.9%4.9%5.2%
Works from home8.8%17.2%13.5%
Born outside the US4.8%16.3%13.9%
Median age39.139.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationNEWARK AG FARM, DE US9.8 km away
Rain in a year47 in

Average high and low by month

January42.5°F / 25.1°F3.43 in rain
February45.6°F / 25.4°F2.91 in rain
March54.2°F / 32.8°F4.27 in rain
April66.9°F / 42.1°F3.71 in rain
May75.6°F / 51.9°F3.63 in rain
June83.8°F / 61.5°F3.95 in rain
July88.6°F / 66.4°F4.84 in rain
August86.8°F / 64.7°F3.95 in rain
September79.4°F / 58.4°F4.87 in rain
October69.1°F / 46.2°F4 in rain
November56.9°F / 35.9°F3.36 in rain
December47°F / 29.8°F4.04 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket29% of this ZIP code's area
Far from a supermarket41% of this ZIP code's area
No vehicle and far from a supermarket29% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Cecil County Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability35more vulnerable than 35% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics38more vulnerable than 38% of US census tracts
Racial and ethnic minority status24more vulnerable than 24% of US census tracts
Housing type and transport48more vulnerable than 48% of US census tracts
Walkability6.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21922 Elkton, MD2.4 km away
21916 Childs, MD3.1 km away
21920 Elk Mills, MD3.8 km away
21901 North East, MD9.6 km away
19716 Newark, DE10.3 km away
19717 Newark, DE10.4 km away
19351 Lewisville, PA11 km away
19713 Newark, DE12.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cecil County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area94.73 sq mi
Water area5.49 sq mi
Population density482 people per sq mi
Latitude, longitude39.6264, -75.8458

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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