Postal Codes

21738 ZIP Code

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ZIP code 21738 covers Glenwood, Maryland, with a population of about 3,668 and a median household income of $230,429.

Population
3,668526 per square mile
Median age
478.3 points above the US average
Median household income
$230,4292.3× the Maryland median
Poverty rate
3%9.4 points below the US average
Typical home value
$1,004,663up 25.8% in five years
Degree or higher
75.9%40.9 points above the US average
Homeownership
98.6%33.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
90

Where 21738 is

Glenwood, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,668
Median age47
Family households89.7%
Born outside the US8.6%
Speaks a language other than English at home7.6%
White (non-Hispanic)87.3%
Black (non-Hispanic)2.2%
Asian (non-Hispanic)5.9%
Hispanic or Latino0.5%
Veterans6.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$230,429
Income per person$86,408
Poverty rate3%
Households on SNAP or cash assistance0%

Household income distribution

Under $10k0.0%
$10–15k0.0%
$15–20k0.0%
$20–25k0.8%
$25–30k1.5%
$30–35k0.0%
$35–40k0.0%
$40–45k0.0%
$45–50k0.0%
$50–60k0.0%
$60–75k1.4%
$75–100k2.7%
$100–125k16.6%
$125–150k8.9%
$150–200k6.6%
$200k or more61.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,660
Mean adjusted gross income$277,483
Returns declaring $200,000 or more36.7%
Returns, under $25k19.9%
Returns, $25k–$50k8.4%
Returns, $50k–$75k6.6%
Returns, $75k–$100k6.6%
Returns, $100k–$200k21.7%
Returns, $200k or more36.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$889,100
Owner-occupied98.6%
Vacant homes0%
Median year built1991

What the homes are

Detached house94.6%
Attached house2.4%
20 or more units3%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,004,663as of 2026-07
Typical home value, 1 yearup 1.7%
Typical home value, 5 yearsup 25.8%
Typical home value, 10 yearsup 53.1%
Typical home value since 2000
200020132026$1,004,663$334,919

