Postal Codes

19945 ZIP Code

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ZIP code 19945 covers Frankford, Delaware, with a population of about 8,917 and a median household income of $86,021.

Population
8,917143 per square mile
Median age
58.720 points above the US average
Median household income
$86,021about the Delaware median
Poverty rate
9.2%3.2 points below the US average
Typical home value
$490,063up 14.8% in five years
Median rent
$1,2298% below the Delaware median
Degree or higher
31.7%3.3 points below the US average
Homeownership
87.5%22.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
153

Where 19945 is

Frankford, Delaware — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population8,917
Median age58.7
Family households72.2%
Born outside the US5.5%
Speaks a language other than English at home9.1%
White (non-Hispanic)76.5%
Black (non-Hispanic)12.1%
Asian (non-Hispanic)0.9%
Hispanic or Latino8.5%
Veterans9.4%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$86,021
Income per person$55,568
Poverty rate9.2%
Households on SNAP or cash assistance7.2%

Household income distribution

Under $10k5.5%
$10–15k1.2%
$15–20k1.3%
$20–25k2.4%
$25–30k1.3%
$30–35k8.5%
$35–40k1.2%
$40–45k3.0%
$45–50k4.6%
$50–60k4.9%
$60–75k8.9%
$75–100k19.3%
$100–125k8.8%
$125–150k8.1%
$150–200k9.6%
$200k or more11.3%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed4,870
Mean adjusted gross income$76,841
Returns declaring $200,000 or more7%
Returns, under $25k27.3%
Returns, $25k–$50k23.4%
Returns, $50k–$75k13.6%
Returns, $75k–$100k9.7%
Returns, $100k–$200k19.1%
Returns, $200k or more7.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$410,000
Median gross rent$1,229
Owner-occupied87.5%
Vacant homes35%
Median year built2004

What the homes are

Detached house71%
Attached house16.4%
2 to 4 units1.9%
5 to 19 units1.9%
Mobile home8.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$490,063as of 2026-07
Typical home value, 1 yeardown 1.3%
Typical home value, 5 yearsup 14.8%
Typical home value, 10 yearsup 64.5%
Typical home value since 2000
200020132026$510,652$144,609

