Postal Codes

13033 ZIP Code

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ZIP code 13033 covers Cato, New York, with a population of about 3,660 and a median household income of $80,234.

Population
3,66060 per square mile
Median age
38.8about the US average
Median household income
$80,2345% below the New York median
Poverty rate
10.2%2.2 points below the US average
Typical home value
$229,132up 35.8% in five years
Median rent
$95040% below the New York median
Degree or higher
18.5%16.5 points below the US average
Homeownership
85.5%20.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
59

Where 13033 is

Cato, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population3,660
Median age38.8
Family households74.8%
Born outside the US2.6%
Speaks a language other than English at home3.3%
White (non-Hispanic)93.8%
Black (non-Hispanic)0%
Asian (non-Hispanic)0.3%
Hispanic or Latino2.3%
Veterans7.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$80,234
Income per person$36,694
Poverty rate10.2%
Households on SNAP or cash assistance9.3%

Household income distribution

Under $10k2.3%
$10–15k2.0%
$15–20k1.5%
$20–25k2.7%
$25–30k2.1%
$30–35k2.4%
$35–40k3.7%
$40–45k2.1%
$45–50k3.8%
$50–60k9.2%
$60–75k12.3%
$75–100k17.4%
$100–125k12.9%
$125–150k9.6%
$150–200k8.9%
$200k or more7.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,760
Mean adjusted gross income$69,623
Returns declaring $200,000 or more3.4%
Returns, under $25k22.2%
Returns, $25k–$50k25.0%
Returns, $50k–$75k18.8%
Returns, $75k–$100k12.5%
Returns, $100k–$200k18.2%
Returns, $200k or more3.4%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$166,300
Median gross rent$950
Rent as a share of household income22%
Owner-occupied85.5%
Vacant homes10.5%
Median year built1965

What the homes are

Detached house82.2%
Attached house2.2%
2 to 4 units5.2%
5 to 19 units0.3%
20 or more units0.5%
Mobile home9.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$229,132as of 2026-07
Typical home value, 1 yearup 6.1%
Typical home value, 5 yearsup 35.8%
Typical home value, 10 yearsup 94.1%
Typical home value since 2000
200020132026$229,132$63,683

