Postal Codes

12194 ZIP Code

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ZIP code 12194 covers West Fulton, New York, with a population of about 213.

Population
21313 per square mile
Median age
38.5about the US average
Poverty rate
10.8%1.6 points below the US average
Typical home value
$238,624up 34.5% in five years
Degree or higher
21.4%13.6 points below the US average
Homeownership
88.6%23.6 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
3

Where 12194 is

West Fulton, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population213
Median age38.5
Family households91.4%
Born outside the US3.8%
Speaks a language other than English at home0%
White (non-Hispanic)100%
Black (non-Hispanic)0%
Asian (non-Hispanic)0%
Hispanic or Latino0%
Veterans2.6%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Income per person$26,607
Poverty rate10.8%
Households on SNAP or cash assistance2.9%

Household income distribution

Under $10k0.0%
$10–15k0.0%
$15–20k14.3%
$20–25k0.0%
$25–30k0.0%
$30–35k0.0%
$35–40k2.9%
$40–45k18.6%
$45–50k0.0%
$50–60k5.7%
$60–75k4.3%
$75–100k40.0%
$100–125k4.3%
$125–150k1.4%
$150–200k8.6%
$200k or more0.0%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed100
Mean adjusted gross income$78,010
Returns declaring $200,000 or more0%
Returns, under $25k50.0%
Returns, $25k–$50k0.0%
Returns, $50k–$75k30.0%
Returns, $75k–$100k0.0%
Returns, $100k–$200k20.0%
Returns, $200k or more0.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$232,000
Owner-occupied88.6%
Vacant homes53%
Median year built1978

What the homes are

Detached house83.9%
Mobile home16.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$238,624as of 2026-07
Typical home value, 1 yearup 7.1%
Typical home value, 5 yearsup 34.5%
Typical home value, 10 yearsup 106.3%
Typical home value since 2000
200120132026$238,624$71,529

