Postal Codes

21043 ZIP Code

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ZIP code 21043 covers Ellicott City, Maryland, with a population of about 47,134 and a median household income of $141,846.

Population
47,1342,757 per square mile
Median age
39.40.7 points above the US average
Median household income
$141,8461.4× the Maryland median
Poverty rate
3.9%8.5 points below the US average
Typical home value
$642,697up 15.4% in five years
Median rent
$1,9641.2× the Maryland median
Degree or higher
64.3%29.3 points above the US average
Homeownership
67.3%2.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,083

Where 21043 is

Ellicott City, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population47,134
Median age39.4
Family households71.5%
Born outside the US25.4%
Speaks a language other than English at home31%
White (non-Hispanic)48.7%
Black (non-Hispanic)12.1%
Asian (non-Hispanic)25.4%
Hispanic or Latino6.2%
Veterans4.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$141,846
Income per person$64,911
Poverty rate3.9%
Households on SNAP or cash assistance5.2%

Household income distribution

Under $10k3.2%
$10–15k1.0%
$15–20k0.7%
$20–25k2.1%
$25–30k1.3%
$30–35k1.5%
$35–40k2.3%
$40–45k1.8%
$45–50k3.3%
$50–60k3.7%
$60–75k6.0%
$75–100k9.9%
$100–125k7.9%
$125–150k7.8%
$150–200k15.3%
$200k or more32.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed23,150
Mean adjusted gross income$126,676
Returns declaring $200,000 or more19.6%
Returns, under $25k20.8%
Returns, $25k–$50k13.9%
Returns, $50k–$75k11.5%
Returns, $75k–$100k9.6%
Returns, $100k–$200k24.5%
Returns, $200k or more19.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$607,300
Median gross rent$1,964
Rent as a share of household income28.3%
Owner-occupied67.3%
Vacant homes4.1%
Median year built1994

What the homes are

Detached house43.9%
Attached house22.3%
2 to 4 units1.3%
5 to 19 units21.5%
20 or more units10.9%
Mobile home0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$642,697as of 2026-07
Typical home value, 1 yeardown 0.6%
Typical home value, 5 yearsup 15.4%
Typical home value, 10 yearsup 36.7%
Typical asking rent$2,493as of 2026-07
Typical asking rent, 1 yearup 2.8%
Typical asking rent, 5 yearsup 23.2%
Typical home value since 2000
200020132026$646,464$221,618

$221,618 in 2000 to $642,697 in 2026.

