Postal Codes

21146 ZIP Code

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ZIP code 21146 covers Severna Park, Maryland, with a population of about 28,489 and a median household income of $169,835.

Population
28,4892,811 per square mile
Median age
41.42.7 points above the US average
Median household income
$169,8351.7× the Maryland median
Poverty rate
3.1%9.3 points below the US average
Typical home value
$753,929up 17.2% in five years
Median rent
$1,619about the Maryland median
Degree or higher
60.2%25.2 points above the US average
Homeownership
88.8%23.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
838

Where 21146 is

Severna Park, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population28,489
Median age41.4
Family households77.9%
Born outside the US5.1%
Speaks a language other than English at home6.2%
White (non-Hispanic)87.1%
Black (non-Hispanic)3.7%
Asian (non-Hispanic)2.2%
Hispanic or Latino2.4%
Veterans9.8%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$169,835
Income per person$72,385
Poverty rate3.1%
Households on SNAP or cash assistance3.1%

Household income distribution

Under $10k0.8%
$10–15k0.3%
$15–20k0.7%
$20–25k1.6%
$25–30k1.5%
$30–35k2.7%
$35–40k1.8%
$40–45k2.4%
$45–50k1.2%
$50–60k2.8%
$60–75k5.4%
$75–100k6.4%
$100–125k8.3%
$125–150k7.1%
$150–200k14.4%
$200k or more42.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,650
Mean adjusted gross income$171,562
Returns declaring $200,000 or more26.8%
Returns, under $25k20.3%
Returns, $25k–$50k9.8%
Returns, $50k–$75k9.0%
Returns, $75k–$100k7.8%
Returns, $100k–$200k26.2%
Returns, $200k or more26.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$643,600
Median gross rent$1,619
Rent as a share of household income27.3%
Owner-occupied88.8%
Vacant homes4.3%
Median year built1976

What the homes are

Detached house92.1%
Attached house1.9%
2 to 4 units1%
5 to 19 units0.5%
20 or more units4.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$753,929as of 2026-07
Typical home value, 1 yearup 2.7%
Typical home value, 5 yearsup 17.2%
Typical home value, 10 yearsup 49.6%
Typical asking rent$3,863as of 2026-07
Typical home value since 2000
200020132026$753,929$236,433

