Postal Codes

21102 ZIP Code

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ZIP code 21102 covers Manchester, Maryland, with a population of about 12,176 and a median household income of $119,535.

Population
12,176300 per square mile
Median age
456.3 points above the US average
Median household income
$119,5351.2× the Maryland median
Poverty rate
4.1%8.3 points below the US average
Typical home value
$475,432up 17.6% in five years
Median rent
$1,49810% below the Maryland median
Degree or higher
32.1%2.9 points below the US average
Homeownership
88.9%23.9 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
225

Where 21102 is

Manchester, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population12,176
Median age45
Family households77.6%
Born outside the US4.5%
Speaks a language other than English at home4.3%
White (non-Hispanic)90.2%
Black (non-Hispanic)2.1%
Asian (non-Hispanic)2.1%
Hispanic or Latino2.4%
Veterans5.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$119,535
Income per person$51,635
Poverty rate4.1%
Households on SNAP or cash assistance6%

Household income distribution

Under $10k3.3%
$10–15k2.8%
$15–20k0.8%
$20–25k0.8%
$25–30k3.1%
$30–35k4.1%
$35–40k1.1%
$40–45k2.0%
$45–50k5.1%
$50–60k4.3%
$60–75k4.8%
$75–100k8.8%
$100–125k10.0%
$125–150k12.0%
$150–200k19.5%
$200k or more17.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed5,970
Mean adjusted gross income$90,028
Returns declaring $200,000 or more7.9%
Returns, under $25k22.3%
Returns, $25k–$50k18.6%
Returns, $50k–$75k13.7%
Returns, $75k–$100k11.2%
Returns, $100k–$200k26.3%
Returns, $200k or more7.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$374,600
Median gross rent$1,498
Rent as a share of household income48.3%
Owner-occupied88.9%
Vacant homes1.4%
Median year built1983

What the homes are

Detached house87.9%
Attached house8.6%
2 to 4 units1.7%
5 to 19 units1.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$475,432as of 2026-07
Typical home value, 1 yearup 1.1%
Typical home value, 5 yearsup 17.6%
Typical home value, 10 yearsup 56.4%
Typical home value since 2000
200020132026$475,432$162,922

