12040 ZIP Code
English Español
ZIP code 12040 covers Cherry Plain, New York, with a median household income of $55,682.
- Median household income
- $55,68234% below the New York median
- Time zone
- Eastern UTC-05:00observes daylight saving time
Where 12040 is
Cherry Plain, New York — the point the Postal Service gives for this ZIP code. A ZIP code is a set of delivery routes rather than an area, so this marks its centre, not its boundary.
Income and poverty
American Community Survey 2019–2023 five-year estimates
| Median household income | $55,682 |
|---|
Housing
American Community Survey 2019–2023 five-year estimates
| Median year built | 1983 |
|---|
Natural hazard risk
FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.
| Overall risk | Higher than 27.1% of US census tracts |
|---|---|
| FEMA rating | Relatively Low |
| Expected annual loss | 33.4 out of 100 |
| Community resilience | 80.2 out of 100 |
By hazard
Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.
| Landslide | 92.6Relatively Low at its worst in this ZIP code |
|---|---|
| Hail | 73.8Relatively Moderate at its worst in this ZIP code |
| Hurricane | 64.1Relatively Low at its worst in this ZIP code |
| River flooding | 59.7Relatively Moderate at its worst in this ZIP code |
| Wildfire | 46.8Very Low at its worst in this ZIP code |
| Tornado | 46.4Relatively Low at its worst in this ZIP code |
| Strong wind | 45.5Relatively Low at its worst in this ZIP code |
| Ice storm | 43.6Relatively Low at its worst in this ZIP code |
| Winter weather | 39.6Relatively Low at its worst in this ZIP code |
| Lightning | 36.9Relatively Low at its worst in this ZIP code |
| Cold wave | 29Relatively Low at its worst in this ZIP code |
| Avalanche | 26.6Very Low at its worst in this ZIP code |
| Earthquake | 23.8Very Low at its worst in this ZIP code |
| Heat wave | 3.1Very Low at its worst in this ZIP code |
Compared with New York and the United States
State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates
| This ZIP | New York | United States | |
|---|---|---|---|
| Median household income | $55,682 | $84,578 | $78,538 |
| Income per person | — | $49,520 | $43,289 |
| Poverty rate | — | 13.7% | 12.4% |
| Median home value | — | $403,000 | $303,400 |
| Median gross rent | — | $1,576 | $1,348 |
| Homeownership | — | 54.3% | 65% |
| Bachelor's degree or higher | — | 39.6% | 35% |
| Unemployment rate | — | 6.2% | 5.2% |
| Works from home | — | 13.3% | 13.5% |
| Born outside the US | — | 22.6% | 13.9% |
| Median age | — | 39.6 | 38.7 |
Climate
NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.
| Weather station | GRAFTON, NY US17.1 km away |
|---|---|
| Rain in a year | 47 in |
Average high and low by month
| January | 30.1°F / 14.2°F2.96 in rain |
|---|---|
| February | 32.4°F / 15.6°F2.62 in rain |
| March | 40.8°F / 23.1°F3.69 in rain |
| April | 54.8°F / 35.2°F4.42 in rain |
| May | 66.7°F / 45.8°F4.39 in rain |
| June | 73.9°F / 54.2°F4.48 in rain |
| July | 77.8°F / 59.1°F4.29 in rain |
| August | 76.6°F / 58.3°F3.99 in rain |
| September | 68.9°F / 50.8°F4.24 in rain |
| October | 57.5°F / 40.6°F4.71 in rain |
| November | 45.2°F / 30.2°F3.51 in rain |
| December | 34.1°F / 20.8°F3.84 in rain |
Access to food
USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.
| Low income and far from a supermarket | 100% of this ZIP code's area |
|---|---|
| Far from a supermarket | None of this ZIP code |
| No vehicle and far from a supermarket | None of this ZIP code |
School districts
NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.
| Berlin Central School District | 100% of this ZIP code's land area |
|---|
Community and walkability
CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.
| Overall social vulnerability | 31more vulnerable than 31% of US census tracts |
|---|---|
| Socioeconomic status | 23more vulnerable than 23% of US census tracts |
| Household characteristics | 52more vulnerable than 52% of US census tracts |
| Racial and ethnic minority status | 6more vulnerable than 6% of US census tracts |
| Housing type and transport | 51more vulnerable than 51% of US census tracts |
| Walkability | 5 out of 20Least walkable |
Nearby ZIP codes
The closest ZIP codes by centre point, which is not the same as sharing a border.
| 12022 Berlin, NY | 5 km away |
|---|---|
| 12169 Stephentown, NY | 7.7 km away |
| 12153 Sand Lake, NY | 10.5 km away |
| 12168 Stephentown, NY | 10.9 km away |
| 12138 Petersburg, NY | 11.7 km away |
| 12018 Averill Park, NY | 14.7 km away |
| 12082 Grafton, NY | 15.3 km away |
| 01267 Williamstown, MA | 15.4 km away |
Location, counties and time zone
County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.
| Rensselaer County | 100% of this ZIP code's land area |
|---|---|
| Time zone | Eastern (UTC-05:00 standard) |
| Daylight saving time | Observed |
| Land area | 0.06 sq mi |
| Latitude, longitude | 42.6467, -73.3716 |
Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.