Postal Codes

14738 ZIP Code

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ZIP code 14738 covers Frewsburg, New York, with a population of about 3,550 and a median household income of $70,000.

Population
3,55055 per square mile
Median age
40.31.6 points above the US average
Median household income
$70,00017% below the New York median
Poverty rate
13.4%1 points above the US average
Typical home value
$180,688up 38.2% in five years
Median rent
$88444% below the New York median
Degree or higher
17.2%17.8 points below the US average
Homeownership
85.7%20.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
50

Where 14738 is

Frewsburg, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,550
Median age40.3
Family households67.4%
Born outside the US0.8%
Speaks a language other than English at home1.4%
White (non-Hispanic)96.6%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.4%
Veterans6.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$70,000
Income per person$28,179
Poverty rate13.4%
Households on SNAP or cash assistance21.4%

Household income distribution

Under $10k2.4%
$10–15k4.8%
$15–20k3.0%
$20–25k7.9%
$25–30k1.6%
$30–35k6.2%
$35–40k1.2%
$40–45k8.3%
$45–50k4.3%
$50–60k7.9%
$60–75k11.3%
$75–100k19.1%
$100–125k7.8%
$125–150k5.9%
$150–200k6.4%
$200k or more1.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,600
Mean adjusted gross income$63,181
Returns declaring $200,000 or more2.5%
Returns, under $25k26.2%
Returns, $25k–$50k26.9%
Returns, $50k–$75k18.1%
Returns, $75k–$100k12.5%
Returns, $100k–$200k13.8%
Returns, $200k or more2.5%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$130,300
Median gross rent$884
Owner-occupied85.7%
Vacant homes18.9%
Median year built1970

What the homes are

Detached house86.4%
Attached house2.3%
2 to 4 units2.8%
20 or more units1.3%
Mobile home7.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$180,688as of 2026-07
Typical home value, 1 yearup 6.2%
Typical home value, 5 yearsup 38.2%
Typical home value, 10 yearsup 100.8%
Typical home value since 2000
200020132026$180,688$54,193