$162,922 in 2000 to $475,432 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.9%
Bachelor's degree or higher32.1%
High school diploma or higher97.6%
Works from home12.3%
Drives to work alone79.3%
Takes public transport0%
Commutes 45 minutes or more37.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity37.4% 4 pts above the national average of 33.4%
Diagnosed diabetes10.5% 1.5 pts below the national average of 12%
Currently smokes11.1% 2.1 pts below the national average of 13.2%
High blood pressure34.9% 0.8 pts above the national average of 34.1%
Fair or poor general health14.2% 6.1 pts below the national average of 20.3%
No health insurance (18–64)5.7% 5.6 pts below the national average of 11.3%
Depression23% 1.1 pts above the national average of 21.9%
No leisure-time physical activity22.9% 2.5 pts below the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication76.7% 2 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma10.3% same as the national average of 10.4%
Coronary heart disease6.1% same as the national average of 6.2%
Routine check-up in past year76.9% same as the national average of 76.7%
Cholesterol screening90.2% 4.3 pts above the national average of 85.9%
Cognitive disability11.5% 3.3 pts below the national average of 14.8%
Colorectal screening68.2% 3.9 pts above the national average of 64.3%
COPD6.1% 0.5 pts below the national average of 6.6%
Visited a dentist67.1% 5.8 pts above the national average of 61.3%
Any disability24.9% 5.8 pts below the national average of 30.7%
Lacks emotional support19.7% 5.1 pts below the national average of 24.8%
Food insecurity8.4% 8.7 pts below the national average of 17.1%
Received food stamps6.3% 8 pts below the national average of 14.3%
Hearing disability6.3% same as the national average of 6.7%
High cholesterol38.8% 2.6 pts above the national average of 36.2%
Housing insecurity8% 5.8 pts below the national average of 13.8%
Independent living disability6% 2.4 pts below the national average of 8.4%
Lacks transport5% 4.2 pts below the national average of 9.2%
Loneliness30.6% 3.8 pts below the national average of 34.4%
Mammography use80.3% 4.4 pts above the national average of 75.9%
Poor mental health (14+ days)15.2% 1.6 pts below the national average of 16.8%
Mobility disability11.2% 2.8 pts below the national average of 14%
Poor physical health (14+ days)11.5% 2 pts below the national average of 13.5%
Self-care disability2.7% 1.3 pts below the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours34.5% 1.9 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost8.3% 4.7 pts below the national average of 13%
Vision disability3.3% 2.3 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments225
People employed1,304
Annual payroll$55,341,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 34.1% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss41 out of 100
Community resilience75.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought94.4Relatively Moderate at its worst in this ZIP code
Landslide89.6Relatively Low at its worst in this ZIP code
Winter weather86.6Relatively High at its worst in this ZIP code
Strong wind83.8Relatively High at its worst in this ZIP code
Lightning74.4Relatively Moderate at its worst in this ZIP code
Hurricane72.5Relatively Moderate at its worst in this ZIP code
Heat wave64.6Relatively High at its worst in this ZIP code
Hail59.6Relatively Low at its worst in this ZIP code
Wildfire52.2Very Low at its worst in this ZIP code
River flooding48.1Relatively Moderate at its worst in this ZIP code
Earthquake46.4Relatively Low at its worst in this ZIP code
Cold wave42.6Relatively Moderate at its worst in this ZIP code
Tornado33.7Relatively Low at its worst in this ZIP code
Ice storm20.9Very Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$119,535$101,652$78,538
Income per person$51,635$51,689$43,289
Poverty rate4.1%9.3%12.4%
Median home value$374,600$397,700$303,400
Median gross rent$1,498$1,662$1,348
Homeownership88.9%67.5%65%
Bachelor's degree or higher32.1%42.7%35%
Unemployment rate1.9%4.9%5.2%
Works from home12.3%17.2%13.5%
Born outside the US4.5%16.3%13.9%
Median age4539.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMILLERS 4 NE, MD US9.3 km away
Rain in a year48 in
Snow in a year34 in

Average high and low by month

January39.5°F / 23.7°F3.58 in rain, 9.7 in snow
February42.9°F / 25.3°F2.94 in rain, 10.8 in snow
March51.8°F / 31.9°F4.14 in rain, 6.3 in snow
April64.5°F / 41.8°F3.84 in rain, 0.5 in snow
May73.2°F / 51.3°F3.96 in rain
June80.8°F / 60°F3.8 in rain
July84.9°F / 64.4°F4.73 in rain
August83.1°F / 62.6°F4.19 in rain
September76.7°F / 56.3°F5.11 in rain
October65.4°F / 45.4°F4.19 in rain, 0.2 in snow
November53.9°F / 35.9°F3.36 in rain, 1 in snow
December43.7°F / 28.4°F4.04 in rain, 5.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Carroll County Public Schools76.7% of this ZIP code's land area
Baltimore County Public Schools23.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability7more vulnerable than 7% of US census tracts
Socioeconomic status8more vulnerable than 8% of US census tracts
Household characteristics24more vulnerable than 24% of US census tracts
Racial and ethnic minority status15more vulnerable than 15% of US census tracts
Housing type and transport14more vulnerable than 14% of US census tracts
Walkability5.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21088 Lineboro, MD6.5 km away
21074 Hampstead, MD7.2 km away
17329 Glenville, PA11.4 km away
21158 Westminster, MD13.8 km away
21157 Westminster, MD14.4 km away
21155 Upperco, MD14.5 km away
21053 Freeland, MD14.9 km away
17331 Hanover, PA15.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Carroll County76.7% of this ZIP code's land area
Baltimore County23.3% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area40.64 sq mi
Water area0.64 sq mi
Population density300 people per sq mi
Latitude, longitude39.6747, -76.8941

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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