Postal Codes

10605 ZIP Code

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ZIP code 10605 covers White Plains, New York, with a population of about 19,371 and a median household income of $145,587.

Population
19,3713,607 per square mile
Median age
46.67.9 points above the US average
Median household income
$145,5871.7× the New York median
Poverty rate
6.3%6.1 points below the US average
Typical home value
$1,021,141up 34.3% in five years
Median rent
$2,1951.4× the New York median
Degree or higher
65.8%30.8 points above the US average
Homeownership
74.5%9.5 points above the US average
Time zone
Eastern UTC-05:00observes daylight saving time
Businesses
664

Where 10605 is

White Plains, New York — the area the Census Bureau draws for this ZIP code. ZIP codes are sets of delivery routes rather than areas, so this is the Census approximation of one, not a Postal Service boundary.

People and households

American Community Survey 2019–2023 five-year estimates

Population19,371
Median age46.6
Family households63.5%
Born outside the US23.9%
Speaks a language other than English at home26.7%
White (non-Hispanic)62.3%
Black (non-Hispanic)8%
Asian (non-Hispanic)8.1%
Hispanic or Latino18.6%
Veterans4.7%
Population by age
MaleFemale0-45-910-1415-1920-2425-3435-4445-5455-6465-7475-8485+
Income and poverty

American Community Survey 2019–2023 five-year estimates

Median household income$145,587
Income per person$86,708
Poverty rate6.3%
Households on SNAP or cash assistance8%

Household income distribution

Under $10k3.4%
$10–15k1.3%
$15–20k1.8%
$20–25k2.9%
$25–30k1.8%
$30–35k1.3%
$35–40k1.8%
$40–45k2.2%
$45–50k4.6%
$50–60k2.9%
$60–75k4.9%
$75–100k6.9%
$100–125k7.7%
$125–150k8.1%
$150–200k11.0%
$200k or more37.4%

Income as declared to the IRS

Filed returns rather than survey responses, so this counts tax units and not households.

Tax returns filed10,370
Mean adjusted gross income$185,121
Returns declaring $200,000 or more26%
Returns, under $25k19.9%
Returns, $25k–$50k12.9%
Returns, $50k–$75k11.5%
Returns, $75k–$100k8.9%
Returns, $100k–$200k20.8%
Returns, $200k or more26.0%
Housing

American Community Survey 2019–2023 five-year estimates

Median home value$761,200
Median gross rent$2,195
Rent as a share of household income28.5%
Owner-occupied74.5%
Vacant homes7.1%
Median year built1956

What the homes are

Detached house48.9%
Attached house5.6%
2 to 4 units4.4%
5 to 19 units8.6%
20 or more units32.4%
Boat, RV or van0.1%
Home values and rents today

Zillow Home Value Index and Zillow Observed Rent Index, courtesy of Zillow. Monthly and current, where the Census figures above are a five-year average and are capped at $2,000,000.

Typical home value$1,021,141as of 2026-07
Typical home value, 1 yearup 4.2%
Typical home value, 5 yearsup 34.3%
Typical home value, 10 yearsup 60.3%
Typical asking rent$3,251as of 2026-07
Typical asking rent, 1 yearup 8.9%
Typical home value since 2000
200020132026$1,021,141$351,860

$351,860 in 2000 to $1,021,141 in 2026.

Work, commuting and education

American Community Survey 2019–2023 five-year estimates

Unemployment rate6.1%
Bachelor's degree or higher65.8%
High school diploma or higher93.1%
Works from home26.6%
Drives to work alone51.5%
Takes public transport10%
Commutes 45 minutes or more24%
Health

CDC PLACES 2025 release, model-based estimates. These are modelled small-area estimates for adults, not counts of diagnosed cases.

