Postal Codes

12863 ZIP Code

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ZIP code 12863 covers Rock City Falls, New York, with a population of about 870.

Population
870229 per square mile
Median age
37.21.5 points below the US average
Poverty rate
5.4%7 points below the US average
Typical home value
$497,212up 31.9% in five years
Median rent
$88144% below the New York median
Degree or higher
14.2%20.8 points below the US average
Homeownership
81.2%16.2 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
4

Where 12863 is

Rock City Falls, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population870
Median age37.2
Family households63.4%
Born outside the US0%
Speaks a language other than English at home0%
White (non-Hispanic)98.5%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino1.5%
Veterans8.3%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$32,369
Poverty rate5.4%
Households on SNAP or cash assistance27.2%

Household income distribution

Under $10k2.9%
$10–15k0.0%
$15–20k11.7%
$20–25k0.0%
$25–30k0.0%
$30–35k4.9%
$35–40k16.2%
$40–45k0.0%
$45–50k0.0%
$50–60k3.9%
$60–75k4.9%
$75–100k19.1%
$100–125k2.6%
$125–150k8.4%
$150–200k21.7%
$200k or more3.9%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed390
Mean adjusted gross income$86,179
Returns declaring $200,000 or more7.7%
Returns, under $25k20.5%
Returns, $25k–$50k23.1%
Returns, $50k–$75k15.4%
Returns, $75k–$100k12.8%
Returns, $100k–$200k20.5%
Returns, $200k or more7.7%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$312,300
Median gross rent$881
Rent as a share of household income51%
Owner-occupied81.2%
Vacant homes14.9%
Median year built1985

What the homes are

Detached house71.1%
2 to 4 units12.1%
Mobile home16.8%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$497,212as of 2026-07
Typical home value, 1 yearup 6.6%
Typical home value, 5 yearsup 31.9%
Typical home value, 10 yearsup 71%
Typical home value since 2000
200020132026$497,212$148,703

$148,703 in 2000 to $497,212 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate0%
Bachelor's degree or higher14.2%
High school diploma or higher94.1%
Works from home4.2%
Drives to work alone90.2%
Takes public transport2.3%
Commutes 45 minutes or more5.4%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.8% 5.4 pts above the national average of 33.4%
Diagnosed diabetes11.4% 0.6 pts below the national average of 12%
Currently smokes18% 4.8 pts above the national average of 13.2%
High blood pressure34.1% same as the national average of 34.1%
Fair or poor general health20.2% same as the national average of 20.3%
No health insurance (18–64)7.5% 3.8 pts below the national average of 11.3%
Depression23.7% 1.8 pts above the national average of 21.9%
No leisure-time physical activity26.3% 0.9 pts above the national average of 25.4%
Arthritis28.6% 3.5 pts above the national average of 25.1%
Binge drinking17.4% 1.4 pts above the national average of 16%
Taking blood pressure medication75.7% 1 pts above the national average of 74.7%
Cancer (non-skin)8.1% same as the national average of 7.7%
Current asthma11.7% 1.3 pts above the national average of 10.4%
Coronary heart disease7% 0.8 pts above the national average of 6.2%
Routine check-up in past year77.9% 1.2 pts above the national average of 76.7%
Cholesterol screening86.6% 0.7 pts above the national average of 85.9%
Cognitive disability15.8% 1 pts above the national average of 14.8%
Colorectal screening68.7% 4.4 pts above the national average of 64.3%
COPD8.7% 2.1 pts above the national average of 6.6%
Visited a dentist59.9% 1.4 pts below the national average of 61.3%
Any disability30.2% 0.5 pts below the national average of 30.7%
Lacks emotional support24.4% same as the national average of 24.8%
Food insecurity16.9% same as the national average of 17.1%
Received food stamps16.8% 2.5 pts above the national average of 14.3%
Hearing disability6.4% same as the national average of 6.7%
High cholesterol37.8% 1.6 pts above the national average of 36.2%
Housing insecurity14.5% 0.7 pts above the national average of 13.8%
Independent living disability9.5% 1.1 pts above the national average of 8.4%
Lacks transport9.2% same as the national average of 9.2%
Loneliness34.1% same as the national average of 34.4%
Mammography use80.7% 4.8 pts above the national average of 75.9%
Poor mental health (14+ days)19.2% 2.4 pts above the national average of 16.8%
Mobility disability14.2% same as the national average of 14%
Poor physical health (14+ days)15.5% 2 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat9% same as the national average of 8.8%
Sleeps under 7 hours34.4% 2 pts below the national average of 36.4%
Stroke3.6% same as the national average of 3.4%
All natural teeth lost9.9% 3.1 pts below the national average of 13%
Vision disability5.4% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments4
People employed61
Annual payroll$3,600,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 44.4% of US census tracts
FEMA ratingRelatively Low
Expected annual loss47.7 out of 100
Community resilience89 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

