Postal Codes

12887 ZIP Code

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ZIP code 12887 covers Whitehall, New York, with a population of about 4,629 and a median household income of $55,361.

Population
4,62952 per square mile
Median age
38.3about the US average
Median household income
$55,36135% below the New York median
Poverty rate
20.1%7.7 points above the US average
Typical home value
$177,047up 24.7% in five years
Median rent
$99137% below the New York median
Degree or higher
15.6%19.4 points below the US average
Homeownership
70.8%5.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
80

Where 12887 is

Whitehall, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population4,629
Median age38.3
Family households62.1%
Born outside the US1.9%
Speaks a language other than English at home4.7%
White (non-Hispanic)88.2%
Black (non-Hispanic)0.5%
Asian (non-Hispanic)0.1%
Hispanic or Latino2.6%
Veterans5.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$55,361
Income per person$26,541
Poverty rate20.1%
Households on SNAP or cash assistance16.1%

Household income distribution

Under $10k2.3%
$10–15k8.6%
$15–20k5.1%
$20–25k1.2%
$25–30k5.3%
$30–35k7.0%
$35–40k6.8%
$40–45k3.9%
$45–50k6.4%
$50–60k10.3%
$60–75k9.0%
$75–100k12.7%
$100–125k10.5%
$125–150k3.9%
$150–200k3.9%
$200k or more3.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed2,140
Mean adjusted gross income$57,860
Returns declaring $200,000 or more1.9%
Returns, under $25k27.6%
Returns, $25k–$50k28.5%
Returns, $50k–$75k17.8%
Returns, $75k–$100k9.8%
Returns, $100k–$200k14.5%
Returns, $200k or more1.9%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$121,600
Median gross rent$991
Rent as a share of household income33.3%
Owner-occupied70.8%
Vacant homes18.9%
Median year built1949

What the homes are

Detached house73.8%
Attached house1.9%
2 to 4 units15.3%
20 or more units0.8%
Mobile home8.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$177,047as of 2026-07
Typical home value, 1 yearup 2.8%
Typical home value, 5 yearsup 24.7%
Typical home value, 10 yearsup 60.4%
Typical home value since 2000
200020132026$177,047$44,602

