Postal Codes

12010 ZIP Code

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ZIP code 12010 covers Amsterdam, New York, with a population of about 27,339 and a median household income of $60,013.

Population
27,339213 per square mile
Median age
423.3 points above the US average
Median household income
$60,01329% below the New York median
Poverty rate
16.3%3.9 points above the US average
Typical home value
$249,461up 32.3% in five years
Median rent
$95240% below the New York median
Degree or higher
22.9%12.1 points below the US average
Homeownership
63.8%1.2 points below the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
706

Where 12010 is

Amsterdam, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population27,339
Median age42
Family households59%
Born outside the US4.6%
Speaks a language other than English at home14.4%
White (non-Hispanic)68.3%
Black (non-Hispanic)4%
Asian (non-Hispanic)1.5%
Hispanic or Latino23%
Veterans7.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$60,013
Income per person$33,121
Poverty rate16.3%
Households on SNAP or cash assistance18.8%

Household income distribution

Under $10k6.6%
$10–15k5.0%
$15–20k3.8%
$20–25k5.4%
$25–30k3.9%
$30–35k3.1%
$35–40k5.5%
$40–45k4.3%
$45–50k5.0%
$50–60k7.4%
$60–75k8.9%
$75–100k12.7%
$100–125k10.1%
$125–150k5.4%
$150–200k7.3%
$200k or more5.6%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed13,600
Mean adjusted gross income$63,759
Returns declaring $200,000 or more2.8%
Returns, under $25k29.7%
Returns, $25k–$50k28.3%
Returns, $50k–$75k16.6%
Returns, $75k–$100k9.9%
Returns, $100k–$200k12.6%
Returns, $200k or more2.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$161,500
Median gross rent$952
Rent as a share of household income30.6%
Owner-occupied63.8%
Vacant homes16.1%
Median year built1946

What the homes are

Detached house51.3%
Attached house1.7%
2 to 4 units37.4%
5 to 19 units3.2%
20 or more units3.8%
Mobile home2.6%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$249,461as of 2026-07
Typical home value, 1 yearup 3.4%
Typical home value, 5 yearsup 32.3%
Typical home value, 10 yearsup 100.4%
Typical asking rent$1,194as of 2026-07
Typical home value since 2000
200020132026$249,461$75,958