$63,683 in 2000 to $229,132 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate5%
Bachelor's degree or higher18.5%
High school diploma or higher93.5%
Works from home8%
Drives to work alone83.8%
Takes public transport0%
Commutes 45 minutes or more13.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity36.8% 3.4 pts above the national average of 33.4%
Diagnosed diabetes11.4% 0.6 pts below the national average of 12%
Currently smokes17.2% 4 pts above the national average of 13.2%
High blood pressure35.3% 1.2 pts above the national average of 34.1%
Fair or poor general health20.3% same as the national average of 20.3%
No health insurance (18–64)6.4% 4.9 pts below the national average of 11.3%
Depression22.2% same as the national average of 21.9%
No leisure-time physical activity28.4% 3 pts above the national average of 25.4%
Arthritis28.7% 3.6 pts above the national average of 25.1%
Binge drinking17.5% 1.5 pts above the national average of 16%
Taking blood pressure medication76.1% 1.4 pts above the national average of 74.7%
Cancer (non-skin)8.9% 1.2 pts above the national average of 7.7%
Current asthma11.5% 1.1 pts above the national average of 10.4%
Coronary heart disease7.2% 1 pts above the national average of 6.2%
Routine check-up in past year80.1% 3.4 pts above the national average of 76.7%
Cholesterol screening87.8% 1.9 pts above the national average of 85.9%
Cognitive disability14.7% same as the national average of 14.8%
Colorectal screening66.7% 2.4 pts above the national average of 64.3%
COPD8.6% 2 pts above the national average of 6.6%
Visited a dentist61.6% same as the national average of 61.3%
Any disability31.9% 1.2 pts above the national average of 30.7%
Lacks emotional support24.8% same as the national average of 24.8%
Food insecurity15.6% 1.5 pts below the national average of 17.1%
Received food stamps15.4% 1.1 pts above the national average of 14.3%
Hearing disability6.8% same as the national average of 6.7%
High cholesterol38.1% 1.9 pts above the national average of 36.2%
Housing insecurity13% 0.8 pts below the national average of 13.8%
Independent living disability9.2% 0.8 pts above the national average of 8.4%
Lacks transport8.5% 0.7 pts below the national average of 9.2%
Loneliness34.5% same as the national average of 34.4%
Mammography use75.8% same as the national average of 75.9%
Poor mental health (14+ days)18.1% 1.3 pts above the national average of 16.8%
Mobility disability15.1% 1.1 pts above the national average of 14%
Poor physical health (14+ days)15.4% 1.9 pts above the national average of 13.5%
Self-care disability4.3% same as the national average of 4%
Utility shut-off threat8.3% 0.5 pts below the national average of 8.8%
Sleeps under 7 hours38.5% 2.1 pts above the national average of 36.4%
Stroke3.7% same as the national average of 3.4%
All natural teeth lost17% 4 pts above the national average of 13%
Vision disability5.2% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments59
People employed339
Annual payroll$11,546,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 15.8% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss16 out of 100
Community resilience76.4 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Ice storm80.6Relatively High at its worst in this ZIP code
Landslide71.2Relatively Low at its worst in this ZIP code
Winter weather66.1Relatively High at its worst in this ZIP code
Wildfire62.8Relatively Low at its worst in this ZIP code
Hail57.5Relatively Moderate at its worst in this ZIP code
Strong wind53.3Relatively Moderate at its worst in this ZIP code
Hurricane51.6Relatively Low at its worst in this ZIP code
Lightning32.5Relatively Moderate at its worst in this ZIP code
River flooding31.5Relatively High at its worst in this ZIP code
Tornado28.4Relatively Low at its worst in this ZIP code
Earthquake23.3Very Low at its worst in this ZIP code
Cold wave22.6Relatively Low at its worst in this ZIP code
Heat wave11.1Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$80,234$84,578$78,538
Income per person$36,694$49,520$43,289
Poverty rate10.2%13.7%12.4%
Median home value$166,300$403,000$303,400
Median gross rent$950$1,576$1,348
Homeownership85.5%54.3%65%
Bachelor's degree or higher18.5%39.6%35%
Unemployment rate5%6.2%5.2%
Works from home8%13.3%13.5%
Born outside the US2.6%22.6%13.9%
Median age38.839.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationFULTON, NY US19.7 km away
Rain in a year47 in
Snow in a year159 in

Average high and low by month

January31.1°F / 14.1°F3.78 in rain, 50.2 in snow
February33°F / 16.1°F3.65 in rain, 47.7 in snow
March41.3°F / 23.5°F3.46 in rain, 17 in snow
April55.3°F / 34.8°F3.91 in rain, 2.5 in snow
May68.7°F / 46.3°F3.8 in rain, 0.2 in snow
June77.2°F / 55.3°F3.6 in rain
July81.4°F / 59.5°F3.93 in rain
August79.9°F / 59.9°F4.02 in rain
September72°F / 51.3°F3.49 in rain
October59°F / 41.3°F4.66 in rain, 0.1 in snow
November48°F / 32°F3.96 in rain, 9.8 in snow
December36.6°F / 23.5°F4.43 in rain, 31.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Cato-Meridian Central School District92.3% of this ZIP code's land area
Red Creek Central School District7.2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability34more vulnerable than 34% of US census tracts
Socioeconomic status44more vulnerable than 44% of US census tracts
Household characteristics27more vulnerable than 27% of US census tracts
Racial and ethnic minority status12more vulnerable than 12% of US census tracts
Housing type and transport39more vulnerable than 39% of US census tracts
Walkability4.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

13113 Meridian, NY2.7 km away
13137 Plainville, NY9.9 km away
13111 Martville, NY11 km away
13143 Red Creek, NY13.3 km away
13166 Weedsport, NY14.6 km away
13074 Hannibal, NY14.7 km away
13080 Jordan, NY15.3 km away
13112 Memphis, NY16.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Cayuga County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area61.21 sq mi
Water area0.43 sq mi
Population density60 people per sq mi
Latitude, longitude43.1794, -76.5648

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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