Postal Codes

20901 ZIP Code

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ZIP code 20901 covers Silver Spring, Maryland, with a population of about 37,338 and a median household income of $127,133.

Population
37,3386,981 per square mile
Median age
39.71 points above the US average
Median household income
$127,1331.3× the Maryland median
Poverty rate
9%3.4 points below the US average
Typical home value
$598,700up 7% in five years
Median rent
$1,7851.1× the Maryland median
Degree or higher
56.4%21.4 points above the US average
Homeownership
69.1%4.1 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
526

Where 20901 is

Silver Spring, Maryland — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population37,338
Median age39.7
Family households71.4%
Born outside the US34.3%
Speaks a language other than English at home40.3%
White (non-Hispanic)38.8%
Black (non-Hispanic)27.9%
Asian (non-Hispanic)7.5%
Hispanic or Latino19.5%
Veterans4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$127,133
Income per person$58,121
Poverty rate9%
Households on SNAP or cash assistance7.6%

Household income distribution

Under $10k3.9%
$10–15k0.8%
$15–20k1.2%
$20–25k1.0%
$25–30k2.0%
$30–35k3.0%
$35–40k2.4%
$40–45k1.8%
$45–50k1.9%
$50–60k6.0%
$60–75k4.5%
$75–100k8.9%
$100–125k11.3%
$125–150k7.8%
$150–200k12.3%
$200k or more31.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,610
Mean adjusted gross income$95,075
Returns declaring $200,000 or more13%
Returns, under $25k28.2%
Returns, $25k–$50k18.1%
Returns, $50k–$75k12.3%
Returns, $75k–$100k8.2%
Returns, $100k–$200k20.3%
Returns, $200k or more13.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$571,300
Median gross rent$1,785
Rent as a share of household income29.9%
Owner-occupied69.1%
Vacant homes2.1%
Median year built1957

What the homes are

Detached house62%
Attached house10.1%
2 to 4 units2.6%
5 to 19 units12%
20 or more units13.2%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$598,700as of 2026-07
Typical home value, 1 yeardown 0.5%
Typical home value, 5 yearsup 7%
Typical home value, 10 yearsup 40.1%
Typical asking rent$1,848as of 2026-07
Typical asking rent, 1 yeardown 1.3%
Typical home value since 2000
200020132026$601,743$190,396