Typical asking rent
201820222026$2,493$1,799

$1,799 in 2018 to $2,493 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher64.3%
High school diploma or higher94.6%
Works from home23.3%
Drives to work alone68.4%
Takes public transport0.9%
Commutes 45 minutes or more19.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.2% 5.2 pts below the national average of 33.4%
Diagnosed diabetes10.2% 1.8 pts below the national average of 12%
Currently smokes7.8% 5.4 pts below the national average of 13.2%
High blood pressure33% 1.1 pts below the national average of 34.1%
Fair or poor general health12.4% 7.9 pts below the national average of 20.3%
No health insurance (18–64)5.5% 5.8 pts below the national average of 11.3%
Depression17.8% 4.1 pts below the national average of 21.9%
No leisure-time physical activity16.9% 8.5 pts below the national average of 25.4%
Arthritis23.6% 1.5 pts below the national average of 25.1%
Binge drinking13.1% 2.9 pts below the national average of 16%
Taking blood pressure medication75% same as the national average of 74.7%
Cancer (non-skin)7.3% same as the national average of 7.7%
Current asthma8.9% 1.5 pts below the national average of 10.4%
Coronary heart disease4.6% 1.6 pts below the national average of 6.2%
Routine check-up in past year80.1% 3.4 pts above the national average of 76.7%
Cholesterol screening91.2% 5.3 pts above the national average of 85.9%
Cognitive disability9.2% 5.6 pts below the national average of 14.8%
Colorectal screening66.8% 2.5 pts above the national average of 64.3%
COPD4.1% 2.5 pts below the national average of 6.6%
Visited a dentist71.6% 10.3 pts above the national average of 61.3%
Any disability20.5% 10.2 pts below the national average of 30.7%
Lacks emotional support22.1% 2.7 pts below the national average of 24.8%
Food insecurity9.7% 7.4 pts below the national average of 17.1%
Received food stamps6.3% 8 pts below the national average of 14.3%
Hearing disability4.8% 1.9 pts below the national average of 6.7%
High cholesterol39.7% 3.5 pts above the national average of 36.2%
Housing insecurity8.3% 5.5 pts below the national average of 13.8%
Independent living disability4.9% 3.5 pts below the national average of 8.4%
Lacks transport5.3% 3.9 pts below the national average of 9.2%
Loneliness30.9% 3.5 pts below the national average of 34.4%
Mammography use82.2% 6.3 pts above the national average of 75.9%
Poor mental health (14+ days)12.5% 4.3 pts below the national average of 16.8%
Mobility disability8.8% 5.2 pts below the national average of 14%
Poor physical health (14+ days)9.6% 3.9 pts below the national average of 13.5%
Self-care disability2.3% 1.7 pts below the national average of 4%
Utility shut-off threat5% 3.8 pts below the national average of 8.8%
Sleeps under 7 hours36.7% same as the national average of 36.4%
Stroke2.5% 0.9 pts below the national average of 3.4%
All natural teeth lost6.3% 6.7 pts below the national average of 13%
Vision disability3.1% 2.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,083
People employed9,447
Annual payroll$592,676,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 19.4% of US census tracts
FEMA ratingVery Low to Relatively Low across the 11 census tracts this ZIP code covers
Expected annual loss30.6 out of 100
Community resilience88.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather84.8Very High at its worst in this ZIP code
Strong wind75.1Relatively High at its worst in this ZIP code
Landslide71.7Relatively Low at its worst in this ZIP code
Heat wave70.1Relatively High at its worst in this ZIP code
Lightning68.6Relatively High at its worst in this ZIP code
Hurricane67.8Relatively Low at its worst in this ZIP code
Hail60.3Relatively Low at its worst in this ZIP code
Earthquake40.2Relatively Low at its worst in this ZIP code
Ice storm39.7Relatively Low at its worst in this ZIP code
Wildfire37.2Very Low at its worst in this ZIP code
Cold wave36.2Relatively Moderate at its worst in this ZIP code
Tornado32.2Relatively Low at its worst in this ZIP code
River flooding31.7Relatively Moderate at its worst in this ZIP code
Drought10.4Very Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$141,846$101,652$78,538
Income per person$64,911$51,689$43,289
Poverty rate3.9%9.3%12.4%
Median home value$607,300$397,700$303,400
Median gross rent$1,964$1,662$1,348
Homeownership67.3%67.5%65%
Bachelor's degree or higher64.3%42.7%35%
Unemployment rate3.3%4.9%5.2%
Works from home23.3%17.2%13.5%
Born outside the US25.4%16.3%13.9%
Median age39.439.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBALTIMORE WASH INTL AP, MD US14 km away
Rain in a year45 in
Snow in a year19 in

Average high and low by month

January43.2°F / 25.4°F3.08 in rain, 6.4 in snow
February46.4°F / 26.9°F2.9 in rain, 7.5 in snow
March54.8°F / 33.9°F4.01 in rain, 2.8 in snow
April66.5°F / 43.6°F3.39 in rain
May75.5°F / 53.3°F3.85 in rain
June84.4°F / 62.6°F3.98 in rain
July88.8°F / 67.7°F4.48 in rain
August86.5°F / 65.8°F4.09 in rain
September79.7°F / 58.8°F4.44 in rain
October68.3°F / 46.5°F3.94 in rain
November57.3°F / 36.5°F3.13 in rain, 0.1 in snow
December47.5°F / 29.6°F3.71 in rain, 2.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket12% of this ZIP code's area
Far from a supermarket83% of this ZIP code's area
No vehicle and far from a supermarket25% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Howard County Public Schools96.8% of this ZIP code's land area
Baltimore County Public Schools3.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability29more vulnerable than 29% of US census tracts
Socioeconomic status17more vulnerable than 17% of US census tracts
Household characteristics53more vulnerable than 53% of US census tracts
Racial and ethnic minority status63more vulnerable than 63% of US census tracts
Housing type and transport32more vulnerable than 32% of US census tracts
Walkability8.4 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

21042 Ellicott City, MD5.6 km away
21228 Catonsville, MD5.8 km away
21045 Columbia, MD6.2 km away
21075 Elkridge, MD6.8 km away
21250 Baltimore, MD7.5 km away
21044 Columbia, MD8.2 km away
21244 Windsor Mill, MD8.8 km away
21227 Halethorpe, MD9.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Howard County96.8% of this ZIP code's land area
Baltimore County3.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area17.1 sq mi
Water area0.07 sq mi
Population density2,757 people per sq mi
Latitude, longitude39.2548, -76.8001

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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