Postal Codes

21226 ZIP Code

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ZIP code 21226 covers Curtis Bay, Maryland, with a population of about 6,593 and a median household income of $79,712.

Population
6,593674 per square mile
Median age
34.74 points below the US average
Median household income
$79,71222% below the Maryland median
Poverty rate
15.5%3.1 points above the US average
Typical home value
$317,831up 17.3% in five years
Median rent
$1,33819% below the Maryland median
Degree or higher
33.8%1.2 points below the US average
Homeownership
63.1%1.9 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
353

Where 21226 is

Curtis Bay, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population6,593
Median age34.7
Family households47.6%
Born outside the US7%
Speaks a language other than English at home9%
White (non-Hispanic)58.7%
Black (non-Hispanic)18.2%
Asian (non-Hispanic)4.1%
Hispanic or Latino8.1%
Veterans5.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$79,712
Income per person$42,725
Poverty rate15.5%
Households on SNAP or cash assistance23.2%

Household income distribution

Under $10k4.7%
$10–15k2.0%
$15–20k5.1%
$20–25k5.5%
$25–30k3.9%
$30–35k0.9%
$35–40k1.1%
$40–45k2.8%
$45–50k5.0%
$50–60k4.2%
$60–75k14.4%
$75–100k8.0%
$100–125k20.6%
$125–150k9.8%
$150–200k8.4%
$200k or more3.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed3,320
Mean adjusted gross income$62,030
Returns declaring $200,000 or more3%
Returns, under $25k28.9%
Returns, $25k–$50k24.1%
Returns, $50k–$75k16.6%
Returns, $75k–$100k10.8%
Returns, $100k–$200k16.6%
Returns, $200k or more3.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$318,500
Median gross rent$1,338
Rent as a share of household income29.8%
Owner-occupied63.1%
Vacant homes8.5%
Median year built1982

What the homes are

Detached house24.3%
Attached house59.8%
2 to 4 units12%
5 to 19 units4%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$317,831as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 17.3%
Typical home value, 10 yearsup 68.8%
Typical asking rent$1,454as of 2026-07
Typical home value since 2000
200020132026$317,831$99,316