$54,193 in 2000 to $180,688 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.2%
Bachelor's degree or higher17.2%
High school diploma or higher91.8%
Works from home2.2%
Drives to work alone83.3%
Takes public transport0%
Commutes 45 minutes or more5.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.1% 2.7 pts above the national average of 33.4%
Diagnosed diabetes12.5% 0.5 pts above the national average of 12%
Currently smokes15.2% 2 pts above the national average of 13.2%
High blood pressure38.5% 4.4 pts above the national average of 34.1%
Fair or poor general health19.2% 1.1 pts below the national average of 20.3%
No health insurance (18–64)5.4% 5.9 pts below the national average of 11.3%
Depression21% 0.9 pts below the national average of 21.9%
No leisure-time physical activity26.5% 1.1 pts above the national average of 25.4%
Arthritis32.1% 7 pts above the national average of 25.1%
Binge drinking16.4% same as the national average of 16%
Taking blood pressure medication79.9% 5.2 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma11.4% 1 pts above the national average of 10.4%
Coronary heart disease8% 1.8 pts above the national average of 6.2%
Routine check-up in past year82.3% 5.6 pts above the national average of 76.7%
Cholesterol screening89.7% 3.8 pts above the national average of 85.9%
Cognitive disability13.3% 1.5 pts below the national average of 14.8%
Colorectal screening71.2% 6.9 pts above the national average of 64.3%
COPD9% 2.4 pts above the national average of 6.6%
Visited a dentist64.3% 3 pts above the national average of 61.3%
Any disability30.1% 0.6 pts below the national average of 30.7%
Lacks emotional support22.5% 2.3 pts below the national average of 24.8%
Food insecurity13.6% 3.5 pts below the national average of 17.1%
Received food stamps13.3% 1 pts below the national average of 14.3%
Hearing disability7.5% 0.8 pts above the national average of 6.7%
High cholesterol40.1% 3.9 pts above the national average of 36.2%
Housing insecurity11.3% 2.5 pts below the national average of 13.8%
Independent living disability8.8% same as the national average of 8.4%
Lacks transport7.5% 1.7 pts below the national average of 9.2%
Loneliness30.2% 4.2 pts below the national average of 34.4%
Mammography use77.6% 1.7 pts above the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability15.7% 1.7 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat7.3% 1.5 pts below the national average of 8.8%
Sleeps under 7 hours38.4% 2 pts above the national average of 36.4%
Stroke4.1% 0.7 pts above the national average of 3.4%
All natural teeth lost12% 1 pts below the national average of 13%
Vision disability5.1% 0.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments50
People employed346
Annual payroll$12,438,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.5% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss67.5 out of 100
Community resilience66.5 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding91.9Relatively High at its worst in this ZIP code
Lightning90.2Relatively High at its worst in this ZIP code
Landslide87.6Relatively Low at its worst in this ZIP code
Strong wind80.6Relatively Moderate at its worst in this ZIP code
Wildfire70Relatively Low at its worst in this ZIP code
Winter weather67.9Relatively Moderate at its worst in this ZIP code
Tornado63.3Relatively Moderate at its worst in this ZIP code
Hurricane59Relatively Low at its worst in this ZIP code
Cold wave58.3Relatively Moderate at its worst in this ZIP code
Hail48.6Relatively Low at its worst in this ZIP code
Ice storm46.9Relatively Low at its worst in this ZIP code
Earthquake18.1Very Low at its worst in this ZIP code
Avalanche11.9Very Low at its worst in this ZIP code
Heat wave5.2Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$70,000$84,578$78,538
Income per person$28,179$49,520$43,289
Poverty rate13.4%13.7%12.4%
Median home value$130,300$403,000$303,400
Median gross rent$884$1,576$1,348
Homeownership85.7%54.3%65%
Bachelor's degree or higher17.2%39.6%35%
Unemployment rate6.2%6.2%5.2%
Works from home2.2%13.3%13.5%
Born outside the US0.8%22.6%13.9%
Median age40.339.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationJAMESTOWN 4 ENE, NY US6.8 km away
Rain in a year46 in
Snow in a year98 in

Average high and low by month

January32.4°F / 16.1°F3.81 in rain, 29.8 in snow
February34.6°F / 15.8°F2.7 in rain, 19.3 in snow
March43.5°F / 23.1°F3.16 in rain, 15.3 in snow
April56.9°F / 34°F3.91 in rain, 2.7 in snow
May68.8°F / 44.3°F3.94 in rain
June76.5°F / 53.7°F4.36 in rain
July80.3°F / 57.4°F4.55 in rain
August79.4°F / 56.1°F3.59 in rain
September73°F / 49.5°F4.19 in rain
October60.6°F / 39.4°F4.11 in rain, 0.4 in snow
November48°F / 30.6°F3.69 in rain, 9.3 in snow
December37.2°F / 23.2°F3.92 in rain, 21.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket50% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Frewsburg Central School District56.1% of this ZIP code's land area
Randolph Central School District42.8% of this ZIP code's land area
Falconer Central School District1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability50more vulnerable than 50% of US census tracts
Socioeconomic status54more vulnerable than 54% of US census tracts
Household characteristics57more vulnerable than 57% of US census tracts
Racial and ethnic minority status4more vulnerable than 4% of US census tracts
Housing type and transport56more vulnerable than 56% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

14733 Falconer, NY9.2 km away
14702 Jamestown, NY9.9 km away
14701 Jamestown, NY10.3 km away
14747 Kennedy, NY11.3 km away
16345 Russell, PA11.9 km away
14720 Celoron, NY14 km away
14742 Greenhurst, NY16.5 km away
14750 Lakewood, NY17 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Chautauqua County50.8% of this ZIP code's land area
Cattaraugus County49.2% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area64.98 sq mi
Water area0.22 sq mi
Population density55 people per sq mi
Latitude, longitude42.0528, -79.1318

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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