$44,602 in 2000 to $177,047 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.9%
Bachelor's degree or higher15.6%
High school diploma or higher92.8%
Works from home1.1%
Drives to work alone83.8%
Takes public transport1.5%
Commutes 45 minutes or more20.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity35% 1.6 pts above the national average of 33.4%
Diagnosed diabetes13.1% 1.1 pts above the national average of 12%
Currently smokes19.4% 6.2 pts above the national average of 13.2%
High blood pressure38.6% 4.5 pts above the national average of 34.1%
Fair or poor general health23.4% 3.1 pts above the national average of 20.3%
No health insurance (18–64)7.6% 3.7 pts below the national average of 11.3%
Depression22.6% 0.7 pts above the national average of 21.9%
No leisure-time physical activity31.7% 6.3 pts above the national average of 25.4%
Arthritis32.5% 7.4 pts above the national average of 25.1%
Binge drinking15.8% same as the national average of 16%
Taking blood pressure medication78.3% 3.6 pts above the national average of 74.7%
Cancer (non-skin)9.5% 1.8 pts above the national average of 7.7%
Current asthma12% 1.6 pts above the national average of 10.4%
Coronary heart disease8.6% 2.4 pts above the national average of 6.2%
Routine check-up in past year80.9% 4.2 pts above the national average of 76.7%
Cholesterol screening86.9% 1 pts above the national average of 85.9%
Cognitive disability16.3% 1.5 pts above the national average of 14.8%
Colorectal screening63.5% 0.8 pts below the national average of 64.3%
COPD10.6% 4 pts above the national average of 6.6%
Visited a dentist57.6% 3.7 pts below the national average of 61.3%
Any disability35.3% 4.6 pts above the national average of 30.7%
Lacks emotional support24.2% 0.6 pts below the national average of 24.8%
Food insecurity18.9% 1.8 pts above the national average of 17.1%
Received food stamps20.4% 6.1 pts above the national average of 14.3%
Hearing disability7.9% 1.2 pts above the national average of 6.7%
High cholesterol41.1% 4.9 pts above the national average of 36.2%
Housing insecurity14.7% 0.9 pts above the national average of 13.8%
Independent living disability11% 2.6 pts above the national average of 8.4%
Lacks transport10.1% 0.9 pts above the national average of 9.2%
Loneliness32.4% 2 pts below the national average of 34.4%
Mammography use75.3% 0.6 pts below the national average of 75.9%
Poor mental health (14+ days)18.9% 2.1 pts above the national average of 16.8%
Mobility disability18.2% 4.2 pts above the national average of 14%
Poor physical health (14+ days)17.2% 3.7 pts above the national average of 13.5%
Self-care disability5.4% 1.4 pts above the national average of 4%
Utility shut-off threat9.9% 1.1 pts above the national average of 8.8%
Sleeps under 7 hours35.5% 0.9 pts below the national average of 36.4%
Stroke4.5% 1.1 pts above the national average of 3.4%
All natural teeth lost19% 6 pts above the national average of 13%
Vision disability6.5% 0.9 pts above the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments80
People employed661
Annual payroll$26,773,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 70.9% of US census tracts
FEMA ratingRelatively Low to Relatively Moderate across the 4 census tracts this ZIP code covers
Expected annual loss62.8 out of 100
Community resilience60.3 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide96.1Relatively Moderate at its worst in this ZIP code
Lightning91Very High at its worst in this ZIP code
River flooding87.9Relatively High at its worst in this ZIP code
Cold wave78.8Relatively High at its worst in this ZIP code
Hurricane69.9Relatively Low at its worst in this ZIP code
Wildfire65.3Very Low at its worst in this ZIP code
Ice storm62.5Relatively Low at its worst in this ZIP code
Hail60.5Relatively Low at its worst in this ZIP code
Winter weather58.5Relatively Moderate at its worst in this ZIP code
Strong wind55.3Relatively Moderate at its worst in this ZIP code
Earthquake55Relatively Low at its worst in this ZIP code
Avalanche50.1Very Low at its worst in this ZIP code
Tornado49.4Relatively Low at its worst in this ZIP code
Heat wave28.4Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$55,361$84,578$78,538
Income per person$26,541$49,520$43,289
Poverty rate20.1%13.7%12.4%
Median home value$121,600$403,000$303,400
Median gross rent$991$1,576$1,348
Homeownership70.8%54.3%65%
Bachelor's degree or higher15.6%39.6%35%
Unemployment rate6.9%6.2%5.2%
Works from home1.1%13.3%13.5%
Born outside the US1.9%22.6%13.9%
Median age38.339.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationWHITEHALL, NY US1.3 km away
Rain in a year43 in

Average high and low by month

January30.3°F / 12.1°F3 in rain
February34°F / 12.5°F2.57 in rain
March43.1°F / 22.4°F2.99 in rain
April57.9°F / 35.2°F3.3 in rain
May71°F / 47.2°F3.33 in rain
June79.1°F / 56.5°F4.37 in rain
July83.5°F / 61.3°F4.36 in rain
August81.7°F / 59.9°F4.45 in rain
September73.9°F / 51.8°F3.58 in rain
October60.7°F / 40.7°F4.05 in rain
November47.2°F / 30.7°F2.98 in rain
December35.5°F / 20.5°F3.57 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarket83% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Whitehall Central School District84.7% of this ZIP code's land area
Granville Central School District10.4% of this ZIP code's land area
Fort Ann Central School District4.9% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability74more vulnerable than 74% of US census tracts
Socioeconomic status77more vulnerable than 77% of US census tracts
Household characteristics74more vulnerable than 74% of US census tracts
Racial and ethnic minority status20more vulnerable than 20% of US census tracts
Housing type and transport73more vulnerable than 73% of US census tracts
Walkability5.3 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12821 Comstock, NY10.3 km away
12819 Clemons, NY10.7 km away
12837 Hampton, NY11.3 km away
12854 North Granville, NY11.8 km away
05750 Hydeville, VT12.1 km away
05743 Fair Haven, VT12.2 km away
05764 Poultney, VT13.2 km away
12849 Middle Granville, NY13.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Washington County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area89.7 sq mi
Water area3.4 sq mi
Population density52 people per sq mi
Latitude, longitude43.5531, -73.3864

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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