$99,316 in 2000 to $317,831 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6%
Bachelor's degree or higher33.8%
High school diploma or higher87.4%
Works from home5.5%
Drives to work alone85%
Takes public transport3.5%
Commutes 45 minutes or more18.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.4% 3 pts above the national average of 33.4%
Diagnosed diabetes10.7% 1.3 pts below the national average of 12%
Currently smokes15.3% 2.1 pts above the national average of 13.2%
High blood pressure33.7% same as the national average of 34.1%
Fair or poor general health19.6% 0.7 pts below the national average of 20.3%
No health insurance (18–64)9.2% 2.1 pts below the national average of 11.3%
Depression24.4% 2.5 pts above the national average of 21.9%
No leisure-time physical activity23.3% 2.1 pts below the national average of 25.4%
Arthritis24.3% 0.8 pts below the national average of 25.1%
Binge drinking18% 2 pts above the national average of 16%
Taking blood pressure medication72.1% 2.6 pts below the national average of 74.7%
Cancer (non-skin)7% 0.7 pts below the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease5.4% 0.8 pts below the national average of 6.2%
Routine check-up in past year77.3% 0.6 pts above the national average of 76.7%
Cholesterol screening87.2% 1.3 pts above the national average of 85.9%
Cognitive disability15.2% same as the national average of 14.8%
Colorectal screening66.9% 2.6 pts above the national average of 64.3%
COPD6.7% same as the national average of 6.6%
Visited a dentist61.8% 0.5 pts above the national average of 61.3%
Any disability29.5% 1.2 pts below the national average of 30.7%
Lacks emotional support24% 0.8 pts below the national average of 24.8%
Food insecurity17.8% 0.7 pts above the national average of 17.1%
Received food stamps15.8% 1.5 pts above the national average of 14.3%
Hearing disability5.4% 1.3 pts below the national average of 6.7%
High cholesterol34.6% 1.6 pts below the national average of 36.2%
Housing insecurity15.2% 1.4 pts above the national average of 13.8%
Independent living disability8.2% same as the national average of 8.4%
Lacks transport9.2% same as the national average of 9.2%
Loneliness36.3% 1.9 pts above the national average of 34.4%
Mammography use80.9% 5 pts above the national average of 75.9%
Poor mental health (14+ days)17.9% 1.1 pts above the national average of 16.8%
Mobility disability12.8% 1.2 pts below the national average of 14%
Poor physical health (14+ days)13.4% same as the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat9.9% 1.1 pts above the national average of 8.8%
Sleeps under 7 hours39.1% 2.7 pts above the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost10.7% 2.3 pts below the national average of 13%
Vision disability4.9% 0.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments353
People employed9,377
Annual payroll$704,920,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss40.3 out of 100
Community resilience76.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding87.2Relatively Low at its worst in this ZIP code
Hurricane78.4Relatively Moderate at its worst in this ZIP code
Winter weather72.8Relatively High at its worst in this ZIP code
Landslide69.4Very Low at its worst in this ZIP code
Heat wave66.6Relatively High at its worst in this ZIP code
Earthquake66.1Relatively Moderate at its worst in this ZIP code
Hail64Relatively Moderate at its worst in this ZIP code
Strong wind63.4Relatively Moderate at its worst in this ZIP code
Lightning56.5Relatively High at its worst in this ZIP code
Tornado52.4Relatively Moderate at its worst in this ZIP code
Ice storm47.2Relatively Moderate at its worst in this ZIP code
Cold wave46.2Relatively Moderate at its worst in this ZIP code
Wildfire46Very Low at its worst in this ZIP code
Drought36.5Relatively Low at its worst in this ZIP code
River flooding21.6Relatively Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$79,712$101,652$78,538
Income per person$42,725$51,689$43,289
Poverty rate15.5%9.3%12.4%
Median home value$318,500$397,700$303,400
Median gross rent$1,338$1,662$1,348
Homeownership63.1%67.5%65%
Bachelor's degree or higher33.8%42.7%35%
Unemployment rate6%4.9%5.2%
Works from home5.5%17.2%13.5%
Born outside the US7%16.3%13.9%
Median age34.739.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMD SCI CTR BALTIMORE, MD US8.9 km away
Rain in a year44 in

Average high and low by month

January43.7°F / 30°F3.07 in rain
February46.8°F / 31.9°F2.75 in rain
March55.2°F / 38.7°F3.93 in rain
April66.8°F / 48.2°F3.55 in rain
May75.9°F / 58°F3.39 in rain
June85.4°F / 67.7°F3.36 in rain
July90.1°F / 72.9°F4.71 in rain
August87.3°F / 71°F4.35 in rain
September80.4°F / 64.5°F4.49 in rain
October68.8°F / 52.6°F3.49 in rain
November57.6°F / 42.6°F2.98 in rain
December48°F / 34.6°F3.66 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket32% of this ZIP code's area
Far from a supermarket79% of this ZIP code's area
No vehicle and far from a supermarket29% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Baltimore City Public Schools50.2% of this ZIP code's land area
Anne Arundel County Public Schools49.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability32more vulnerable than 32% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics26more vulnerable than 26% of US census tracts
Racial and ethnic minority status53more vulnerable than 53% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability10.7 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21060 Glen Burnie, MD4.8 km away
21225 Brooklyn, MD5.1 km away
21230 Baltimore, MD8 km away
21061 Glen Burnie, MD8.1 km away
21222 Dundalk, MD8.3 km away
21224 Baltimore, MD8.5 km away
21231 Baltimore, MD9.1 km away
21090 Linthicum Heights, MD9.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Baltimore city50.2% of this ZIP code's land area
Anne Arundel County49.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area9.78 sq mi
Water area6.47 sq mi
Population density674 people per sq mi
Latitude, longitude39.2109, -76.5597

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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