$71,529 in 2001 to $238,624 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1.4%
Bachelor's degree or higher21.4%
High school diploma or higher90%
Works from home4.2%
Drives to work alone63.9%
Takes public transport0%
Commutes 45 minutes or more34.8%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity33.9% 0.5 pts above the national average of 33.4%
Diagnosed diabetes12% same as the national average of 12%
Currently smokes14.8% 1.6 pts above the national average of 13.2%
High blood pressure39.3% 5.2 pts above the national average of 34.1%
Fair or poor general health17.5% 2.8 pts below the national average of 20.3%
No health insurance (18–64)5.6% 5.7 pts below the national average of 11.3%
Depression19.3% 2.6 pts below the national average of 21.9%
No leisure-time physical activity24.8% 0.6 pts below the national average of 25.4%
Arthritis30.8% 5.7 pts above the national average of 25.1%
Binge drinking16.6% 0.6 pts above the national average of 16%
Taking blood pressure medication79.6% 4.9 pts above the national average of 74.7%
Cancer (non-skin)11.1% 3.4 pts above the national average of 7.7%
Current asthma10.9% 0.5 pts above the national average of 10.4%
Coronary heart disease7.9% 1.7 pts above the national average of 6.2%
Routine check-up in past year82.5% 5.8 pts above the national average of 76.7%
Cholesterol screening91.5% 5.6 pts above the national average of 85.9%
Cognitive disability11.6% 3.2 pts below the national average of 14.8%
Colorectal screening66.8% 2.5 pts above the national average of 64.3%
COPD8.2% 1.6 pts above the national average of 6.6%
Visited a dentist62.3% 1 pts above the national average of 61.3%
Any disability27.5% 3.2 pts below the national average of 30.7%
Lacks emotional support22.3% 2.5 pts below the national average of 24.8%
Food insecurity11.6% 5.5 pts below the national average of 17.1%
Received food stamps10.6% 3.7 pts below the national average of 14.3%
Hearing disability7.2% 0.5 pts above the national average of 6.7%
High cholesterol41.5% 5.3 pts above the national average of 36.2%
Housing insecurity10% 3.8 pts below the national average of 13.8%
Independent living disability7.5% 0.9 pts below the national average of 8.4%
Lacks transport6.4% 2.8 pts below the national average of 9.2%
Loneliness29.6% 4.8 pts below the national average of 34.4%
Mammography use79.5% 3.6 pts above the national average of 75.9%
Poor mental health (14+ days)15% 1.8 pts below the national average of 16.8%
Mobility disability14.2% same as the national average of 14%
Poor physical health (14+ days)14.3% 0.8 pts above the national average of 13.5%
Self-care disability3.8% same as the national average of 4%
Utility shut-off threat6.3% 2.5 pts below the national average of 8.8%
Sleeps under 7 hours38.2% 1.8 pts above the national average of 36.4%
Stroke3.8% same as the national average of 3.4%
All natural teeth lost14.8% 1.8 pts above the national average of 13%
Vision disability4.4% 1.2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments3
People employed3
Annual payroll$87,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 68% of US census tracts
FEMA ratingRelatively Moderate
Expected annual loss62.1 out of 100
Community resilience66 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide95.4Relatively Low at its worst in this ZIP code
River flooding92Relatively High at its worst in this ZIP code
Winter weather73.9Relatively Moderate at its worst in this ZIP code
Hurricane66.4Relatively Low at its worst in this ZIP code
Hail65Relatively Low at its worst in this ZIP code
Wildfire60.8Very Low at its worst in this ZIP code
Ice storm52.6Relatively Low at its worst in this ZIP code
Tornado52.1Relatively Low at its worst in this ZIP code
Lightning50.1Relatively Moderate at its worst in this ZIP code
Strong wind47.9Relatively Low at its worst in this ZIP code
Cold wave45.5Relatively Low at its worst in this ZIP code
Avalanche42.1Very Low at its worst in this ZIP code
Earthquake30.1Very Low at its worst in this ZIP code
Heat wave4.6Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$84,578$78,538
Income per person$26,607$49,520$43,289
Poverty rate10.8%13.7%12.4%
Median home value$232,000$403,000$303,400
Median gross rent$1,576$1,348
Homeownership88.6%54.3%65%
Bachelor's degree or higher21.4%39.6%35%
Unemployment rate1.4%6.2%5.2%
Works from home4.2%13.3%13.5%
Born outside the US3.8%22.6%13.9%
Median age38.539.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationLANSING MANOR, NY US11.3 km away
Rain in a year45 in

Average high and low by month

January33°F / 10.7°F2.79 in rain
February35.2°F / 12.3°F2.37 in rain
March42.9°F / 19.8°F3.28 in rain
April56°F / 30.7°F3.79 in rain
May68.3°F / 42.1°F3.64 in rain
June76.6°F / 51°F4.69 in rain
July81.3°F / 55.8°F4.8 in rain
August79.7°F / 54.5°F4.35 in rain
September73°F / 47.4°F4.07 in rain
October60.7°F / 36.2°F4.46 in rain
November49.1°F / 27.2°F3.14 in rain
December38.5°F / 18.5°F3.37 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarketNone of this ZIP code
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Middleburgh Central School District100% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability42more vulnerable than 42% of US census tracts
Socioeconomic status51more vulnerable than 51% of US census tracts
Household characteristics60more vulnerable than 60% of US census tracts
Racial and ethnic minority status10more vulnerable than 10% of US census tracts
Housing type and transport33more vulnerable than 33% of US census tracts
Walkability3.6 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12071 Fultonham, NY5.1 km away
12175 Summit, NY6.9 km away
12131 North Blenheim, NY7.3 km away
12122 Middleburgh, NY11.1 km away
12187 Warnerville, NY12.7 km away
12093 Jefferson, NY13.4 km away
12149 Richmondville, NY13.5 km away
12043 Cobleskill, NY15 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Schoharie County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area16.47 sq mi
Population density13 people per sq mi
Latitude, longitude42.5506, -74.4631

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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