$190,396 in 2000 to $598,700 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.7%
Bachelor's degree or higher56.4%
High school diploma or higher89.9%
Works from home25.7%
Drives to work alone51.8%
Takes public transport9.9%
Commutes 45 minutes or more30.7%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity29.2% 4.2 pts below the national average of 33.4%
Diagnosed diabetes11% 1 pts below the national average of 12%
Currently smokes8.5% 4.7 pts below the national average of 13.2%
High blood pressure32.7% 1.4 pts below the national average of 34.1%
Fair or poor general health17.4% 2.9 pts below the national average of 20.3%
No health insurance (18–64)10.7% 0.6 pts below the national average of 11.3%
Depression18.2% 3.7 pts below the national average of 21.9%
No leisure-time physical activity20.6% 4.8 pts below the national average of 25.4%
Arthritis21% 4.1 pts below the national average of 25.1%
Binge drinking13.9% 2.1 pts below the national average of 16%
Taking blood pressure medication74.3% same as the national average of 74.7%
Cancer (non-skin)6.6% 1.1 pts below the national average of 7.7%
Current asthma9.9% 0.5 pts below the national average of 10.4%
Coronary heart disease5% 1.2 pts below the national average of 6.2%
Routine check-up in past year76.6% same as the national average of 76.7%
Cholesterol screening90.1% 4.2 pts above the national average of 85.9%
Cognitive disability11.4% 3.4 pts below the national average of 14.8%
Colorectal screening68.8% 4.5 pts above the national average of 64.3%
COPD4.8% 1.8 pts below the national average of 6.6%
Visited a dentist66.9% 5.6 pts above the national average of 61.3%
Any disability23.7% 7 pts below the national average of 30.7%
Lacks emotional support23.1% 1.7 pts below the national average of 24.8%
Food insecurity15.7% 1.4 pts below the national average of 17.1%
Received food stamps11.5% 2.8 pts below the national average of 14.3%
Hearing disability4.9% 1.8 pts below the national average of 6.7%
High cholesterol39.8% 3.6 pts above the national average of 36.2%
Housing insecurity13.7% same as the national average of 13.8%
Independent living disability6.3% 2.1 pts below the national average of 8.4%
Lacks transport7.7% 1.5 pts below the national average of 9.2%
Loneliness33.5% 0.9 pts below the national average of 34.4%
Mammography use80.1% 4.2 pts above the national average of 75.9%
Poor mental health (14+ days)13.3% 3.5 pts below the national average of 16.8%
Mobility disability10.4% 3.6 pts below the national average of 14%
Poor physical health (14+ days)11.2% 2.3 pts below the national average of 13.5%
Self-care disability3.3% 0.7 pts below the national average of 4%
Utility shut-off threat8.1% 0.7 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke3% same as the national average of 3.4%
All natural teeth lost7.4% 5.6 pts below the national average of 13%
Vision disability4.6% 1 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments526
People employed4,220
Annual payroll$211,074,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 11.3% of US census tracts
FEMA ratingVery Low to Relatively Low across the 12 census tracts this ZIP code covers
Expected annual loss11.7 out of 100
Community resilience51.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather76.1Relatively High at its worst in this ZIP code
Hurricane62.8Relatively Low at its worst in this ZIP code
Landslide53.9Very Low at its worst in this ZIP code
Hail51.3Relatively Low at its worst in this ZIP code
Earthquake51Relatively Low at its worst in this ZIP code
Heat wave50.6Relatively Moderate at its worst in this ZIP code
Strong wind43.1Relatively Moderate at its worst in this ZIP code
Cold wave34.5Relatively Moderate at its worst in this ZIP code
Lightning30.1Relatively Moderate at its worst in this ZIP code
Wildfire29.5Very Low at its worst in this ZIP code
Tornado25.8Relatively Low at its worst in this ZIP code
River flooding21.4Relatively Moderate at its worst in this ZIP code
Ice storm8.4Very Low at its worst in this ZIP code
Compared with Maryland and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPMarylandUnited States
Median household income$127,133$101,652$78,538
Income per person$58,121$51,689$43,289
Poverty rate9%9.3%12.4%
Median home value$571,300$397,700$303,400
Median gross rent$1,785$1,662$1,348
Homeownership69.1%67.5%65%
Bachelor's degree or higher56.4%42.7%35%
Unemployment rate5.7%4.9%5.2%
Works from home25.7%17.2%13.5%
Born outside the US34.3%16.3%13.9%
Median age39.739.338.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationBELTSVILLE, MD US6.7 km away
Rain in a year44 in
Snow in a year16 in

Average high and low by month

January42.7°F / 25.3°F2.87 in rain, 5.7 in snow
February45.5°F / 27°F2.4 in rain, 5 in snow
March53.4°F / 34.1°F3.72 in rain, 2.5 in snow
April65.3°F / 43.8°F3.28 in rain, 0.1 in snow
May74.2°F / 53.6°F4.27 in rain
June83°F / 63°F4.23 in rain
July87.1°F / 67.6°F4.51 in rain
August85.6°F / 66.1°F3.88 in rain
September79.2°F / 59.4°F4.42 in rain
October67.8°F / 46.8°F4.04 in rain
November56.7°F / 36.7°F2.92 in rain, 0.2 in snow
December46.8°F / 29.8°F3.48 in rain, 2.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket13% of this ZIP code's area
No vehicle and far from a supermarket20% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Montgomery County Public Schools100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability38more vulnerable than 38% of US census tracts
Socioeconomic status34more vulnerable than 34% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status68more vulnerable than 68% of US census tracts
Housing type and transport35more vulnerable than 35% of US census tracts
Walkability13.2 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

20903 Silver Spring, MD2.3 km away
20993 Silver Spring, MD2.5 km away
20910 Silver Spring, MD3.2 km away
20907 Silver Spring, MD3.5 km away
20908 Silver Spring, MD3.5 km away
20911 Silver Spring, MD3.5 km away
20914 Silver Spring, MD3.5 km away
20915 Silver Spring, MD3.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Montgomery County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.35 sq mi
Water area0.03 sq mi
Population density6,981 people per sq mi
Latitude, longitude39.0191, -77.0076

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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