Obesity23.9% 9.5 pts below the national average of 33.4%
Diagnosed diabetes9.7% 2.3 pts below the national average of 12%
Currently smokes7.6% 5.6 pts below the national average of 13.2%
High blood pressure29.9% 4.2 pts below the national average of 34.1%
Fair or poor general health12.6% 7.7 pts below the national average of 20.3%
No health insurance (18–64)6% 5.3 pts below the national average of 11.3%
Depression15.4% 6.5 pts below the national average of 21.9%
No leisure-time physical activity19% 6.4 pts below the national average of 25.4%
Arthritis25.8% 0.7 pts above the national average of 25.1%
Binge drinking14.7% 1.3 pts below the national average of 16%
Taking blood pressure medication78.9% 4.2 pts above the national average of 74.7%
Cancer (non-skin)10% 2.3 pts above the national average of 7.7%
Current asthma9% 1.4 pts below the national average of 10.4%
Coronary heart disease5.7% 0.5 pts below the national average of 6.2%
Routine check-up in past year81.9% 5.2 pts above the national average of 76.7%
Cholesterol screening92.3% 6.4 pts above the national average of 85.9%
Cognitive disability8.8% 6 pts below the national average of 14.8%
Colorectal screening72.6% 8.3 pts above the national average of 64.3%
COPD4.6% 2 pts below the national average of 6.6%
Visited a dentist73.2% 11.9 pts above the national average of 61.3%
Any disability21.3% 9.4 pts below the national average of 30.7%
Lacks emotional support19% 5.8 pts below the national average of 24.8%
Food insecurity9.2% 7.9 pts below the national average of 17.1%
Received food stamps7.1% 7.2 pts below the national average of 14.3%
Hearing disability5.5% 1.2 pts below the national average of 6.7%
High cholesterol38% 1.8 pts above the national average of 36.2%
Housing insecurity8.8% 5 pts below the national average of 13.8%
Independent living disability5.4% 3 pts below the national average of 8.4%
Lacks transport5.2% 4 pts below the national average of 9.2%
Loneliness28.2% 6.2 pts below the national average of 34.4%
Mammography use81.9% 6 pts above the national average of 75.9%
Poor mental health (14+ days)11.9% 4.9 pts below the national average of 16.8%
Mobility disability10.4% 3.6 pts below the national average of 14%
Poor physical health (14+ days)10.4% 3.1 pts below the national average of 13.5%
Self-care disability2.8% 1.2 pts below the national average of 4%
Utility shut-off threat5.1% 3.7 pts below the national average of 8.8%
Sleeps under 7 hours32.3% 4.1 pts below the national average of 36.4%
Stroke2.9% 0.5 pts below the national average of 3.4%
All natural teeth lost5.9% 7.1 pts below the national average of 13%
Vision disability3.7% 1.9 pts below the national average of 5.6%
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Business and employment

Census ZIP Code Business Patterns 2022

Business establishments664
People employed8,373
Annual payroll$605,409,000
Natural hazard risk

FEMA National Risk Index, estimated for this ZIP code from census tract data — the NRI is not published per ZIP.

Overall riskHigher than 20% of US census tracts
FEMA ratingVery Low to Relatively Low across the 7 census tracts this ZIP code covers
Expected annual loss26.9 out of 100
Community resilience68.6 out of 100

By hazard

Score is out of 100 and is the area-weighted average across the census tracts this ZIP code covers. The rating beside it is the highest any one of those tracts carries.

Hurricane73.4Relatively Low at its worst in this ZIP code
Earthquake61.8Relatively Low at its worst in this ZIP code
Strong wind61.8Relatively Moderate at its worst in this ZIP code
Landslide58.8Very Low at its worst in this ZIP code
Winter weather56.8Relatively Moderate at its worst in this ZIP code
Ice storm44.2Relatively Low at its worst in this ZIP code
River flooding40.9Relatively High at its worst in this ZIP code
Lightning37Relatively Moderate at its worst in this ZIP code
Cold wave35.1Relatively Low at its worst in this ZIP code
Heat wave32.8Relatively Low at its worst in this ZIP code
Tornado24.5Very Low at its worst in this ZIP code
Wildfire17.1Very Low at its worst in this ZIP code
Hail12.4Very Low at its worst in this ZIP code
Compared with New York and the United States

