Postal Codes

12985 ZIP Code

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ZIP code 12985 covers Schuyler Falls, New York, with a population of about 775.

Population
77515 per square mile
Median age
50.812.1 points above the US average
Poverty rate
19.9%7.5 points above the US average
Typical home value
$192,488up 16.2% in five years
Degree or higher
16.5%18.5 points below the US average
Homeownership
85.3%20.3 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
15

Where 12985 is

Schuyler Falls, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population775
Median age50.8
Family households77.3%
Born outside the US0%
Speaks a language other than English at home5.3%
White (non-Hispanic)95.9%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans11.9%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$37,271
Poverty rate19.9%
Households on SNAP or cash assistance19.6%

Household income distribution

Under $10k2.8%
$10–15k8.0%
$15–20k0.0%
$20–25k20.2%
$25–30k0.0%
$30–35k0.0%
$35–40k1.2%
$40–45k0.0%
$45–50k1.2%
$50–60k4.6%
$60–75k13.5%
$75–100k6.1%
$100–125k20.2%
$125–150k10.4%
$150–200k0.0%
$200k or more11.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed490
Mean adjusted gross income$55,657
Returns declaring $200,000 or more0%
Returns, under $25k26.5%
Returns, $25k–$50k28.6%
Returns, $50k–$75k18.4%
Returns, $75k–$100k10.2%
Returns, $100k–$200k16.3%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$157,700
Owner-occupied85.3%
Vacant homes13.8%
Median year built1983

What the homes are

Detached house70.4%
2 to 4 units7.1%
5 to 19 units0.5%
Mobile home22%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$192,488as of 2026-07
Typical home value, 1 yearup 2.9%
Typical home value, 5 yearsup 16.2%
Typical home value, 10 yearsup 60.7%
Typical home value since 2000
200020132026$192,488$77,428

$77,428 in 2000 to $192,488 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate2.4%
Bachelor's degree or higher16.5%
High school diploma or higher82.9%
Works from home9.4%
Drives to work alone81.2%
Takes public transport0%
Commutes 45 minutes or more1.2%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity32.8% 0.6 pts below the national average of 33.4%
Diagnosed diabetes9.9% 2.1 pts below the national average of 12%
Currently smokes14% 0.8 pts above the national average of 13.2%
High blood pressure33.1% 1 pts below the national average of 34.1%
Fair or poor general health16.4% 3.9 pts below the national average of 20.3%
No health insurance (18–64)5.2% 6.1 pts below the national average of 11.3%
Depression22.8% 0.9 pts above the national average of 21.9%
No leisure-time physical activity24.3% 1.1 pts below the national average of 25.4%
Arthritis27.6% 2.5 pts above the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication76.7% 2 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma11.8% 1.4 pts above the national average of 10.4%
Coronary heart disease6.3% same as the national average of 6.2%
Routine check-up in past year80.2% 3.5 pts above the national average of 76.7%
Cholesterol screening89.5% 3.6 pts above the national average of 85.9%
Cognitive disability12.8% 2 pts below the national average of 14.8%
Colorectal screening70.4% 6.1 pts above the national average of 64.3%
COPD7.1% 0.5 pts above the national average of 6.6%
Visited a dentist63.4% 2.1 pts above the national average of 61.3%
Any disability26.2% 4.5 pts below the national average of 30.7%
Lacks emotional support22.3% 2.5 pts below the national average of 24.8%
Food insecurity11.5% 5.6 pts below the national average of 17.1%
Received food stamps10.4% 3.9 pts below the national average of 14.3%
Hearing disability6% 0.7 pts below the national average of 6.7%
High cholesterol36% same as the national average of 36.2%
Housing insecurity10.4% 3.4 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness32.2% 2.2 pts below the national average of 34.4%
Mammography use77.3% 1.4 pts above the national average of 75.9%
Poor mental health (14+ days)17% same as the national average of 16.8%
Mobility disability11.9% 2.1 pts below the national average of 14%
Poor physical health (14+ days)13.5% same as the national average of 13.5%
Self-care disability3.4% 0.6 pts below the national average of 4%
Utility shut-off threat6.4% 2.4 pts below the national average of 8.8%
Sleeps under 7 hours35.2% 1.2 pts below the national average of 36.4%
Stroke3.2% same as the national average of 3.4%
All natural teeth lost11.6% 1.4 pts below the national average of 13%
Vision disability4.1% 1.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments15
People employed27
Annual payroll$973,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 60.3% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 3 census tracts this ZIP code covers
Expected annual loss67.2 out of 100
Community resilience68.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide90.7Relatively Low at its worst in this ZIP code
Winter weather89.9Relatively High at its worst in this ZIP code
Ice storm88.4Relatively Moderate at its worst in this ZIP code
River flooding86.3Relatively High at its worst in this ZIP code
Lightning81.4Relatively High at its worst in this ZIP code
Strong wind70.5Relatively Moderate at its worst in this ZIP code
Earthquake69.4Relatively Low at its worst in this ZIP code
Wildfire66.6Very Low at its worst in this ZIP code
Cold wave54.5Relatively Moderate at its worst in this ZIP code
Hurricane50.6Relatively Low at its worst in this ZIP code
Tornado34.3Relatively Low at its worst in this ZIP code
Avalanche34.2Very Low at its worst in this ZIP code
Hail33.4Relatively Low at its worst in this ZIP code
Heat wave8Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$84,578$78,538
Income per person$37,271$49,520$43,289
Poverty rate19.9%13.7%12.4%
Median home value$157,700$403,000$303,400
Median gross rent$1,576$1,348
Homeownership85.3%54.3%65%
Bachelor's degree or higher16.5%39.6%35%
Unemployment rate2.4%6.2%5.2%
Works from home9.4%13.3%13.5%
Born outside the US0%22.6%13.9%
Median age50.839.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPERU 2 WSW, NY US7.1 km away

Average high and low by month

January28.1°F / 10.1°F
February31.8°F / 12.3°F
March41.3°F / 21.9°F
April55.9°F / 33.7°F
May69.4°F / 45.5°F
June77.7°F / 54.9°F
July81.8°F / 59.6°F
August80.1°F / 57.2°F
September72.7°F / 49.8°F
October59.1°F / 39.1°F
November45.8°F / 29.2°F
December34.3°F / 18.4°F
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket16% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

Peru Central School District70.1% of this ZIP code's land area
AuSable Valley Central School District29.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability19more vulnerable than 19% of US census tracts
Socioeconomic status33more vulnerable than 33% of US census tracts
Household characteristics15more vulnerable than 15% of US census tracts
Racial and ethnic minority status2more vulnerable than 2% of US census tracts
Housing type and transport30more vulnerable than 30% of US census tracts
Walkability3.9 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12972 Peru, NY5.4 km away
12962 Morrisonville, NY6.9 km away
12901 Plattsburgh, NY10.2 km away
12903 Plattsburgh, NY10.8 km away
12918 Cadyville, NY10.9 km away
12911 Keeseville, NY15.1 km away
12944 Keeseville, NY15.8 km away
12929 Dannemora, NY16.3 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Clinton County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area50.99 sq mi
Water area0.22 sq mi
Population density15 people per sq mi
Latitude, longitude44.6287, -73.5579

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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