$144,609 in 2000 to $490,063 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate4.7%
Bachelor's degree or higher31.7%
High school diploma or higher91.6%
Works from home8.9%
Drives to work alone76.1%
Takes public transport0%
Commutes 45 minutes or more23.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.7% 0.7 pts below the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes12.5% 0.7 pts below the national average of 13.2%
High blood pressure40% 5.9 pts above the national average of 34.1%
Fair or poor general health17.3% 3 pts below the national average of 20.3%
No health insurance (18–64)8.7% 2.6 pts below the national average of 11.3%
Depression20.4% 1.5 pts below the national average of 21.9%
No leisure-time physical activity24.8% 0.6 pts below the national average of 25.4%
Arthritis31.5% 6.4 pts above the national average of 25.1%
Binge drinking13.9% 2.1 pts below the national average of 16%
Taking blood pressure medication82.3% 7.6 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease7.6% 1.4 pts above the national average of 6.2%
Routine check-up in past year83% 6.3 pts above the national average of 76.7%
Cholesterol screening90% 4.1 pts above the national average of 85.9%
Cognitive disability11.3% 3.5 pts below the national average of 14.8%
Colorectal screening72.1% 7.8 pts above the national average of 64.3%
COPD7.4% 0.8 pts above the national average of 6.6%
Visited a dentist66.5% 5.2 pts above the national average of 61.3%
Any disability28.5% 2.2 pts below the national average of 30.7%
Lacks emotional support18.8% 6 pts below the national average of 24.8%
Food insecurity10.8% 6.3 pts below the national average of 17.1%
Received food stamps8.3% 6 pts below the national average of 14.3%
Hearing disability7.6% 0.9 pts above the national average of 6.7%
High cholesterol46.8% 10.6 pts above the national average of 36.2%
Housing insecurity8.5% 5.3 pts below the national average of 13.8%
Independent living disability7.1% 1.3 pts below the national average of 8.4%
Lacks transport5.9% 3.3 pts below the national average of 9.2%
Loneliness28.7% 5.7 pts below the national average of 34.4%
Mammography use80.6% 4.7 pts above the national average of 75.9%
Poor mental health (14+ days)13.6% 3.2 pts below the national average of 16.8%
Mobility disability13.9% same as the national average of 14%
Poor physical health (14+ days)13.4% same as the national average of 13.5%
Self-care disability3.5% 0.5 pts below the national average of 4%
Utility shut-off threat5.5% 3.3 pts below the national average of 8.8%
Sleeps under 7 hours31.2% 5.2 pts below the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost8.9% 4.1 pts below the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments153
People employed1,066
Annual payroll$52,868,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 71.7% of US census tracts
FEMA ratingRelatively Low to Relatively High across the 10 census tracts this ZIP code covers
Expected annual loss63.5 out of 100
Community resilience47.8 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane93.6Relatively High at its worst in this ZIP code
Cold wave89.9Relatively High at its worst in this ZIP code
Drought88.1Relatively Moderate at its worst in this ZIP code
Winter weather87.7Relatively High at its worst in this ZIP code
Wildfire79.9Relatively Moderate at its worst in this ZIP code
Coastal flooding79.8Relatively High at its worst in this ZIP code
Landslide72Very Low at its worst in this ZIP code
River flooding63.6Relatively High at its worst in this ZIP code
Ice storm60.8Relatively Low at its worst in this ZIP code
Heat wave53.7Relatively Moderate at its worst in this ZIP code
Lightning53.3Relatively Moderate at its worst in this ZIP code
Strong wind50.3Relatively Moderate at its worst in this ZIP code
Earthquake45.1Relatively Low at its worst in this ZIP code
Hail37.5Relatively Low at its worst in this ZIP code
Tornado33.5Relatively Low at its worst in this ZIP code
Compared with Delaware and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPDelawareUnited States
Median household income$86,021$82,855$78,538
Income per person$55,568$44,219$43,289
Poverty rate9.2%10.7%12.4%
Median home value$410,000$326,800$303,400
Median gross rent$1,229$1,341$1,348
Homeownership87.5%72.3%65%
Bachelor's degree or higher31.7%35.3%35%
Unemployment rate4.7%5.1%5.2%
Works from home8.9%13.3%13.5%
Born outside the US5.5%10.4%13.9%
Median age58.741.538.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGEORGETOWN SUSSEX CO AP, DE US23.5 km away
Rain in a year44 in

Average high and low by month

January45.2°F / 28.6°F3.01 in rain
February47.8°F / 30°F2.58 in rain
March55.2°F / 36.3°F3.86 in rain
April66.3°F / 45.3°F3.29 in rain
May74.5°F / 54.5°F3.63 in rain
June83.1°F / 64°F4.07 in rain
July87.7°F / 69.5°F4.14 in rain
August85.7°F / 67.7°F3.99 in rain
September79.5°F / 61.2°F4.54 in rain
October69.3°F / 49.4°F4.11 in rain
November58.7°F / 39.6°F3.19 in rain
December49.9°F / 32.7°F3.47 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket41% of this ZIP code's area
Far from a supermarket55% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Indian River School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability31more vulnerable than 31% of US census tracts
Socioeconomic status37more vulnerable than 37% of US census tracts
Household characteristics47more vulnerable than 47% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport25more vulnerable than 25% of US census tracts
Walkability6.2 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

19939 Dagsboro, DE4.8 km away
19975 Selbyville, DE6.9 km away
19967 Millville, DE7.6 km away
21813 Bishopville, MD9.9 km away
19970 Ocean View, DE10.3 km away
19930 Bethany Beach, DE11.7 km away
19944 Fenwick Island, DE12.8 km away
21862 Showell, MD13.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Sussex County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area62.32 sq mi
Water area1.76 sq mi
Population density143 people per sq mi
Latitude, longitude38.5177, -75.2006

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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