Postal Codes

13646 ZIP Code

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ZIP code 13646 covers Hammond, New York, with a population of about 2,373 and a median household income of $67,344.

Population
2,37323 per square mile
Median age
42.94.2 points above the US average
Median household income
$67,34420% below the New York median
Poverty rate
26%13.6 points above the US average
Typical home value
$184,940up 33.9% in five years
Median rent
$80349% below the New York median
Degree or higher
27%8 points below the US average
Homeownership
77.4%12.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
38

Where 13646 is

Hammond, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,373
Median age42.9
Family households70.4%
Born outside the US2.3%
Speaks a language other than English at home9.1%
White (non-Hispanic)95.4%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.2%
Hispanic or Latino1.6%
Veterans7.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$67,344
Income per person$33,000
Poverty rate26%
Households on SNAP or cash assistance17.6%

Household income distribution

Under $10k6.1%
$10–15k5.6%
$15–20k4.9%
$20–25k4.2%
$25–30k3.6%
$30–35k5.1%
$35–40k4.3%
$40–45k3.4%
$45–50k2.9%
$50–60k7.2%
$60–75k5.9%
$75–100k16.7%
$100–125k7.8%
$125–150k6.1%
$150–200k7.9%
$200k or more8.2%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed930
Mean adjusted gross income$62,423
Returns declaring $200,000 or more3.2%
Returns, under $25k32.3%
Returns, $25k–$50k24.7%
Returns, $50k–$75k15.1%
Returns, $75k–$100k9.7%
Returns, $100k–$200k15.1%
Returns, $200k or more3.2%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$133,000
Median gross rent$803
Rent as a share of household income20.5%
Owner-occupied77.4%
Vacant homes61.9%
Median year built1960

What the homes are

Detached house78.8%
Attached house0.8%
2 to 4 units1.4%
5 to 19 units1.1%
Mobile home17.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$184,940as of 2026-07
Typical home value, 1 yearup 7.2%
Typical home value, 5 yearsup 33.9%
Typical home value, 10 yearsup 81.1%
Typical home value since 2000
200020132026$184,940$51,933

