Postal Codes

11935 ZIP Code

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ZIP code 11935 covers Cutchogue, New York, with a population of about 2,946 and a median household income of $138,024.

Population
2,946285 per square mile
Median age
57.618.9 points above the US average
Median household income
$138,0241.6× the New York median
Poverty rate
5.3%7.1 points below the US average
Typical home value
$1,254,063up 29.5% in five years
Median rent
$2,1761.4× the New York median
Degree or higher
55.4%20.4 points above the US average
Homeownership
88.7%23.7 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
153

Where 11935 is

Cutchogue, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population2,946
Median age57.6
Family households73.8%
Born outside the US9.2%
Speaks a language other than English at home12.6%
White (non-Hispanic)92.4%
Black (non-Hispanic)0.1%
Asian (non-Hispanic)0.5%
Hispanic or Latino5.7%
Veterans13.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$138,024
Income per person$82,565
Poverty rate5.3%
Households on SNAP or cash assistance6.4%

Household income distribution

Under $10k8.3%
$10–15k0.0%
$15–20k0.9%
$20–25k3.3%
$25–30k3.8%
$30–35k0.0%
$35–40k1.5%
$40–45k0.8%
$45–50k0.0%
$50–60k2.6%
$60–75k3.6%
$75–100k10.5%
$100–125k10.8%
$125–150k9.5%
$150–200k14.6%
$200k or more29.7%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed1,970
Mean adjusted gross income$186,237
Returns declaring $200,000 or more20.3%
Returns, under $25k20.8%
Returns, $25k–$50k14.7%
Returns, $50k–$75k11.2%
Returns, $75k–$100k10.2%
Returns, $100k–$200k22.8%
Returns, $200k or more20.3%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$885,900
Median gross rent$2,176
Owner-occupied88.7%
Vacant homes40.6%
Median year built1970

What the homes are

Detached house96.3%
Attached house1.2%
2 to 4 units2.5%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,254,063as of 2026-07
Typical home value, 1 yearup 3.4%
Typical home value, 5 yearsup 29.5%
Typical home value, 10 yearsup 94.6%
Typical home value since 2000
200020132026$1,254,063$252,851

