Postal Codes

12603 ZIP Code

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ZIP code 12603 covers Poughkeepsie, New York, with a population of about 41,513 and a median household income of $104,185.

Population
41,5131,302 per square mile
Median age
43.44.7 points above the US average
Median household income
$104,1851.2× the New York median
Poverty rate
8%4.4 points below the US average
Typical home value
$452,471up 34.1% in five years
Median rent
$1,626about the New York median
Degree or higher
46.9%11.9 points above the US average
Homeownership
71.8%6.8 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
950

Where 12603 is

Poughkeepsie, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population41,513
Median age43.4
Family households63.8%
Born outside the US15.1%
Speaks a language other than English at home19.1%
White (non-Hispanic)64.8%
Black (non-Hispanic)11.2%
Asian (non-Hispanic)5.8%
Hispanic or Latino13.2%
Veterans5.2%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$104,185
Income per person$52,821
Poverty rate8%
Households on SNAP or cash assistance9.5%

Household income distribution

Under $10k4.0%
$10–15k2.7%
$15–20k1.8%
$20–25k1.4%
$25–30k2.4%
$30–35k0.8%
$35–40k2.7%
$40–45k4.7%
$45–50k2.3%
$50–60k6.4%
$60–75k6.1%
$75–100k13.5%
$100–125k12.2%
$125–150k10.4%
$150–200k11.8%
$200k or more17.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed22,430
Mean adjusted gross income$92,395
Returns declaring $200,000 or more8.6%
Returns, under $25k21.8%
Returns, $25k–$50k18.5%
Returns, $50k–$75k15.4%
Returns, $75k–$100k11.9%
Returns, $100k–$200k23.8%
Returns, $200k or more8.6%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$342,000
Median gross rent$1,626
Rent as a share of household income29%
Owner-occupied71.8%
Vacant homes2.9%
Median year built1966

What the homes are

Detached house66.5%
Attached house4.1%
2 to 4 units15.9%
5 to 19 units8.5%
20 or more units3.6%
Mobile home1.3%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$452,471as of 2026-07
Typical home value, 1 yearup 4.8%
Typical home value, 5 yearsup 34.1%
Typical home value, 10 yearsup 106.9%
Typical asking rent$2,331as of 2026-07
Typical asking rent, 1 yearup 7.1%
Typical home value since 2000
200020132026$452,471$167,401

