Postal Codes

11787 ZIP Code

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ZIP code 11787 covers Smithtown, New York, with a population of about 34,656 and a median household income of $141,505.

Population
34,6562,326 per square mile
Median age
46.98.2 points above the US average
Median household income
$141,5051.7× the New York median
Poverty rate
5.3%7.1 points below the US average
Typical home value
$826,083up 35.6% in five years
Median rent
$2,3491.5× the New York median
Degree or higher
50.5%15.5 points above the US average
Homeownership
86.4%21.4 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
1,428

Where 11787 is

Smithtown, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population34,656
Median age46.9
Family households74.4%
Born outside the US8.3%
Speaks a language other than English at home12%
White (non-Hispanic)79.9%
Black (non-Hispanic)0.8%
Asian (non-Hispanic)5%
Hispanic or Latino10.8%
Veterans6.5%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$141,505
Income per person$61,831
Poverty rate5.3%
Households on SNAP or cash assistance5.7%

Household income distribution

Under $10k4.1%
$10–15k2.4%
$15–20k1.5%
$20–25k1.0%
$25–30k2.0%
$30–35k0.4%
$35–40k2.0%
$40–45k0.8%
$45–50k1.4%
$50–60k2.7%
$60–75k4.9%
$75–100k9.9%
$100–125k10.1%
$125–150k10.5%
$150–200k13.2%
$200k or more33.1%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed18,060
Mean adjusted gross income$138,666
Returns declaring $200,000 or more18.8%
Returns, under $25k20.8%
Returns, $25k–$50k12.5%
Returns, $50k–$75k11.7%
Returns, $75k–$100k9.9%
Returns, $100k–$200k26.3%
Returns, $200k or more18.8%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$642,200
Median gross rent$2,349
Rent as a share of household income35%
Owner-occupied86.4%
Vacant homes2.6%
Median year built1967

What the homes are

Detached house84.9%
Attached house4.8%
2 to 4 units2.9%
5 to 19 units4.5%
20 or more units2.2%
Mobile home0.6%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$826,083as of 2026-07
Typical home value, 1 yearup 7.1%
Typical home value, 5 yearsup 35.6%
Typical home value, 10 yearsup 75.6%
Typical home value since 2000
200020132026$826,083$251,092