$334,919 in 2000 to $1,004,663 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher75.9%
High school diploma or higher98%
Works from home23.9%
Drives to work alone63.6%
Takes public transport0%
Commutes 45 minutes or more28.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29% 4.4 pts below the national average of 33.4%
Diagnosed diabetes9.4% 2.6 pts below the national average of 12%
Currently smokes6.9% 6.3 pts below the national average of 13.2%
High blood pressure34.4% same as the national average of 34.1%
Fair or poor general health10.8% 9.5 pts below the national average of 20.3%
No health insurance (18–64)4.1% 7.2 pts below the national average of 11.3%
Depression19.8% 2.1 pts below the national average of 21.9%
No leisure-time physical activity13.6% 11.8 pts below the national average of 25.4%
Arthritis27.5% 2.4 pts above the national average of 25.1%
Binge drinking15% 1 pts below the national average of 16%
Taking blood pressure medication77.1% 2.4 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma9.3% 1.1 pts below the national average of 10.4%
Coronary heart disease5.1% 1.1 pts below the national average of 6.2%
Routine check-up in past year81.4% 4.7 pts above the national average of 76.7%
Cholesterol screening92.8% 6.9 pts above the national average of 85.9%
Cognitive disability8.5% 6.3 pts below the national average of 14.8%
Colorectal screening73.6% 9.3 pts above the national average of 64.3%
COPD4.3% 2.3 pts below the national average of 6.6%
Visited a dentist75.7% 14.4 pts above the national average of 61.3%
Any disability20% 10.7 pts below the national average of 30.7%
Lacks emotional support17.5% 7.3 pts below the national average of 24.8%
Food insecurity5.9% 11.2 pts below the national average of 17.1%
Received food stamps3.8% 10.5 pts below the national average of 14.3%
Hearing disability5.4% 1.3 pts below the national average of 6.7%
High cholesterol41.9% 5.7 pts above the national average of 36.2%
Housing insecurity5.6% 8.2 pts below the national average of 13.8%
Independent living disability4.4% 4 pts below the national average of 8.4%
Lacks transport3.8% 5.4 pts below the national average of 9.2%
Loneliness27.8% 6.6 pts below the national average of 34.4%
Mammography use81.8% 5.9 pts above the national average of 75.9%
Poor mental health (14+ days)11.9% 4.9 pts below the national average of 16.8%
Mobility disability8.5% 5.5 pts below the national average of 14%
Poor physical health (14+ days)9.6% 3.9 pts below the national average of 13.5%
Self-care disability2.1% 1.9 pts below the national average of 4%
Utility shut-off threat3.6% 5.2 pts below the national average of 8.8%
Sleeps under 7 hours33.4% 3 pts below the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost4% 9 pts below the national average of 13%
Vision disability2.6% 3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments90
People employed812
Annual payroll$50,207,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 35.2% of US census tracts
FEMA ratingVery Low to Relatively Low across the 3 census tracts this ZIP code covers
Expected annual loss42.1 out of 100
Community resilience88.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought95.8Relatively Moderate at its worst in this ZIP code
Winter weather82.4Relatively High at its worst in this ZIP code
Landslide78.9Very Low at its worst in this ZIP code
Strong wind76.9Relatively Moderate at its worst in this ZIP code
Hurricane73.7Relatively Low at its worst in this ZIP code
Hail69.3Relatively Moderate at its worst in this ZIP code
Lightning60.9Relatively Moderate at its worst in this ZIP code
Earthquake56.5Relatively Low at its worst in this ZIP code
Heat wave55.3Relatively Moderate at its worst in this ZIP code
River flooding52.8Relatively Moderate at its worst in this ZIP code
Ice storm49.7Relatively Low at its worst in this ZIP code
Wildfire46.5Very Low at its worst in this ZIP code
Tornado35Relatively Low at its worst in this ZIP code
Cold wave32.7Relatively Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$230,429$101,652$78,538
Income per person$86,408$51,689$43,289
Poverty rate3%9.3%12.4%
Median home value$889,100$397,700$303,400
Median gross rent$1,662$1,348
Homeownership98.6%67.5%65%
Bachelor's degree or higher75.9%42.7%35%
Unemployment rate2.4%4.9%5.2%
Works from home23.9%17.2%13.5%
Born outside the US8.6%16.3%13.9%
Median age4739.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDAMASCUS 3 SSW, MD US18.8 km away
Rain in a year48 in
Snow in a year31 in

Average high and low by month

January39.1°F / 24.5°F3.41 in rain, 9.4 in snow
February42.6°F / 26.1°F2.98 in rain, 11.1 in snow
March51.6°F / 33.1°F4.04 in rain, 4.8 in snow
April63.9°F / 42.9°F3.62 in rain, 0.2 in snow
May72.5°F / 52.8°F4.35 in rain
June80.2°F / 61.5°F4.67 in rain
July84.3°F / 66°F4.49 in rain
August82.6°F / 64.6°F4.18 in rain
September75.7°F / 57.6°F4.76 in rain
October64.5°F / 46.5°F4.01 in rain
November53.3°F / 36.4°F3.49 in rain, 0.8 in snow
December43.5°F / 29.5°F3.89 in rain, 5.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Howard County Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability7more vulnerable than 7% of US census tracts
Socioeconomic status6more vulnerable than 6% of US census tracts
Household characteristics16more vulnerable than 16% of US census tracts
Racial and ethnic minority status30more vulnerable than 30% of US census tracts
Housing type and transport19more vulnerable than 19% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21737 Glenelg, MD2.8 km away
21794 West Friendship, MD4.5 km away
21723 Cooksville, MD4.7 km away
21036 Dayton, MD5.3 km away
21041 Ellicott City, MD7.9 km away
21150 Simpsonville, MD7.9 km away
21765 Lisbon, MD8.1 km away
21797 Woodbine, MD8.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Howard County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area6.98 sq mi
Water area0.04 sq mi
Population density526 people per sq mi
Latitude, longitude39.2795, -77.0148

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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