Postal Codes

14037 ZIP Code

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ZIP code 14037 covers Cowlesville, New York, with a population of about 923 and a median household income of $87,955.

Population
92352 per square mile
Median age
51.112.4 points above the US average
Median household income
$87,955about the New York median
Poverty rate
8.1%4.3 points below the US average
Typical home value
$315,682up 21.2% in five years
Degree or higher
14.4%20.6 points below the US average
Homeownership
89%24 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
17

Where 14037 is

Cowlesville, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population923
Median age51.1
Family households63.6%
Born outside the US1.1%
Speaks a language other than English at home1.4%
White (non-Hispanic)87.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino2.8%
Veterans9.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$87,955
Income per person$46,901
Poverty rate8.1%
Households on SNAP or cash assistance2.1%

Household income distribution

Under $10k2.4%
$10–15k3.1%
$15–20k6.8%
$20–25k2.1%
$25–30k2.4%
$30–35k2.1%
$35–40k0.0%
$40–45k2.6%
$45–50k0.0%
$50–60k5.5%
$60–75k17.0%
$75–100k18.6%
$100–125k14.4%
$125–150k5.5%
$150–200k7.1%
$200k or more10.5%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed590
Mean adjusted gross income$80,781
Returns declaring $200,000 or more5.1%
Returns, under $25k22.0%
Returns, $25k–$50k20.3%
Returns, $50k–$75k20.3%
Returns, $75k–$100k11.9%
Returns, $100k–$200k20.3%
Returns, $200k or more5.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$260,200
Owner-occupied89%
Vacant homes0%
Median year built1958

What the homes are

Detached house91.1%
2 to 4 units8.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$315,682as of 2026-07
Typical home value, 1 yearup 7.4%
Typical home value, 5 yearsup 21.2%
Typical home value, 10 yearsup 81.7%
Typical home value since 2000
200020132026$315,682$100,431

$100,431 in 2000 to $315,682 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.5%
Bachelor's degree or higher14.4%
High school diploma or higher95.8%
Works from home12.3%
Drives to work alone84.2%
Takes public transport0%
Commutes 45 minutes or more18.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.4% same as the national average of 33.4%
Diagnosed diabetes10.3% 1.7 pts below the national average of 12%
Currently smokes12.8% same as the national average of 13.2%
High blood pressure35.1% 1 pts above the national average of 34.1%
Fair or poor general health15.4% 4.9 pts below the national average of 20.3%
No health insurance (18–64)4.9% 6.4 pts below the national average of 11.3%
Depression20.4% 1.5 pts below the national average of 21.9%
No leisure-time physical activity22.2% 3.2 pts below the national average of 25.4%
Arthritis28.4% 3.3 pts above the national average of 25.1%
Binge drinking18% 2 pts above the national average of 16%
Taking blood pressure medication78.5% 3.8 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.8% same as the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year81.6% 4.9 pts above the national average of 76.7%
Cholesterol screening90.3% 4.4 pts above the national average of 85.9%
Cognitive disability11.5% 3.3 pts below the national average of 14.8%
Colorectal screening71.5% 7.2 pts above the national average of 64.3%
COPD6.9% same as the national average of 6.6%
Visited a dentist64.9% 3.6 pts above the national average of 61.3%
Any disability25.4% 5.3 pts below the national average of 30.7%
Lacks emotional support22.4% 2.4 pts below the national average of 24.8%
Food insecurity10.1% 7 pts below the national average of 17.1%
Received food stamps8.7% 5.6 pts below the national average of 14.3%
Hearing disability6.3% same as the national average of 6.7%
High cholesterol39.1% 2.9 pts above the national average of 36.2%
Housing insecurity9.1% 4.7 pts below the national average of 13.8%
Independent living disability6.8% 1.6 pts below the national average of 8.4%
Lacks transport6% 3.2 pts below the national average of 9.2%
Loneliness30.5% 3.9 pts below the national average of 34.4%
Mammography use77.4% 1.5 pts above the national average of 75.9%
Poor mental health (14+ days)15.4% 1.4 pts below the national average of 16.8%
Mobility disability12% 2 pts below the national average of 14%
Poor physical health (14+ days)12.9% 0.6 pts below the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Utility shut-off threat5.5% 3.3 pts below the national average of 8.8%
Sleeps under 7 hours37.4% 1 pts above the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost8% 5 pts below the national average of 13%
Vision disability3.8% 1.8 pts below the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments17
People employed37
Annual payroll$1,438,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.2% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss32 out of 100
Community resilience77.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Drought88.2Relatively Low at its worst in this ZIP code
Landslide78.8Very Low at its worst in this ZIP code
Ice storm77.3Relatively Moderate at its worst in this ZIP code
Hail76.5Relatively Moderate at its worst in this ZIP code
Lightning68.9Relatively Moderate at its worst in this ZIP code
Strong wind64.6Relatively Moderate at its worst in this ZIP code
Winter weather63Relatively High at its worst in this ZIP code
Hurricane60.8Relatively Low at its worst in this ZIP code
Wildfire59Very Low at its worst in this ZIP code
River flooding58.1Relatively High at its worst in this ZIP code
Cold wave49.6Relatively High at its worst in this ZIP code
Tornado43.9Relatively Low at its worst in this ZIP code
Earthquake14.5Very Low at its worst in this ZIP code
Heat wave9.4Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$87,955$84,578$78,538
Income per person$46,901$49,520$43,289
Poverty rate8.1%13.7%12.4%
Median home value$260,200$403,000$303,400
Median gross rent$1,576$1,348
Homeownership89%54.3%65%
Bachelor's degree or higher14.4%39.6%35%
Unemployment rate1.5%6.2%5.2%
Works from home12.3%13.3%13.5%
Born outside the US1.1%22.6%13.9%
Median age51.139.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWALES, NY US13.9 km away
Rain in a year44 in
Snow in a year109 in

Average high and low by month

January31.5°F / 15.4°F3.56 in rain, 32.9 in snow
February33.1°F / 15.2°F2.65 in rain, 19.9 in snow
March41.6°F / 22.2°F3.16 in rain, 17 in snow
April55.3°F / 33.1°F3.58 in rain, 3.6 in snow
May67°F / 44.3°F3.5 in rain
June74.9°F / 54°F4.15 in rain
July78.8°F / 57.9°F3.94 in rain
August77.7°F / 56.5°F3.48 in rain
September71.6°F / 49.7°F3.93 in rain
October59.5°F / 39.8°F4.18 in rain, 0.2 in snow
November47.4°F / 30.8°F4.05 in rain, 9.1 in snow
December36.7°F / 22.3°F3.9 in rain, 26.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Attica Central School District86.3% of this ZIP code's land area
Iroquois Central School District13.7% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability5more vulnerable than 5% of US census tracts
Socioeconomic status6more vulnerable than 6% of US census tracts
Household characteristics11more vulnerable than 11% of US census tracts
Racial and ethnic minority status9more vulnerable than 9% of US census tracts
Housing type and transport17more vulnerable than 17% of US census tracts
Walkability2.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

14169 Wales Center, NY8.2 km away
14102 Marilla, NY9.3 km away
14145 Strykersville, NY9.7 km away
14040 Darien Center, NY10.5 km away
14004 Alden, NY11.6 km away
14167 Varysburg, NY13 km away
14052 East Aurora, NY13.4 km away
14139 South Wales, NY14.1 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Wyoming County88.9% of this ZIP code's land area
Erie County11.1% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area17.8 sq mi
Water area0.01 sq mi
Population density52 people per sq mi
Latitude, longitude42.8112, -78.4481

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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