$51,933 in 2000 to $184,940 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5.5%
Bachelor's degree or higher27%
High school diploma or higher90.3%
Works from home10.4%
Drives to work alone78.3%
Takes public transport0%
Commutes 45 minutes or more20.5%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity46.4% 13 pts above the national average of 33.4%
Diagnosed diabetes16.4% 4.4 pts above the national average of 12%
Currently smokes20.7% 7.5 pts above the national average of 13.2%
High blood pressure44.6% 10.5 pts above the national average of 34.1%
Fair or poor general health25.9% 5.6 pts above the national average of 20.3%
No health insurance (18–64)7.6% 3.7 pts below the national average of 11.3%
Depression24.2% 2.3 pts above the national average of 21.9%
No leisure-time physical activity35% 9.6 pts above the national average of 25.4%
Arthritis36.2% 11.1 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication80.7% 6 pts above the national average of 74.7%
Cancer (non-skin)10.6% 2.9 pts above the national average of 7.7%
Current asthma12.3% 1.9 pts above the national average of 10.4%
Coronary heart disease10.4% 4.2 pts above the national average of 6.2%
Routine check-up in past year82.9% 6.2 pts above the national average of 76.7%
Cholesterol screening87.4% 1.5 pts above the national average of 85.9%
Cognitive disability16.8% 2 pts above the national average of 14.8%
Colorectal screening62.7% 1.6 pts below the national average of 64.3%
COPD13.1% 6.5 pts above the national average of 6.6%
Visited a dentist51.6% 9.7 pts below the national average of 61.3%
Any disability38.2% 7.5 pts above the national average of 30.7%
Lacks emotional support24.1% 0.7 pts below the national average of 24.8%
Food insecurity20.4% 3.3 pts above the national average of 17.1%
Received food stamps24.1% 9.8 pts above the national average of 14.3%
Hearing disability9.5% 2.8 pts above the national average of 6.7%
High cholesterol41.4% 5.2 pts above the national average of 36.2%
Housing insecurity14.9% 1.1 pts above the national average of 13.8%
Independent living disability12.1% 3.7 pts above the national average of 8.4%
Lacks transport10.7% 1.5 pts above the national average of 9.2%
Loneliness33% 1.4 pts below the national average of 34.4%
Mammography use76.6% 0.7 pts above the national average of 75.9%
Poor mental health (14+ days)18.7% 1.9 pts above the national average of 16.8%
Mobility disability20.7% 6.7 pts above the national average of 14%
Poor physical health (14+ days)18.7% 5.2 pts above the national average of 13.5%
Self-care disability6.4% 2.4 pts above the national average of 4%
Utility shut-off threat10.5% 1.7 pts above the national average of 8.8%
Sleeps under 7 hours37.9% 1.5 pts above the national average of 36.4%
Stroke5.4% 2 pts above the national average of 3.4%
All natural teeth lost20% 7 pts above the national average of 13%
Vision disability7.6% 2 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments38
People employed105
Annual payroll$4,487,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.3% of US census tracts
FEMA ratingRelatively Low
Expected annual loss27.8 out of 100
Community resilience59 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide86.7Relatively Low at its worst in this ZIP code
Ice storm85Relatively Moderate at its worst in this ZIP code
Winter weather74Relatively High at its worst in this ZIP code
Cold wave71.4Relatively Moderate at its worst in this ZIP code
River flooding62.6Relatively High at its worst in this ZIP code
Wildfire61.4Very Low at its worst in this ZIP code
Lightning54.7Relatively Moderate at its worst in this ZIP code
Hurricane52.2Relatively Low at its worst in this ZIP code
Earthquake50Relatively Low at its worst in this ZIP code
Strong wind35.3Relatively Moderate at its worst in this ZIP code
Tornado17Very Low at its worst in this ZIP code
Heat wave8Very Low at its worst in this ZIP code
Hail6.1Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$67,344$84,578$78,538
Income per person$33,000$49,520$43,289
Poverty rate26%13.7%12.4%
Median home value$133,000$403,000$303,400
Median gross rent$803$1,576$1,348
Homeownership77.4%54.3%65%
Bachelor's degree or higher27%39.6%35%
Unemployment rate5.5%6.2%5.2%
Works from home10.4%13.3%13.5%
Born outside the US2.3%22.6%13.9%
Median age42.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationGOUVERNEUR 3 NW, NY US16.7 km away
Rain in a year40 in
Snow in a year92 in

Average high and low by month

January26.5°F / 5.1°F2.76 in rain, 23.7 in snow
February29.2°F / 5.8°F2.12 in rain, 23 in snow
March38.5°F / 17°F2.29 in rain, 15.1 in snow
April53.2°F / 31.2°F3.15 in rain, 4.2 in snow
May66°F / 42.1°F3.26 in rain, 0.1 in snow
June74.9°F / 52.5°F3.91 in rain
July79.2°F / 57.3°F3.76 in rain
August78.2°F / 55.2°F3.36 in rain
September71.2°F / 46.5°F3.78 in rain
October57.6°F / 36.4°F4.66 in rain, 0.8 in snow
November45.1°F / 26.7°F3.57 in rain, 7.2 in snow
December32.6°F / 15°F2.95 in rain, 18.3 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 4 school districts, so the address decides which one, not the ZIP code.

Hammond Central School District76.7% of this ZIP code's land area
Morristown Central School District14.4% of this ZIP code's land area
Gouverneur Central School District7% of this ZIP code's land area
Alexandria Central School District1.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability78more vulnerable than 78% of US census tracts
Socioeconomic status80more vulnerable than 80% of US census tracts
Household characteristics90more vulnerable than 90% of US census tracts
Racial and ethnic minority status5more vulnerable than 5% of US census tracts
Housing type and transport70more vulnerable than 70% of US census tracts
Walkability4.1 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

13623 Chippewa Bay, NY6.7 km away
13614 Brier Hill, NY11.4 km away
13664 Morristown, NY15.1 km away
13633 De Peyster, NY16.4 km away
13679 Redwood, NY18.3 km away
13671 Oxbow, NY18.5 km away
13642 Gouverneur, NY21.4 km away
13607 Alexandria Bay, NY23.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

St. Lawrence County98.9% of this ZIP code's land area
Jefferson County1.1% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area105.02 sq mi
Water area24.74 sq mi
Population density23 people per sq mi
Latitude, longitude44.4502, -75.6727

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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