Postal Codes

13601 ZIP Code

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ZIP code 13601 covers Watertown, New York, with a population of about 37,409 and a median household income of $57,503.

Population
37,409266 per square mile
Median age
35.92.8 points below the US average
Median household income
$57,50332% below the New York median
Poverty rate
17.7%5.3 points above the US average
Typical home value
$206,279up 26.8% in five years
Median rent
$97438% below the New York median
Degree or higher
24.7%10.3 points below the US average
Homeownership
49.6%15.4 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,186

Where 13601 is

Watertown, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population37,409
Median age35.9
Family households57.2%
Born outside the US4.3%
Speaks a language other than English at home6.4%
White (non-Hispanic)82.1%
Black (non-Hispanic)3.8%
Asian (non-Hispanic)2.3%
Hispanic or Latino6%
Veterans11.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$57,503
Income per person$33,170
Poverty rate17.7%
Households on SNAP or cash assistance25.4%

Household income distribution

Under $10k4.6%
$10–15k6.2%
$15–20k2.9%
$20–25k5.9%
$25–30k5.3%
$30–35k6.1%
$35–40k4.8%
$40–45k3.9%
$45–50k4.7%
$50–60k8.1%
$60–75k9.2%
$75–100k12.9%
$100–125k8.4%
$125–150k7.3%
$150–200k4.5%
$200k or more5.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,880
Mean adjusted gross income$60,330
Returns declaring $200,000 or more2.8%
Returns, under $25k31.0%
Returns, $25k–$50k28.5%
Returns, $50k–$75k16.1%
Returns, $75k–$100k9.2%
Returns, $100k–$200k12.4%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$170,100
Median gross rent$974
Rent as a share of household income29.1%
Owner-occupied49.6%
Vacant homes12.1%
Median year built1955

What the homes are

Detached house51.6%
Attached house4.3%
2 to 4 units21.8%
5 to 19 units9.4%
20 or more units9%
Mobile home3.9%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$206,279as of 2026-07
Typical home value, 1 yearup 4%
Typical home value, 5 yearsup 26.8%
Typical home value, 10 yearsup 47.4%
Typical asking rent$1,578as of 2026-07
Typical asking rent, 1 yearup 12%
Typical home value since 2000
200020132026$206,279$62,347

$62,347 in 2000 to $206,279 in 2026.

