Postal Codes

13501 ZIP Code

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ZIP code 13501 covers Utica, New York, with a population of about 40,235 and a median household income of $49,771.

Population
40,2354,550 per square mile
Median age
33.94.8 points below the US average
Median household income
$49,77141% below the New York median
Poverty rate
29.2%16.8 points above the US average
Typical home value
$213,454up 47% in five years
Median rent
$86545% below the New York median
Degree or higher
21.9%13.1 points below the US average
Homeownership
50.2%14.8 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
654

Where 13501 is

Utica, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population40,235
Median age33.9
Family households60%
Born outside the US25.4%
Speaks a language other than English at home38.1%
White (non-Hispanic)48.9%
Black (non-Hispanic)14%
Asian (non-Hispanic)13.9%
Hispanic or Latino14.5%
Veterans4.1%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$49,771
Income per person$25,614
Poverty rate29.2%
Households on SNAP or cash assistance33.1%

Household income distribution

Under $10k7.3%
$10–15k8.2%
$15–20k6.7%
$20–25k5.4%
$25–30k5.6%
$30–35k5.6%
$35–40k3.5%
$40–45k3.8%
$45–50k4.0%
$50–60k6.7%
$60–75k11.5%
$75–100k10.5%
$100–125k8.5%
$125–150k3.8%
$150–200k5.0%
$200k or more3.8%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed15,440
Mean adjusted gross income$50,998
Returns declaring $200,000 or more2.1%
Returns, under $25k36.1%
Returns, $25k–$50k32.4%
Returns, $50k–$75k14.4%
Returns, $75k–$100k6.8%
Returns, $100k–$200k8.2%
Returns, $200k or more2.1%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$136,100
Median gross rent$865
Rent as a share of household income32.8%
Owner-occupied50.2%
Vacant homes10.8%
Median year built1938

What the homes are

Detached house41.6%
Attached house2.1%
2 to 4 units40%
5 to 19 units6.8%
20 or more units8.9%
Mobile home0.7%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$213,454as of 2026-07
Typical home value, 1 yearup 7%
Typical home value, 5 yearsup 47%
Typical home value, 10 yearsup 135.2%
Typical asking rent$1,349as of 2026-07
Typical home value since 2000
200020132026$213,454$54,042

