Postal Codes

13746 ZIP Code

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ZIP code 13746 covers Chenango Forks, New York, with a population of about 2,432 and a median household income of $58,250.

Population
2,43273 per square mile
Median age
55.216.5 points above the US average
Median household income
$58,25031% below the New York median
Poverty rate
17.3%4.9 points above the US average
Typical home value
$203,214up 34.5% in five years
Median rent
$78950% below the New York median
Degree or higher
14.5%20.5 points below the US average
Homeownership
84.8%19.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
20

Where 13746 is

Chenango Forks, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,432
Median age55.2
Family households68.9%
Born outside the US0.5%
Speaks a language other than English at home1.2%
White (non-Hispanic)88%
Black (non-Hispanic)0.2%
Asian (non-Hispanic)0.5%
Hispanic or Latino0.1%
Veterans8.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$58,250
Income per person$39,168
Poverty rate17.3%
Households on SNAP or cash assistance10.9%

Household income distribution

Under $10k3.8%
$10–15k2.0%
$15–20k5.2%
$20–25k13.2%
$25–30k3.3%
$30–35k1.2%
$35–40k4.1%
$40–45k2.3%
$45–50k5.4%
$50–60k11.3%
$60–75k9.0%
$75–100k6.6%
$100–125k9.3%
$125–150k7.7%
$150–200k4.7%
$200k or more10.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,240
Mean adjusted gross income$64,527
Returns declaring $200,000 or more2.4%
Returns, under $25k25.0%
Returns, $25k–$50k25.0%
Returns, $50k–$75k17.7%
Returns, $75k–$100k12.9%
Returns, $100k–$200k16.9%
Returns, $200k or more2.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$133,900
Median gross rent$789
Rent as a share of household income51%
Owner-occupied84.8%
Vacant homes7.3%
Median year built1977

What the homes are

Detached house61.5%
Attached house1.7%
2 to 4 units6.2%
Mobile home30.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$203,214as of 2026-07
Typical home value, 1 yearup 7%
Typical home value, 5 yearsup 34.5%
Typical home value, 10 yearsup 86%
Typical home value since 2000
200020132026$203,214$54,830