$251,092 in 2000 to $826,083 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate3.6%
Bachelor's degree or higher50.5%
High school diploma or higher95.5%
Works from home16.5%
Drives to work alone74.7%
Takes public transport4%
Commutes 45 minutes or more22.6%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity27.1% 6.3 pts below the national average of 33.4%
Diagnosed diabetes8.8% 3.2 pts below the national average of 12%
Currently smokes8.1% 5.1 pts below the national average of 13.2%
High blood pressure31.1% 3 pts below the national average of 34.1%
Fair or poor general health12.8% 7.5 pts below the national average of 20.3%
No health insurance (18–64)4.3% 7 pts below the national average of 11.3%
Depression16.4% 5.5 pts below the national average of 21.9%
No leisure-time physical activity20.2% 5.2 pts below the national average of 25.4%
Arthritis24.9% same as the national average of 25.1%
Binge drinking17% 1 pts above the national average of 16%
Taking blood pressure medication78.4% 3.7 pts above the national average of 74.7%
Cancer (non-skin)10.1% 2.4 pts above the national average of 7.7%
Current asthma10.1% same as the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year82.6% 5.9 pts above the national average of 76.7%
Cholesterol screening91.8% 5.9 pts above the national average of 85.9%
Cognitive disability9.7% 5.1 pts below the national average of 14.8%
Colorectal screening68.6% 4.3 pts above the national average of 64.3%
COPD5% 1.6 pts below the national average of 6.6%
Visited a dentist71.4% 10.1 pts above the national average of 61.3%
Any disability23.8% 6.9 pts below the national average of 30.7%
Lacks emotional support20.6% 4.2 pts below the national average of 24.8%
Food insecurity8% 9.1 pts below the national average of 17.1%
Received food stamps5.9% 8.4 pts below the national average of 14.3%
Hearing disability5.6% 1.1 pts below the national average of 6.7%
High cholesterol40.2% 4 pts above the national average of 36.2%
Housing insecurity7.6% 6.2 pts below the national average of 13.8%
Independent living disability5.6% 2.8 pts below the national average of 8.4%
Lacks transport4.7% 4.5 pts below the national average of 9.2%
Loneliness27.6% 6.8 pts below the national average of 34.4%
Mammography use80.6% 4.7 pts above the national average of 75.9%
Poor mental health (14+ days)13.5% 3.3 pts below the national average of 16.8%
Mobility disability10.8% 3.2 pts below the national average of 14%
Poor physical health (14+ days)10.9% 2.6 pts below the national average of 13.5%
Self-care disability2.6% 1.4 pts below the national average of 4%
Utility shut-off threat4.3% 4.5 pts below the national average of 8.8%
Sleeps under 7 hours35.9% 0.5 pts below the national average of 36.4%
Stroke2.8% 0.6 pts below the national average of 3.4%
All natural teeth lost7.5% 5.5 pts below the national average of 13%
Vision disability3.2% 2.4 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments1,428
People employed16,221
Annual payroll$811,790,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 13.6% of US census tracts
FEMA ratingVery Low to Relatively Low across the 13 census tracts this ZIP code covers
Expected annual loss23 out of 100
Community resilience90.9 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane75.1Relatively Moderate at its worst in this ZIP code
Landslide68.9Relatively Low at its worst in this ZIP code
Winter weather63Relatively Moderate at its worst in this ZIP code
Ice storm58.3Relatively Moderate at its worst in this ZIP code
Earthquake55.9Relatively Low at its worst in this ZIP code
Strong wind45.1Relatively Moderate at its worst in this ZIP code
Wildfire40.5Very Low at its worst in this ZIP code
Cold wave38.6Relatively Moderate at its worst in this ZIP code
Lightning35.9Relatively Moderate at its worst in this ZIP code
Coastal flooding35.3Relatively Moderate at its worst in this ZIP code
River flooding26.1Relatively Low at its worst in this ZIP code
Heat wave24.7Relatively Low at its worst in this ZIP code
Tornado21.6Relatively Low at its worst in this ZIP code
Hail11.3Very Low at its worst in this ZIP code
Drought2.9Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$141,505$84,578$78,538
Income per person$61,831$49,520$43,289
Poverty rate5.3%13.7%12.4%
Median home value$642,200$403,000$303,400
Median gross rent$2,349$1,576$1,348
Homeownership86.4%54.3%65%
Bachelor's degree or higher50.5%39.6%35%
Unemployment rate3.6%6.2%5.2%
Works from home16.5%13.3%13.5%
Born outside the US8.3%22.6%13.9%
Median age46.939.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationISLIP LI MACARTHUR AP, NY US11.6 km away
Rain in a year46 in
Snow in a year32 in

Average high and low by month

January39.2°F / 24.6°F3.66 in rain, 10.3 in snow
February41°F / 25.5°F3.29 in rain, 9.4 in snow
March47.7°F / 32°F4.51 in rain, 6.5 in snow
April58.3°F / 41.2°F4.06 in rain, 0.6 in snow
May68.3°F / 50.8°F3.28 in rain
June77.2°F / 60.9°F4 in rain
July82.8°F / 67.3°F3.26 in rain
August81.4°F / 66°F4.24 in rain
September74.8°F / 58.9°F3.6 in rain
October64.1°F / 47.3°F3.97 in rain
November53.6°F / 37.6°F3.41 in rain, 0.5 in snow
December44.4°F / 29.8°F4.71 in rain, 4.5 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket71% of this ZIP code's area
No vehicle and far from a supermarket3% of this ZIP code's area
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 3 school districts, so the address decides which one, not the ZIP code.

Smithtown Central School District74.1% of this ZIP code's land area
Hauppauge Union Free School District23.6% of this ZIP code's land area
Commack Union Free School District1.5% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability11more vulnerable than 11% of US census tracts
Socioeconomic status10more vulnerable than 10% of US census tracts
Household characteristics22more vulnerable than 22% of US census tracts
Racial and ethnic minority status29more vulnerable than 29% of US census tracts
Housing type and transport26more vulnerable than 26% of US census tracts
Walkability7.8 out of 20Below average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

11788 Hauppauge, NY3.8 km away
11754 Kings Park, NY4.4 km away
11780 Saint James, NY5.5 km away
11767 Nesconset, NY5.6 km away
11725 Commack, NY5.7 km away
11749 Islandia, NY6.4 km away
11722 Central Islip, NY7.7 km away
11755 Lake Grove, NY8.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Suffolk County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area14.9 sq mi
Water area0.67 sq mi
Population density2,326 people per sq mi
Latitude, longitude40.8542, -73.2138

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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