$54,042 in 2000 to $213,454 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate7%
Bachelor's degree or higher21.9%
High school diploma or higher78.1%
Works from home8.2%
Drives to work alone69.9%
Takes public transport2.5%
Commutes 45 minutes or more7.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity39.5% 6.1 pts above the national average of 33.4%
Diagnosed diabetes14.8% 2.8 pts above the national average of 12%
Currently smokes19.4% 6.2 pts above the national average of 13.2%
High blood pressure38.7% 4.6 pts above the national average of 34.1%
Fair or poor general health27.1% 6.8 pts above the national average of 20.3%
No health insurance (18–64)11.8% 0.5 pts above the national average of 11.3%
Depression20.2% 1.7 pts below the national average of 21.9%
No leisure-time physical activity38% 12.6 pts above the national average of 25.4%
Arthritis28.5% 3.4 pts above the national average of 25.1%
Binge drinking14.4% 1.6 pts below the national average of 16%
Taking blood pressure medication76.6% 1.9 pts above the national average of 74.7%
Cancer (non-skin)7.4% same as the national average of 7.7%
Current asthma11.6% 1.2 pts above the national average of 10.4%
Coronary heart disease7.9% 1.7 pts above the national average of 6.2%
Routine check-up in past year79.3% 2.6 pts above the national average of 76.7%
Cholesterol screening84.1% 1.8 pts below the national average of 85.9%
Cognitive disability17.4% 2.6 pts above the national average of 14.8%
Colorectal screening61.6% 2.7 pts below the national average of 64.3%
COPD10% 3.4 pts above the national average of 6.6%
Visited a dentist50.2% 11.1 pts below the national average of 61.3%
Any disability35.8% 5.1 pts above the national average of 30.7%
Lacks emotional support28.3% 3.5 pts above the national average of 24.8%
Food insecurity30.3% 13.2 pts above the national average of 17.1%
Received food stamps30.8% 16.5 pts above the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol37.6% 1.4 pts above the national average of 36.2%
Housing insecurity22.1% 8.3 pts above the national average of 13.8%
Independent living disability12.3% 3.9 pts above the national average of 8.4%
Lacks transport15.3% 6.1 pts above the national average of 9.2%
Loneliness36.2% 1.8 pts above the national average of 34.4%
Mammography use75.6% same as the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability18.7% 4.7 pts above the national average of 14%
Poor physical health (14+ days)16.9% 3.4 pts above the national average of 13.5%
Self-care disability6.4% 2.4 pts above the national average of 4%
Utility shut-off threat14.6% 5.8 pts above the national average of 8.8%
Sleeps under 7 hours43.1% 6.7 pts above the national average of 36.4%
Stroke4.6% 1.2 pts above the national average of 3.4%
All natural teeth lost20.5% 7.5 pts above the national average of 13%
Vision disability8.9% 3.3 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments654
People employed12,575
Annual payroll$536,653,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 17.2% of US census tracts
FEMA ratingVery Low to Relatively Low across the 17 census tracts this ZIP code covers
Expected annual loss13.2 out of 100
Community resilience86.1 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Winter weather78.1Relatively High at its worst in this ZIP code
Strong wind62.4Relatively High at its worst in this ZIP code
Ice storm58.4Relatively Moderate at its worst in this ZIP code
Cold wave57.9Relatively High at its worst in this ZIP code
Lightning54.6Relatively High at its worst in this ZIP code
Hurricane49Relatively Low at its worst in this ZIP code
Wildfire40.6Very Low at its worst in this ZIP code
Tornado39Relatively Moderate at its worst in this ZIP code
Earthquake36.2Relatively Low at its worst in this ZIP code
Hail29.5Relatively Low at its worst in this ZIP code
Landslide28.1Relatively Low at its worst in this ZIP code
River flooding27.9Relatively Moderate at its worst in this ZIP code
Heat wave14.8Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$49,771$84,578$78,538
Income per person$25,614$49,520$43,289
Poverty rate29.2%13.7%12.4%
Median home value$136,100$403,000$303,400
Median gross rent$865$1,576$1,348
Homeownership50.2%54.3%65%
Bachelor's degree or higher21.9%39.6%35%
Unemployment rate7%6.2%5.2%
Works from home8.2%13.3%13.5%
Born outside the US25.4%22.6%13.9%
Median age33.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationUTICA ONEIDA CO AP, NY US13.9 km away
Rain in a year44 in

Average high and low by month

January29.6°F / 13.8°F2.65 in rain
February32.1°F / 15.1°F2.26 in rain
March40.5°F / 23.1°F3.02 in rain
April54.7°F / 34.5°F3.91 in rain
May67.7°F / 45.9°F3.88 in rain
June76.1°F / 54.9°F4.47 in rain
July80.5°F / 59.6°F4.18 in rain
August78.7°F / 58.1°F4.68 in rain
September71.8°F / 50.7°F3.47 in rain
October59.1°F / 40.8°F4.29 in rain
November46.4°F / 30.7°F3.63 in rain
December34.9°F / 21.4°F3.56 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket21% of this ZIP code's area
Far from a supermarket35% of this ZIP code's area
No vehicle and far from a supermarket33% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Utica City School District86.6% of this ZIP code's land area
New Hartford Central School District13.4% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability65more vulnerable than 65% of US census tracts
Socioeconomic status48more vulnerable than 48% of US census tracts
Household characteristics77more vulnerable than 77% of US census tracts
Racial and ethnic minority status40more vulnerable than 40% of US census tracts
Housing type and transport77more vulnerable than 77% of US census tracts
Walkability12.1 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

13504 Utica, NY1.5 km away
13505 Utica, NY1.5 km away
13599 Utica, NY1.5 km away
13503 Utica, NY1.6 km away
13502 Utica, NY2.2 km away
13495 Yorkville, NY4.5 km away
13479 Washington Mills, NY4.9 km away
13417 New York Mills, NY5.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Oneida County100% of this ZIP code's land area
Herkimer County0% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area8.84 sq mi
Water area0.06 sq mi
Population density4,550 people per sq mi
Latitude, longitude43.0871, -75.2315

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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