$252,851 in 2000 to $1,254,063 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate1%
Bachelor's degree or higher55.4%
High school diploma or higher97%
Works from home23.7%
Drives to work alone64.4%
Takes public transport4.2%
Commutes 45 minutes or more29.1%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity28.4% 5 pts below the national average of 33.4%
Diagnosed diabetes10.4% 1.6 pts below the national average of 12%
Currently smokes8% 5.2 pts below the national average of 13.2%
High blood pressure35.6% 1.5 pts above the national average of 34.1%
Fair or poor general health14% 6.3 pts below the national average of 20.3%
No health insurance (18–64)4.9% 6.4 pts below the national average of 11.3%
Depression15.8% 6.1 pts below the national average of 21.9%
No leisure-time physical activity21.2% 4.2 pts below the national average of 25.4%
Arthritis28.9% 3.8 pts above the national average of 25.1%
Binge drinking15.4% 0.6 pts below the national average of 16%
Taking blood pressure medication81.4% 6.7 pts above the national average of 74.7%
Cancer (non-skin)12% 4.3 pts above the national average of 7.7%
Current asthma10% same as the national average of 10.4%
Coronary heart disease7.1% 0.9 pts above the national average of 6.2%
Routine check-up in past year84.2% 7.5 pts above the national average of 76.7%
Cholesterol screening92.8% 6.9 pts above the national average of 85.9%
Cognitive disability9.3% 5.5 pts below the national average of 14.8%
Colorectal screening73.1% 8.8 pts above the national average of 64.3%
COPD6% 0.6 pts below the national average of 6.6%
Visited a dentist71.4% 10.1 pts above the national average of 61.3%
Any disability25.7% 5 pts below the national average of 30.7%
Lacks emotional support19.3% 5.5 pts below the national average of 24.8%
Food insecurity8% 9.1 pts below the national average of 17.1%
Received food stamps6.1% 8.2 pts below the national average of 14.3%
Hearing disability6.7% same as the national average of 6.7%
High cholesterol43.7% 7.5 pts above the national average of 36.2%
Housing insecurity7.4% 6.4 pts below the national average of 13.8%
Independent living disability5.9% 2.5 pts below the national average of 8.4%
Lacks transport4.7% 4.5 pts below the national average of 9.2%
Loneliness25.9% 8.5 pts below the national average of 34.4%
Mammography use80% 4.1 pts above the national average of 75.9%
Poor mental health (14+ days)12.5% 4.3 pts below the national average of 16.8%
Mobility disability12.5% 1.5 pts below the national average of 14%
Poor physical health (14+ days)11.7% 1.8 pts below the national average of 13.5%
Self-care disability2.9% 1.1 pts below the national average of 4%
Utility shut-off threat4.3% 4.5 pts below the national average of 8.8%
Sleeps under 7 hours35.1% 1.3 pts below the national average of 36.4%
Stroke3.3% same as the national average of 3.4%
All natural teeth lost9.1% 3.9 pts below the national average of 13%
Vision disability3.6% 2 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments153
People employed790
Annual payroll$44,908,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 25.8% of US census tracts
FEMA ratingVery Low to Relatively Low across the 3 census tracts this ZIP code covers
Expected annual loss28.7 out of 100
Community resilience90.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Coastal flooding95Relatively High at its worst in this ZIP code
Hurricane83.9Relatively Moderate at its worst in this ZIP code
Landslide80.1Relatively Low at its worst in this ZIP code
Wildfire72.2Relatively Low at its worst in this ZIP code
Winter weather53.1Relatively Moderate at its worst in this ZIP code
Earthquake51.8Relatively Low at its worst in this ZIP code
Ice storm38.4Relatively Low at its worst in this ZIP code
River flooding30Relatively Low at its worst in this ZIP code
Cold wave29.9Relatively Low at its worst in this ZIP code
Hail26.5Relatively Low at its worst in this ZIP code
Strong wind25.5Relatively Low at its worst in this ZIP code
Lightning23.5Relatively Low at its worst in this ZIP code
Tornado21Very Low at its worst in this ZIP code
Heat wave8.9Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$138,024$84,578$78,538
Income per person$82,565$49,520$43,289
Poverty rate5.3%13.7%12.4%
Median home value$885,900$403,000$303,400
Median gross rent$2,176$1,576$1,348
Homeownership88.7%54.3%65%
Bachelor's degree or higher55.4%39.6%35%
Unemployment rate1%6.2%5.2%
Works from home23.7%13.3%13.5%
Born outside the US9.2%22.6%13.9%
Median age57.639.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationMATTITUCK, NY US3.8 km away
Rain in a year45 in

Average high and low by month

January38.2°F / 22.6°F3.61 in rain
February40.2°F / 23.7°F3.12 in rain
March47°F / 29.5°F4.25 in rain
April56.8°F / 38.7°F4.06 in rain
May67.1°F / 48.3°F3.45 in rain
June75.3°F / 58.7°F3.75 in rain
July81.8°F / 64.8°F3.08 in rain
August81.4°F / 64.3°F4.12 in rain
September74.4°F / 56.7°F3.79 in rain
October63.6°F / 46°F4.04 in rain
November53.1°F / 36°F3.5 in rain
December43.3°F / 28.2°F4.26 in rain
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket100% of this ZIP code's area
No vehicle and far from a supermarket92% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

Mattituck-Cutchogue Union Free School District99.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability15more vulnerable than 15% of US census tracts
Socioeconomic status21more vulnerable than 21% of US census tracts
Household characteristics30more vulnerable than 30% of US census tracts
Racial and ethnic minority status11more vulnerable than 11% of US census tracts
Housing type and transport18more vulnerable than 18% of US census tracts
Walkability6.3 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

11956 New Suffolk, NY2.5 km away
11958 Peconic, NY3 km away
11952 Mattituck, NY5.2 km away
11971 Southold, NY6.3 km away
11948 Laurel, NY8.1 km away
11947 Jamesport, NY11.1 km away
11970 South Jamesport, NY11.8 km away
11965 Shelter Island Heights, NY13 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Suffolk County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area10.32 sq mi
Water area1.16 sq mi
Population density285 people per sq mi
Latitude, longitude41.0139, -72.4803

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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