$75,958 in 2000 to $249,461 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher22.9%
High school diploma or higher88.9%
Works from home9.8%
Drives to work alone73.6%
Takes public transport0.2%
Commutes 45 minutes or more14.9%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity38.7% 5.3 pts above the national average of 33.4%
Diagnosed diabetes12% same as the national average of 12%
Currently smokes14.6% 1.4 pts above the national average of 13.2%
High blood pressure35.8% 1.7 pts above the national average of 34.1%
Fair or poor general health20.8% 0.5 pts above the national average of 20.3%
No health insurance (18–64)9.6% 1.7 pts below the national average of 11.3%
Depression20.8% 1.1 pts below the national average of 21.9%
No leisure-time physical activity28.5% 3.1 pts above the national average of 25.4%
Arthritis29.5% 4.4 pts above the national average of 25.1%
Binge drinking16.4% same as the national average of 16%
Taking blood pressure medication79.1% 4.4 pts above the national average of 74.7%
Cancer (non-skin)9.3% 1.6 pts above the national average of 7.7%
Current asthma11.1% 0.7 pts above the national average of 10.4%
Coronary heart disease7.4% 1.2 pts above the national average of 6.2%
Routine check-up in past year79.9% 3.2 pts above the national average of 76.7%
Cholesterol screening88.4% 2.5 pts above the national average of 85.9%
Cognitive disability14.1% 0.7 pts below the national average of 14.8%
Colorectal screening68.8% 4.5 pts above the national average of 64.3%
COPD8% 1.4 pts above the national average of 6.6%
Visited a dentist59.6% 1.7 pts below the national average of 61.3%
Any disability30.4% same as the national average of 30.7%
Lacks emotional support24.5% same as the national average of 24.8%
Food insecurity18.6% 1.5 pts above the national average of 17.1%
Received food stamps16.6% 2.3 pts above the national average of 14.3%
Hearing disability7.1% same as the national average of 6.7%
High cholesterol37.2% 1 pts above the national average of 36.2%
Housing insecurity15.1% 1.3 pts above the national average of 13.8%
Independent living disability9.1% 0.7 pts above the national average of 8.4%
Lacks transport9.4% same as the national average of 9.2%
Loneliness33.4% 1 pts below the national average of 34.4%
Mammography use78.4% 2.5 pts above the national average of 75.9%
Poor mental health (14+ days)16.6% same as the national average of 16.8%
Mobility disability15.2% 1.2 pts above the national average of 14%
Poor physical health (14+ days)15.1% 1.6 pts above the national average of 13.5%
Self-care disability4.5% 0.5 pts above the national average of 4%
Utility shut-off threat9.1% same as the national average of 8.8%
Sleeps under 7 hours41.6% 5.2 pts above the national average of 36.4%
Stroke3.9% 0.5 pts above the national average of 3.4%
All natural teeth lost15.9% 2.9 pts above the national average of 13%
Vision disability6% same as the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments706
People employed12,549
Annual payroll$636,554,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 43.7% of US census tracts
FEMA ratingVery Low to Relatively Moderate across the 17 census tracts this ZIP code covers
Expected annual loss44.9 out of 100
Community resilience64.7 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Landslide81.8Relatively Moderate at its worst in this ZIP code
Winter weather68.6Relatively High at its worst in this ZIP code
Ice storm67.3Relatively Moderate at its worst in this ZIP code
River flooding67.3Relatively High at its worst in this ZIP code
Wildfire66.7Relatively Low at its worst in this ZIP code
Hurricane65.1Relatively Low at its worst in this ZIP code
Lightning62.6Relatively High at its worst in this ZIP code
Hail62.1Relatively Moderate at its worst in this ZIP code
Strong wind61.8Relatively Moderate at its worst in this ZIP code
Cold wave59.5Relatively Moderate at its worst in this ZIP code
Tornado50.5Relatively Moderate at its worst in this ZIP code
Earthquake42.7Relatively Low at its worst in this ZIP code
Heat wave18.5Relatively Low at its worst in this ZIP code
Avalanche17.7Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$60,013$84,578$78,538
Income per person$33,121$49,520$43,289
Poverty rate16.3%13.7%12.4%
Median home value$161,500$403,000$303,400
Median gross rent$952$1,576$1,348
Homeownership63.8%54.3%65%
Bachelor's degree or higher22.9%39.6%35%
Unemployment rate6.1%6.2%5.2%
Works from home9.8%13.3%13.5%
Born outside the US4.6%22.6%13.9%
Median age4239.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDELANSON 2NE, NY US19.1 km away
Rain in a year43 in

Average high and low by month

January31.1°F / 12.2°F2.62 in rain
February33.8°F / 12.9°F2.35 in rain
March42°F / 20.4°F3.26 in rain
April56.8°F / 33.2°F3.44 in rain
May69.9°F / 44.1°F3.52 in rain
June76.9°F / 53.5°F4.96 in rain
July81.5°F / 58.6°F4.48 in rain
August79.7°F / 55.7°F4.14 in rain
September73.7°F / 48.5°F3.58 in rain
October58.7°F / 37.7°F4.46 in rain
November47.8°F / 28.1°F2.77 in rain
December35.9°F / 19°F3.04 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket18% of this ZIP code's area
No vehicle and far from a supermarket7% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 5 school districts, so the address decides which one, not the ZIP code.

Amsterdam City School District53% of this ZIP code's land area
Broadalbin-Perth Central School District17.6% of this ZIP code's land area
Fonda-Fultonville Central School District13.3% of this ZIP code's land area
Galway Central School District12.3% of this ZIP code's land area
Scotia-Glenville Central School District3.1% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability26more vulnerable than 26% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics34more vulnerable than 34% of US census tracts
Racial and ethnic minority status16more vulnerable than 16% of US census tracts
Housing type and transport36more vulnerable than 36% of US census tracts
Walkability4.4 out of 20Least walkable
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

12086 Hagaman, NY4.3 km away
12070 Fort Johnson, NY6.5 km away
12069 Fort Hunter, NY7.9 km away
12177 Tribes Hill, NY8.1 km away
12016 Auriesville, NY10.5 km away
12137 Pattersonville, NY11.2 km away
12150 Rotterdam Junction, NY13.6 km away
12072 Fultonville, NY14.5 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Montgomery County63.7% of this ZIP code's land area
Fulton County18.6% of this ZIP code's land area
Saratoga County11.7% of this ZIP code's land area
Schenectady County6% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area128.31 sq mi
Water area2.91 sq mi
Population density213 people per sq mi
Latitude, longitude42.9387, -74.1882

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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