Typical asking rent
202220242026$1,578$1,217

$1,217 in 2022 to $1,578 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.7%
Bachelor's degree or higher24.7%
High school diploma or higher89.6%
Works from home4.2%
Drives to work alone80.5%
Takes public transport1.3%
Commutes 45 minutes or more6.3%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.3% 5.9 pts above the national average of 33.4%
Diagnosed diabetes11.3% 0.7 pts below the national average of 12%
Currently smokes15.7% 2.5 pts above the national average of 13.2%
High blood pressure33.1% 1 pts below the national average of 34.1%
Fair or poor general health19.2% 1.1 pts below the national average of 20.3%
No health insurance (18–64)7.4% 3.9 pts below the national average of 11.3%
Depression21.1% 0.8 pts below the national average of 21.9%
No leisure-time physical activity27.8% 2.4 pts above the national average of 25.4%
Arthritis27.9% 2.8 pts above the national average of 25.1%
Binge drinking18.8% 2.8 pts above the national average of 16%
Taking blood pressure medication75.1% same as the national average of 74.7%
Cancer (non-skin)8.4% 0.7 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease6.7% 0.5 pts above the national average of 6.2%
Routine check-up in past year80.2% 3.5 pts above the national average of 76.7%
Cholesterol screening86.1% same as the national average of 85.9%
Cognitive disability14.8% same as the national average of 14.8%
Colorectal screening67% 2.7 pts above the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist60.2% 1.1 pts below the national average of 61.3%
Any disability30.9% same as the national average of 30.7%
Lacks emotional support23.9% 0.9 pts below the national average of 24.8%
Food insecurity16.8% same as the national average of 17.1%
Received food stamps17.1% 2.8 pts above the national average of 14.3%
Hearing disability6.6% same as the national average of 6.7%
High cholesterol33.7% 2.5 pts below the national average of 36.2%
Housing insecurity14.3% 0.5 pts above the national average of 13.8%
Independent living disability9.3% 0.9 pts above the national average of 8.4%
Lacks transport9.4% same as the national average of 9.2%
Loneliness32.2% 2.2 pts below the national average of 34.4%
Mammography use74.8% 1.1 pts below the national average of 75.9%
Poor mental health (14+ days)18% 1.2 pts above the national average of 16.8%
Mobility disability14.2% same as the national average of 14%
Poor physical health (14+ days)14.2% 0.7 pts above the national average of 13.5%
Self-care disability4.2% same as the national average of 4%
Utility shut-off threat9.1% same as the national average of 8.8%
Sleeps under 7 hours42% 5.6 pts above the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost14.9% 1.9 pts above the national average of 13%
Vision disability5.5% same as the national average of 5.6%
Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,186
People employed19,528
Annual payroll$927,070,000
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Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 30.6% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 17 census tracts this ZIP code covers
Expected annual loss33.9 out of 100
Community resilience52.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather92.9Very High at its worst in this ZIP code
Ice storm83.1Relatively High at its worst in this ZIP code
Strong wind79.7Relatively High at its worst in this ZIP code
Landslide70.1Relatively Low at its worst in this ZIP code
Wildfire61.6Very Low at its worst in this ZIP code
Cold wave55.8Relatively Moderate at its worst in this ZIP code
River flooding55.7Relatively High at its worst in this ZIP code
Earthquake52.6Relatively Low at its worst in this ZIP code
Hurricane44.7Relatively Low at its worst in this ZIP code
Lightning40.7Relatively Moderate at its worst in this ZIP code
Tornado31.9Relatively Low at its worst in this ZIP code
Hail24.6Relatively Low at its worst in this ZIP code
Coastal flooding17.7Very Low at its worst in this ZIP code
Heat wave8.4Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$57,503$84,578$78,538
Income per person$33,170$49,520$43,289
Poverty rate17.7%13.7%12.4%
Median home value$170,100$403,000$303,400
Median gross rent$974$1,576$1,348
Homeownership49.6%54.3%65%
Bachelor's degree or higher24.7%39.6%35%
Unemployment rate6.7%6.2%5.2%
Works from home4.2%13.3%13.5%
Born outside the US4.3%22.6%13.9%
Median age35.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWATERTOWN, NY US3 km away
Rain in a year44 in
Snow in a year116 in

Average high and low by month

January28.9°F / 10.7°F3.58 in rain, 34 in snow
February30.9°F / 11.7°F2.88 in rain, 29.6 in snow
March39.6°F / 21.6°F2.75 in rain, 13.6 in snow
April53.5°F / 34.5°F3.53 in rain, 2.7 in snow
May66.9°F / 47.2°F3.65 in rain
June75.3°F / 56.9°F3.71 in rain
July79.8°F / 62°F3.47 in rain
August78.7°F / 60.5°F3.84 in rain
September71.8°F / 52.3°F3.85 in rain
October58.6°F / 41°F5.01 in rain, 0.5 in snow
November46.4°F / 30.5°F4.24 in rain, 9.1 in snow
December34.9°F / 19.7°F3.85 in rain, 26.9 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket20% of this ZIP code's area
Far from a supermarket20% of this ZIP code's area
No vehicle and far from a supermarket51% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 8 school districts, so the address decides which one, not the ZIP code.

General Brown Central School District25.4% of this ZIP code's land area
Watertown City School District20.2% of this ZIP code's land area
South Jefferson Central School District18.1% of this ZIP code's land area
Copenhagen Central School District15.5% of this ZIP code's land area
Sackets Harbor Central School District11.6% of this ZIP code's land area
Indian River Central School District2.4% of this ZIP code's land area
Carthage Central School District2.2% of this ZIP code's land area
Lowville Academy and Central School District1.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability46more vulnerable than 46% of US census tracts
Socioeconomic status43more vulnerable than 43% of US census tracts
Household characteristics44more vulnerable than 44% of US census tracts
Racial and ethnic minority status22more vulnerable than 22% of US census tracts
Housing type and transport61more vulnerable than 61% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

13615 Brownville, NY6.8 km away
13603 Watertown, NY7.4 km away
13616 Calcium, NY7.7 km away
13612 Black River, NY9.9 km away
13657 Limerick, NY12.1 km away
13634 Dexter, NY12.8 km away
13682 Rodman, NY12.9 km away
13637 Evans Mills, NY13.6 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Jefferson County94.2% of this ZIP code's land area
Lewis County5.8% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area140.76 sq mi
Water area2.37 sq mi
Population density266 people per sq mi
Latitude, longitude43.9743, -75.9122

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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