$236,433 in 2000 to $753,929 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.5%
Bachelor's degree or higher60.2%
High school diploma or higher96.5%
Works from home23.5%
Drives to work alone69.2%
Takes public transport0.7%
Commutes 45 minutes or more21.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity31% 2.4 pts below the national average of 33.4%
Diagnosed diabetes9.4% 2.6 pts below the national average of 12%
Currently smokes8.7% 4.5 pts below the national average of 13.2%
High blood pressure33.9% same as the national average of 34.1%
Fair or poor general health13.3% 7 pts below the national average of 20.3%
No health insurance (18–64)4.7% 6.6 pts below the national average of 11.3%
Depression20% 1.9 pts below the national average of 21.9%
No leisure-time physical activity17% 8.4 pts below the national average of 25.4%
Arthritis27.1% 2 pts above the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication77% 2.3 pts above the national average of 74.7%
Cancer (non-skin)10.7% 3 pts above the national average of 7.7%
Current asthma9.6% 0.8 pts below the national average of 10.4%
Coronary heart disease5.5% 0.7 pts below the national average of 6.2%
Routine check-up in past year80.9% 4.2 pts above the national average of 76.7%
Cholesterol screening92% 6.1 pts above the national average of 85.9%
Cognitive disability9.7% 5.1 pts below the national average of 14.8%
Colorectal screening71.2% 6.9 pts above the national average of 64.3%
COPD4.9% 1.7 pts below the national average of 6.6%
Visited a dentist74.1% 12.8 pts above the national average of 61.3%
Any disability23.5% 7.2 pts below the national average of 30.7%
Lacks emotional support18.3% 6.5 pts below the national average of 24.8%
Food insecurity7% 10.1 pts below the national average of 17.1%
Received food stamps4.7% 9.6 pts below the national average of 14.3%
Hearing disability5.9% 0.8 pts below the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity6.4% 7.4 pts below the national average of 13.8%
Independent living disability5.2% 3.2 pts below the national average of 8.4%
Lacks transport4.1% 5.1 pts below the national average of 9.2%
Loneliness30.1% 4.3 pts below the national average of 34.4%
Mammography use84.8% 8.9 pts above the national average of 75.9%
Poor mental health (14+ days)12.8% 4 pts below the national average of 16.8%
Mobility disability10.1% 3.9 pts below the national average of 14%
Poor physical health (14+ days)10.9% 2.6 pts below the national average of 13.5%
Self-care disability2.3% 1.7 pts below the national average of 4%
Utility shut-off threat4.1% 4.7 pts below the national average of 8.8%
Sleeps under 7 hours34.4% 2 pts below the national average of 36.4%
Stroke2.7% 0.7 pts below the national average of 3.4%
All natural teeth lost5.8% 7.2 pts below the national average of 13%
Vision disability2.9% 2.7 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments838
People employed8,307
Annual payroll$412,861,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 9.9% of US census tracts
FEMA ratingVery Low to Relatively Low across the 10 census tracts this ZIP code covers
Expected annual loss17.9 out of 100
Community resilience82.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding84Relatively Moderate at its worst in this ZIP code
Winter weather71.7Relatively High at its worst in this ZIP code
Hurricane67.4Relatively Low at its worst in this ZIP code
Landslide63.6Relatively Low at its worst in this ZIP code
Lightning54.4Relatively Moderate at its worst in this ZIP code
Strong wind52.1Relatively Moderate at its worst in this ZIP code
Hail47.9Relatively Low at its worst in this ZIP code
Heat wave47.8Relatively Moderate at its worst in this ZIP code
Wildfire41.4Very Low at its worst in this ZIP code
Tornado40.7Relatively Low at its worst in this ZIP code
Earthquake36.7Relatively Low at its worst in this ZIP code
Cold wave28.2Relatively Low at its worst in this ZIP code
Ice storm17.5Very Low at its worst in this ZIP code
River flooding15.4Relatively Low at its worst in this ZIP code
Drought4.7Very Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$169,835$101,652$78,538
Income per person$72,385$51,689$43,289
Poverty rate3.1%9.3%12.4%
Median home value$643,600$397,700$303,400
Median gross rent$1,619$1,662$1,348
Homeownership88.8%67.5%65%
Bachelor's degree or higher60.2%42.7%35%
Unemployment rate2.5%4.9%5.2%
Works from home23.5%17.2%13.5%
Born outside the US5.1%16.3%13.9%
Median age41.439.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationANNAPOLIS POLICE BRKS, MD US10.7 km away

Average high and low by month

January44.3°F / 29.2°F
February47.9°F / 30.8°F
March55°F / 38.3°F
April68.2°F / 47.9°F
May76.6°F / 57.1°F
June85.3°F / 66.6°F
July89.1°F / 71.3°F
August86.4°F / 70.3°F
September80.1°F / 64.5°F
October68.5°F / 52.1°F
November57.6°F / 41.3°F
December48.3°F / 34°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Anne Arundel County Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability8more vulnerable than 8% of US census tracts
Socioeconomic status7more vulnerable than 7% of US census tracts
Household characteristics28more vulnerable than 28% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport15more vulnerable than 15% of US census tracts
Walkability9.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21032 Crownsville, MD4.7 km away
21405 Annapolis, MD5.7 km away
21108 Millersville, MD5.9 km away
21012 Arnold, MD6.6 km away
21122 Pasadena, MD7 km away
21060 Glen Burnie, MD10.1 km away
21401 Annapolis, MD10.2 km away
21056 Gibson Island, MD10.8 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Anne Arundel County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area10.14 sq mi
Water area2.47 sq mi
Population density2,811 people per sq mi
Latitude, longitude39.0811, -76.5577

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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