$54,830 in 2000 to $203,214 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.7%
Bachelor's degree or higher14.5%
High school diploma or higher90.6%
Works from home6.6%
Drives to work alone78.4%
Takes public transport0.9%
Commutes 45 minutes or more8.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.2% 2.8 pts above the national average of 33.4%
Diagnosed diabetes13.3% 1.3 pts above the national average of 12%
Currently smokes16.1% 2.9 pts above the national average of 13.2%
High blood pressure40.6% 6.5 pts above the national average of 34.1%
Fair or poor general health20.5% same as the national average of 20.3%
No health insurance (18–64)6% 5.3 pts below the national average of 11.3%
Depression21.2% 0.7 pts below the national average of 21.9%
No leisure-time physical activity27.6% 2.2 pts above the national average of 25.4%
Arthritis36% 10.9 pts above the national average of 25.1%
Binge drinking14.8% 1.2 pts below the national average of 16%
Taking blood pressure medication79.7% 5 pts above the national average of 74.7%
Cancer (non-skin)11% 3.3 pts above the national average of 7.7%
Current asthma11.9% 1.5 pts above the national average of 10.4%
Coronary heart disease8.8% 2.6 pts above the national average of 6.2%
Routine check-up in past year82.6% 5.9 pts above the national average of 76.7%
Cholesterol screening89.6% 3.7 pts above the national average of 85.9%
Cognitive disability14% 0.8 pts below the national average of 14.8%
Colorectal screening69.6% 5.3 pts above the national average of 64.3%
COPD10.1% 3.5 pts above the national average of 6.6%
Visited a dentist60.2% 1.1 pts below the national average of 61.3%
Any disability32.3% 1.6 pts above the national average of 30.7%
Lacks emotional support24.4% same as the national average of 24.8%
Food insecurity14.6% 2.5 pts below the national average of 17.1%
Received food stamps14.7% same as the national average of 14.3%
Hearing disability8.2% 1.5 pts above the national average of 6.7%
High cholesterol39.3% 3.1 pts above the national average of 36.2%
Housing insecurity11.7% 2.1 pts below the national average of 13.8%
Independent living disability9.4% 1 pts above the national average of 8.4%
Lacks transport8% 1.2 pts below the national average of 9.2%
Loneliness33.2% 1.2 pts below the national average of 34.4%
Mammography use75.3% 0.6 pts below the national average of 75.9%
Poor mental health (14+ days)16.5% same as the national average of 16.8%
Mobility disability17.4% 3.4 pts above the national average of 14%
Poor physical health (14+ days)16% 2.5 pts above the national average of 13.5%
Self-care disability4.8% 0.8 pts above the national average of 4%
Utility shut-off threat7.6% 1.2 pts below the national average of 8.8%
Sleeps under 7 hours36.2% same as the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost18.2% 5.2 pts above the national average of 13%
Vision disability5.8% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments20
People employed141
Annual payroll$6,648,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.4% of US census tracts
FEMA ratingVery Low to Relatively Low across the 5 census tracts this ZIP code covers
Expected annual loss44.2 out of 100
Community resilience61.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide85.7Relatively Low at its worst in this ZIP code
River flooding76.3Relatively High at its worst in this ZIP code
Winter weather71Relatively Moderate at its worst in this ZIP code
Wildfire62.1Very Low at its worst in this ZIP code
Hurricane54.4Relatively Low at its worst in this ZIP code
Lightning52.8Relatively Moderate at its worst in this ZIP code
Ice storm50.4Relatively Low at its worst in this ZIP code
Tornado50Relatively Low at its worst in this ZIP code
Cold wave48.1Relatively Moderate at its worst in this ZIP code
Hail42Relatively Low at its worst in this ZIP code
Strong wind38.6Relatively Low at its worst in this ZIP code
Earthquake18.8Very Low at its worst in this ZIP code
Heat wave14.3Relatively Low at its worst in this ZIP code
Avalanche8.9Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$58,250$84,578$78,538
Income per person$39,168$49,520$43,289
Poverty rate17.3%13.7%12.4%
Median home value$133,900$403,000$303,400
Median gross rent$789$1,576$1,348
Homeownership84.8%54.3%65%
Bachelor's degree or higher14.5%39.6%35%
Unemployment rate3.7%6.2%5.2%
Works from home6.6%13.3%13.5%
Born outside the US0.5%22.6%13.9%
Median age55.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITNEY PT DAM, NY US12.1 km away
Rain in a year41 in

Average high and low by month

January32.3°F / 15.3°F2.56 in rain
February34.4°F / 14°F2.27 in rain
March42.4°F / 21.4°F3.1 in rain
April56°F / 33°F3.53 in rain
May68.1°F / 43.7°F3.51 in rain
June75.9°F / 52.6°F4.42 in rain
July81.3°F / 57.5°F3.91 in rain
August78.9°F / 56.7°F4.44 in rain
September72.3°F / 49.4°F3.96 in rain
October60.6°F / 39.3°F3.75 in rain
November48.1°F / 30.1°F2.96 in rain
December37.2°F / 21.6°F2.89 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket3% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Chenango Forks Central School District65.7% of this ZIP code's land area
Greene Central School District30.4% of this ZIP code's land area
Whitney Point Central School District3.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability49more vulnerable than 49% of US census tracts
Socioeconomic status45more vulnerable than 45% of US census tracts
Household characteristics55more vulnerable than 55% of US census tracts
Racial and ethnic minority status14more vulnerable than 14% of US census tracts
Housing type and transport62more vulnerable than 62% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

13744 Castle Creek, NY5.6 km away
13862 Whitney Point, NY11 km away
13777 Glen Aubrey, NY11.3 km away
13778 Greene, NY11.5 km away
13833 Port Crane, NY11.6 km away
13745 Chenango Bridge, NY11.8 km away
13848 Tunnel, NY12 km away
13841 Smithville Flats, NY13.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Broome County60.5% of this ZIP code's land area
Chenango County39.5% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area33.54 sq mi
Water area0.37 sq mi
Population density73 people per sq mi
Latitude, longitude42.2778, -75.8462

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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