State and national columns are figures for those areas, not for this ZIP code. American Community Survey 2019–2023 five-year estimates

This ZIPNew YorkUnited States
Median household income$145,587$84,578$78,538
Income per person$86,708$49,520$43,289
Poverty rate6.3%13.7%12.4%
Median home value$761,200$403,000$303,400
Median gross rent$2,195$1,576$1,348
Homeownership74.5%54.3%65%
Bachelor's degree or higher65.8%39.6%35%
Unemployment rate6.1%6.2%5.2%
Works from home26.6%13.3%13.5%
Born outside the US23.9%22.6%13.9%
Median age46.639.638.7
Climate

NOAA US Climate Normals 1991-2020, from the nearest weather station with a full year of records. The station and its distance are named above, because a station forty kilometres away describes somewhere else.

Weather stationDOBBS FERRY-ARDSLEY, NY US6.7 km away
Rain in a year51 in
Snow in a year33 in

Average high and low by month

January39.8°F / 23.1°F3.87 in rain, 9.4 in snow
February42.9°F / 24.5°F3.3 in rain, 10.9 in snow
March50.7°F / 31°F4.37 in rain, 5.8 in snow
April62.8°F / 40.1°F4.26 in rain, 0.7 in snow
May73°F / 49.5°F4.27 in rain
June80.8°F / 58.8°F4.58 in rain
July85.6°F / 64.4°F4.53 in rain
August83.9°F / 63.2°F4.44 in rain
September76.9°F / 56.1°F4.61 in rain
October65.4°F / 45.1°F4.43 in rain
November54.4°F / 36°F3.88 in rain, 0.3 in snow
December44.5°F / 28.6°F4.7 in rain, 5.6 in snow
Access to food

USDA Food Access Research Atlas, estimated for this ZIP code from census tract data. Each figure is the share of the ZIP code's land area that falls in a tract carrying that flag.

Low income and far from a supermarketNone of this ZIP code
Far from a supermarket87% of this ZIP code's area
No vehicle and far from a supermarketNone of this ZIP code
School districts

NCES Geographic Relationship File 2025, which states the association between each district and each ZIP code tabulation area directly. Elementary and secondary districts can cover the same ground, so shares need not total 100%.

This ZIP code is served by 2 school districts, so the address decides which one, not the ZIP code.

White Plains City School District98% of this ZIP code's land area
Harrison Central School District2% of this ZIP code's land area
Community and walkability

CDC/ATSDR Social Vulnerability Index 2022 and the EPA National Walkability Index, both estimated for this ZIP code from census tract data. Vulnerability figures are national percentile ranks, not measurements.

Overall social vulnerability30more vulnerable than 30% of US census tracts
Socioeconomic status28more vulnerable than 28% of US census tracts
Household characteristics32more vulnerable than 32% of US census tracts
Racial and ethnic minority status45more vulnerable than 45% of US census tracts
Housing type and transport41more vulnerable than 41% of US census tracts
Walkability12.8 out of 20Above average
Nearby ZIP codes

The closest ZIP codes by centre point, which is not the same as sharing a border.

10606 White Plains, NY2.3 km away
10601 White Plains, NY2.3 km away
10602 White Plains, NY2.3 km away
10577 Purchase, NY4.3 km away
10603 White Plains, NY4.4 km away
10583 Scarsdale, NY4.4 km away
10530 Hartsdale, NY4.4 km away
10604 West Harrison, NY5.2 km away
Location, counties and time zone

County shares from Census 2020 ZCTA relationship files. Time zone from the USDOT National Transportation Atlas, which renders the boundaries written into 49 CFR Part 71.

Westchester County100% of this ZIP code's land area
Time zoneEastern (UTC-05:00 standard)
Daylight saving timeObserved
Land area5.37 sq mi
Water area0.01 sq mi
Population density3,607 people per sq mi
Latitude, longitude41.0141, -73.7552

Figures are published for this ZIP code or its Census tabulation area unless a section says otherwise. Estimates whose margin of error made them unreliable are omitted rather than shown. Sources: US Census Bureau, CDC, IRS.

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