$167,401 in 2000 to $452,471 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.3%
Bachelor's degree or higher46.9%
High school diploma or higher94.4%
Works from home14.1%
Drives to work alone70.4%
Takes public transport2.5%
Commutes 45 minutes or more22.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.8% 5.6 pts below the national average of 33.4%
Diagnosed diabetes9.8% 2.2 pts below the national average of 12%
Currently smokes10.3% 2.9 pts below the national average of 13.2%
High blood pressure33.3% 0.8 pts below the national average of 34.1%
Fair or poor general health14.3% 6 pts below the national average of 20.3%
No health insurance (18–64)5.9% 5.4 pts below the national average of 11.3%
Depression18.5% 3.4 pts below the national average of 21.9%
No leisure-time physical activity20.7% 4.7 pts below the national average of 25.4%
Arthritis25.9% 0.8 pts above the national average of 25.1%
Binge drinking14.9% 1.1 pts below the national average of 16%
Taking blood pressure medication78.2% 3.5 pts above the national average of 74.7%
Cancer (non-skin)9% 1.3 pts above the national average of 7.7%
Current asthma10.4% same as the national average of 10.4%
Coronary heart disease5.8% same as the national average of 6.2%
Routine check-up in past year80.7% 4 pts above the national average of 76.7%
Cholesterol screening90.7% 4.8 pts above the national average of 85.9%
Cognitive disability11% 3.8 pts below the national average of 14.8%
Colorectal screening72.7% 8.4 pts above the national average of 64.3%
COPD5.5% 1.1 pts below the national average of 6.6%
Visited a dentist68% 6.7 pts above the national average of 61.3%
Any disability24.5% 6.2 pts below the national average of 30.7%
Lacks emotional support23.2% 1.6 pts below the national average of 24.8%
Food insecurity11.7% 5.4 pts below the national average of 17.1%
Received food stamps9.8% 4.5 pts below the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol36.2% same as the national average of 36.2%
Housing insecurity11% 2.8 pts below the national average of 13.8%
Independent living disability6.6% 1.8 pts below the national average of 8.4%
Lacks transport6.7% 2.5 pts below the national average of 9.2%
Loneliness32.1% 2.3 pts below the national average of 34.4%
Mammography use80.8% 4.9 pts above the national average of 75.9%
Poor mental health (14+ days)14.3% 2.5 pts below the national average of 16.8%
Mobility disability11.4% 2.6 pts below the national average of 14%
Poor physical health (14+ days)11.6% 1.9 pts below the national average of 13.5%
Self-care disability3.2% 0.8 pts below the national average of 4%
Utility shut-off threat6.5% 2.3 pts below the national average of 8.8%
Sleeps under 7 hours35.7% 0.7 pts below the national average of 36.4%
Stroke3.1% same as the national average of 3.4%
All natural teeth lost10.5% 2.5 pts below the national average of 13%
Vision disability4.1% 1.5 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments950
People employed8,898
Annual payroll$435,889,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 32.3% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 18 census tracts this ZIP code covers
Expected annual loss42 out of 100
Community resilience66 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane78.2Relatively Moderate at its worst in this ZIP code
Landslide77.5Relatively Low at its worst in this ZIP code
Strong wind65.1Relatively Moderate at its worst in this ZIP code
Lightning58Relatively Moderate at its worst in this ZIP code
River flooding56Relatively High at its worst in this ZIP code
Wildfire51.8Relatively Low at its worst in this ZIP code
Earthquake50.4Relatively Low at its worst in this ZIP code
Winter weather48.3Relatively Moderate at its worst in this ZIP code
Hail45.9Relatively Low at its worst in this ZIP code
Cold wave42.1Relatively Moderate at its worst in this ZIP code
Ice storm40.8Relatively Low at its worst in this ZIP code
Drought35.2Very Low at its worst in this ZIP code
Tornado35.2Relatively Low at its worst in this ZIP code
Heat wave27.9Relatively Low at its worst in this ZIP code
Coastal flooding1.3Relatively Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$104,185$84,578$78,538
Income per person$52,821$49,520$43,289
Poverty rate8%13.7%12.4%
Median home value$342,000$403,000$303,400
Median gross rent$1,626$1,576$1,348
Homeownership71.8%54.3%65%
Bachelor's degree or higher46.9%39.6%35%
Unemployment rate3.3%6.2%5.2%
Works from home14.1%13.3%13.5%
Born outside the US15.1%22.6%13.9%
Median age43.439.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationPOUGHKEEPSIE, NY US6.3 km away
Rain in a year47 in

Average high and low by month

January35°F / 18.7°F3.48 in rain
February38.5°F / 20.1°F2.81 in rain
March46.8°F / 27.3°F3.54 in rain
April60°F / 38°F3.89 in rain
May70.6°F / 48.8°F3.5 in rain
June78.1°F / 58°F4.57 in rain
July83.1°F / 63.1°F4.5 in rain
August81.5°F / 61.9°F4.31 in rain
September73.7°F / 54.2°F4.64 in rain
October61.8°F / 42.4°F4.64 in rain
November51°F / 33.3°F3.46 in rain
December40.1°F / 25.1°F3.84 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket66% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Arlington Central School District68.2% of this ZIP code's land area
Wappingers Central School District12% of this ZIP code's land area
Spackenkill Union Free School District7.8% of this ZIP code's land area
Hyde Park Central School District6.7% of this ZIP code's land area
Poughkeepsie City School District5.3% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability30more vulnerable than 30% of US census tracts
Socioeconomic status21more vulnerable than 21% of US census tracts
Household characteristics38more vulnerable than 38% of US census tracts
Racial and ethnic minority status43more vulnerable than 43% of US census tracts
Housing type and transport49more vulnerable than 49% of US census tracts
Walkability6.5 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12601 Poughkeepsie, NY4.4 km away
12569 Pleasant Valley, NY7.4 km away
12510 Billings, NY8.5 km away
12540 Lagrangeville, NY10.3 km away
12547 Milton, NY10.4 km away
12590 Wappingers Falls, NY10.9 km away
12528 Highland, NY11.2 km away
12538 Hyde Park, NY11.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Dutchess County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area31.87 sq mi
Water area0.25 sq mi
Population density1,302 people per sq mi
Latitude, longitude41.6907, -73.8621

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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