River flooding75.3Relatively Moderate at its worst in this ZIP code
Landslide73.3Very Low at its worst in this ZIP code
Lightning70.2Relatively Moderate at its worst in this ZIP code
Ice storm68.6Relatively Low at its worst in this ZIP code
Wildfire68.1Very Low at its worst in this ZIP code
Hurricane63.2Relatively Low at its worst in this ZIP code
Strong wind61.3Relatively Moderate at its worst in this ZIP code
Tornado54.5Relatively Moderate at its worst in this ZIP code
Hail52.7Relatively Low at its worst in this ZIP code
Cold wave42.2Relatively Low at its worst in this ZIP code
Winter weather39.4Relatively Low at its worst in this ZIP code
Earthquake37.9Very Low at its worst in this ZIP code
Heat wave26.9Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$84,578$78,538
Income per person$32,369$49,520$43,289
Poverty rate5.4%13.7%12.4%
Median home value$312,300$403,000$303,400
Median gross rent$881$1,576$1,348
Homeownership81.2%54.3%65%
Bachelor's degree or higher14.2%39.6%35%
Unemployment rate0%6.2%5.2%
Works from home4.2%13.3%13.5%
Born outside the US0%22.6%13.9%
Median age37.239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationSARATOGA SPRINGS 4 SW, NY US8.6 km away
Rain in a year46 in
Snow in a year64 in

Average high and low by month

January32°F / 14.3°F3.41 in rain, 16.5 in snow
February35.4°F / 16°F2.65 in rain, 15.7 in snow
March45.3°F / 24.8°F3.42 in rain, 11.4 in snow
April60.3°F / 35.9°F3.78 in rain, 1.8 in snow
May72.5°F / 47°F3.86 in rain
June79.9°F / 56.2°F4.8 in rain
July83.8°F / 60.9°F4.98 in rain
August82.1°F / 59.4°F4.11 in rain
September74.9°F / 51.8°F3.82 in rain
October62.1°F / 40.5°F4.14 in rain, 0.1 in snow
November48.7°F / 30.8°F3.49 in rain, 2.9 in snow
December37°F / 21.6°F3.92 in rain, 15.1 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarket100% of this ZIP code's area
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Ballston Spa Central School District99.8% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability39more vulnerable than 39% of US census tracts
Socioeconomic status39more vulnerable than 39% of US census tracts
Household characteristics36more vulnerable than 36% of US census tracts
Racial and ethnic minority status8more vulnerable than 8% of US census tracts
Housing type and transport59more vulnerable than 59% of US census tracts
Walkability5 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12850 Middle Grove, NY8.5 km away
12020 Ballston Spa, NY9 km away
12074 Galway, NY10 km away
12833 Greenfield Center, NY10.6 km away
12859 Porter Corners, NY12.2 km away
12866 Saratoga Springs, NY14.7 km away
12027 Burnt Hills, NY15 km away
12019 Ballston Lake, NY17.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Saratoga County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area3.8 sq mi
Population density229 people per sq mi
Latitude, longitude43.0662, -73.9215

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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